## Top 3 net worth trackers 1. [Monarch Money](https://toolradar.com/tools/monarch-money) #1 Top pick Track, budget, plan, and do more with your money all in one app.Starting priceFrom $8.33 /moCheapest paid plan, monthly, as of October 2026Our takeBest overall[Read the review](https://toolradar.com/tools/monarch-money) 2. [Copilot Money](https://toolradar.com/tools/copilot-money) #2 Your money, beautifully organized. The money app that just works.Starting priceFrom $7.92 /moCheapest paid plan, monthly, as of October 2026Our takeMost affordable[Read the review](https://toolradar.com/tools/copilot-money) 3. [Empower Personal Dashboard](https://toolradar.com/tools/empower-personal-dashboard) #3 Track net worth, cash flow, and investmentsPricingFreeOur takeBest free tier[Read the review](https://toolradar.com/tools/empower-personal-dashboard) ## 5 top net worth trackers compared | Tool | Our take | Starting price (Oct 2026) | Rating | | --- | --- | --- | --- | | [Monarch Money](https://toolradar.com/tools/monarch-money) | Best overall | Price: $8.33/mo | Rating: n/a | | [Copilot Money](https://toolradar.com/tools/copilot-money) | Most affordable | Price: $7.92/mo | Rating: n/a | | [Empower Personal Dashboard](https://toolradar.com/tools/empower-personal-dashboard) | Best free tier | Price: Free | Rating: n/a | | [Talvo](https://toolradar.com/tools/talvo) | | Price: $7.99/mo | Rating: n/a | | [Moflow](https://toolradar.com/tools/moflow) | | Price: $16.58/mo | Rating: n/a | ## Net Worth Trackers pricing compared | Tool | Cheapest paid plan | Free plan | Billing basis | | --- | --- | --- | --- | | [Monarch Money](https://toolradar.com/tools/monarch-money) | Cheapest paid plan: Annual, $8.33/mo (billed yearly) | Free plan: No | Billing: Billed yearly | | [Copilot Money](https://toolradar.com/tools/copilot-money) | Cheapest paid plan: Annual, $7.92/mo (billed yearly) | Free plan: No | Billing: Billed yearly | | [Empower Personal Dashboard](https://toolradar.com/tools/empower-personal-dashboard) | Cheapest paid plan: No paid plan | Free plan: Yes | Billing: Free | | [Talvo](https://toolradar.com/tools/talvo) | Cheapest paid plan: Plus, $7.99/mo (billed yearly) | Free plan: Yes (Starter) | Billing: Billed yearly | | [Moflow](https://toolradar.com/tools/moflow) | Cheapest paid plan: Moflow+, $16.58/mo (billed yearly) | Free plan: Yes | Billing: Billed yearly | Toolradar pricing data, last verified October 2026. Prices are the cheapest paid plan converted to a monthly figure; "Not published" means the vendor publishes no price for a self-serve paid plan. 4 of 5 tools publish a paid price; median cheapest paid plan $8.16/mo. ## How the top net worth trackers compare 3 of the 5 net worth trackers listed here have a free plan (Empower Personal Dashboard, Talvo, Moflow); the other 2 (Monarch Money, Copilot Money) are paid only. Teams on a budget should start with Empower Personal Dashboard, our free pick. Rankings are computed from G2/Capterra review volume and rating, and media mentions. [Editorial policy](https://toolradar.com/editorial-policy) ## Top net worth trackers Order: Toolradar ranking score, which is the public review volume times the average rating on G2, Capterra, Trustpilot and other review sites, plus media mentions (recent ones count more). Paid placements are labelled and never change the score. [How we rank](https://toolradar.com/how-we-rate). ### Monarch Money Paid Track, budget, plan, and do more with your money all in one app. Monarch is a comprehensive personal finance management platform designed to bring all your financial accounts into a single, clear view. It helps users track their net worth, monitor day-to-day spending, and manage cash flow with confidence. The platform offers robust budgeting tools that adapt to individual needs, allowing users to create flexible budgets and stay focused on their financial goals. Beyond individual financial management, Monarch facilitates collaboration, enabling partners or financial professionals to view and manage finances together, making it ideal for couples and families. It also provides features for setting and tracking financial goals, automatically detecting recurring subscriptions, and generating customizable reports to visualize financial trends. With best-in-class data connectivity to over 13,000 financial institutions, Monarch ensures all financial data is always in sync across web, iOS, and Android devices, offering a complete and up-to-date financial picture. [View details](https://toolradar.com/tools/monarch-money) [Visit website](https://monarchmoney.com) [Monarch Money alternatives →](https://toolradar.com/alternatives/monarch-money) Thanks, your review is with our moderators.Used Monarch Money? Rate it - Pro: Good personal finance - Pro: Clean UI - Pro: Good aggregation - Con: Subscription required - Con: No free tier Good value Monarch Money charges $99.99/year ($8.33/month) or $14.99/month for a single unified plan, no feature gating, no tiers, no upsells. Watch out Monthly billing penalty: $14.99/month ($179.88/year) vs $99.99/year, paying monthly costs 80% more. The annual plan is the only sensible option unless you are testing for a single month. ### Copilot Money Paid Your money, beautifully organized. The money app that just works. Copilot Money is a personal finance application designed to help users navigate their finances with confidence. It offers comprehensive tools for tracking spending, managing budgets, monitoring investments, and calculating net worth. The platform aims to provide personalized recommendations to help users save money and grow their wealth. The app utilizes AI to learn spending patterns and automatically tag transactions, becoming smarter with continued use. Key features include a daily spending line, tracking pending refunds and upcoming bills, budget rollovers for unspent funds, cash flow summaries, and subscription detection. It consolidates all financial accounts, including stocks, crypto, and real estate, into one view to provide a holistic net worth overview and live performance estimates for investments. Copilot Money is ideal for individuals looking for an intelligent and integrated solution to manage their personal finances, gain insights into their spending habits, optimize savings, and track their overall financial health across various asset classes. [View details](https://toolradar.com/tools/copilot-money) [Visit website](https://copilot.money) Thanks, your review is with our moderators.Used Copilot Money? Rate it - Pro: Personal finance app - Pro: Good design - Pro: Apple integration - Con: Apple only - Con: Subscription expensive Good value Copilot Money's pricing, at $13/month or $95/year, is on the higher end for personal finance apps, especially considering the market. ### Empower Personal Dashboard 100% free Track net worth, cash flow, and investments Empower Personal Dashboard (formerly Personal Capital) is a free tool to track net worth, cash flow, and investment portfolios, with a retirement planner and investment fee analyzer. Optional paid wealth-management services are offered separately. [View details](https://toolradar.com/tools/empower-personal-dashboard) [Visit website](https://www.empower.com/personal-investors/empower-personal-dashboard) Thanks, your review is with our moderators.Used Empower Personal Dashboard? Rate it - Pro: Genuinely free - Pro: Strong investment and retirement analytics - Pro: Consolidated net-worth view - Con: Expect sales calls for the wealth-management upsell - Con: Budgeting tools are basic ### Talvo Free plan Unified European personal finance dashboard with 2,500+ bank connections Talvo is a personal finance app designed for European users, connecting to a wide range of banks across Europe via licensed PSD2 providers. It automatically syncs transactions, categorizes them using merchant recognition, and provides a unified dashboard to track spending, income, and net worth. The app handles multiple currencies natively with daily exchange rates and stores all data in the EU for GDPR compliance. Talvo offers features like spending trends, a money-flow diagram, merchant intelligence (visit frequency and average spend per merchant), budget rollovers, and mid-month rebalancing. It supports both automatic bank sync and manual account/transaction entry, making it suitable for users who want a comprehensive yet simple overview of their finances without spreadsheets. [View details](https://toolradar.com/tools/talvo) [Visit website](https://www.talvo.eu/) [Talvo alternatives →](https://toolradar.com/alternatives/talvo) Thanks, your review is with our moderators.Used Talvo? Rate it - Pro: Strong European focus with broad bank compatibility and GDPR-compliant data storage - Pro: Automatic categorization that learns from user corrections and recognizes local merchants - Pro: Free plan available for manual tracking, making it accessible to try without commitment - Con: Limited to European banks and currencies, not suitable for users outside Europe - Con: No investment tracking or portfolio management features mentioned Good value Talvo's pricing is fair and generous, especially with a fully functional free tier. ### Moflow Free plan Net worth tracker: all your assets in one place One net worth, 38 currencies. Cash, savings, investments, property and debts, in their own currencies, totalled into one net worth in yours. Free includes daily prices. Moflow+ adds your connected brokerage, your AI, and trends, goals, projections and retirement. Connected accounts update once a day. Read-only: Moflow never trades and never moves money. Moflow never tells you what to buy, sell or hold. Encrypted in transit and at rest. [View details](https://toolradar.com/tools/moflow) [Visit website](https://moflow.app/) Thanks, your review is with our moderators.Used Moflow? Rate it Good value Moflow's pricing is fair and competitive. ## Popular net worth trackers comparisons See how the leading net worth trackers stack up head-to-head. - [Empower Personal Dashboard vs Monarch Money](https://toolradar.com/compare/empower-personal-dashboard-vs-monarch-money) - [Empower Personal Dashboard vs Copilot Money](https://toolradar.com/compare/copilot-money-vs-empower-personal-dashboard) - [Talvo vs Monarch Money](https://toolradar.com/compare/monarch-money-vs-talvo) - [Talvo vs Copilot Money](https://toolradar.com/compare/copilot-money-vs-talvo) - [Talvo vs Empower Personal Dashboard](https://toolradar.com/compare/empower-personal-dashboard-vs-talvo) Compare all 5 net worth trackers side by side ## Pricing breakdowns for net worth trackers Real plans and the hidden costs for each tool. - [Monarch Money pricing](https://toolradar.com/tools/monarch-money/pricing) - [Copilot Money pricing](https://toolradar.com/tools/copilot-money/pricing) - [Talvo pricing](https://toolradar.com/tools/talvo/pricing) - [Moflow pricing](https://toolradar.com/tools/moflow/pricing) ## How we ranked these net worth trackers We rank by real-world signal: G2/Capterra review volume and rating, and media mentions (volume and recency). Pricing is re-checked and the ranking refreshed monthly. Tools evaluated5 With free plan60% Last updatedNovember 2026 Toolradar Research ## The data behind net worth trackers First-party analyses built from our full catalog, methodology published. - [Which software categories are actually free](https://toolradar.com/reports/free-software-report-2026) - [What B2B software really costs per month](https://toolradar.com/reports/saas-price-points-2026) - [The most crowded software markets](https://toolradar.com/reports/most-crowded-software-markets-2026) All Toolradar research Ask your AI assistant Toolradar works inside Claude, ChatGPT, Cursor and VS Code. Every price comes with the date it was read on the vendor's page. No API key needed. “What is the best net worth trackers tool for a 5-person team under $50 a month? Give me a short list with prices.” [Add to Cursor](cursor://anysphere.cursor-deeplink/mcp/install?name=toolradar&config=eyJ1cmwiOiJodHRwczovL3Rvb2xyYWRhci5jb20vYXBpL21jcCJ9)[Add to VS Code](vscode:mcp/install?%7B%22name%22%3A%22toolradar%22%2C%22url%22%3A%22https%3A%2F%2Ftoolradar.com%2Fapi%2Fmcp%22%7D)[Claude, ChatGPT and others](https://toolradar.com/for-agents?src=category) claude mcp add --transport http toolradar https://toolradar.com/api/mcp ## Frequently Asked Questions ### What is the best net worth trackers tool in 2026? Based on our analysis of 5 net worth trackers tools, Monarch Money is our overall net worth trackers pick. The next tools on the list are Copilot Money, Empower Personal Dashboard, Talvo. Rankings use G2/Capterra review volume and rating, and media mentions. ### What are the top 3 net worth trackers tools? The top 3 net worth trackers tools in 2026, ranked by Toolradar, are: 1) Monarch Money, Track, budget, plan, and do more with your money all in one app. 2) Copilot Money, Your money, beautifully organized. The money app that just works. 3) Empower Personal Dashboard, Track net worth, cash flow, and investments. ### Are there free net worth trackers tools? Yes. Empower Personal Dashboard is our free net worth trackers pick (100% free, no paid upgrade path). 3 of the 5 tools on this page have a free plan. Among the 5 net worth trackers tools we rank, 3 have a free plan. ### How do I choose the right net worth trackers tool? Start by defining your team size, budget, and must-have features. Monarch Money is our overall net worth trackers pick. Empower Personal Dashboard is our free net worth trackers pick. Compare all 5 options side by side on Toolradar. Cite this page: Toolradar, "Best Net Worth Trackers in 2026", updated November 2026, https://toolradar.com/best/net-worth-trackers [Net Worth Trackers statistics catalog size, ratings and pricing data, updated monthly](https://toolradar.com/statistics/net-worth-trackers) For net worth trackers vendors ## Selling a net worth trackers product? Reach 930K+ buyers through Toolradar & Dupple. Newsletter ads and directory listings: the same surfaces buyers use to shortlist. Maximum 3 sponsors per issue, native layout, no ad design needed. Self-serve advertising Book a Spotlight, Primary Ad, or Native Advertorial yourself. Live in 1-2 weeks. See ad pricing → Full-service: let us run it Our agency owns the media + executes the campaigns. Demand, SEO, content, end-to-end. How the agency works → Some offers on this page may be paid placements or contain affiliate links. --- Source: https://toolradar.com/best/net-worth-trackers