{
  "name": "Cleo",
  "slug": "cleo",
  "pricingModel": "paid",
  "normalized": {
    "currency": "USD",
    "entry": {
      "plan": "Grow",
      "perMonth": 2.99,
      "unit": "unknown",
      "unitNoun": null,
      "billing": "monthly",
      "free": false,
      "contactSales": false
    },
    "plans": [
      {
        "plan": "Free",
        "perMonth": 0,
        "unit": "unknown",
        "unitNoun": null,
        "billing": "unknown",
        "free": true,
        "contactSales": false
      },
      {
        "plan": "Grow",
        "perMonth": 2.99,
        "unit": "unknown",
        "unitNoun": null,
        "billing": "monthly",
        "free": false,
        "contactSales": false
      },
      {
        "plan": "Plus",
        "perMonth": 5.99,
        "unit": "unknown",
        "unitNoun": null,
        "billing": "monthly",
        "free": false,
        "contactSales": false
      },
      {
        "plan": "Pro",
        "perMonth": 8.99,
        "unit": "unknown",
        "unitNoun": null,
        "billing": "monthly",
        "free": false,
        "contactSales": false
      },
      {
        "plan": "Builder",
        "perMonth": 14.99,
        "unit": "unknown",
        "unitNoun": null,
        "billing": "monthly",
        "free": false,
        "contactSales": false
      }
    ],
    "hasFreePlan": true,
    "hasFreeTrial": false,
    "contactSalesOnly": false
  },
  "pricingDetails": {
    "tiers": [
      {
        "name": "Free",
        "price": "0",
        "features": [
          "Expense tracking",
          "Budget insights",
          "Chatbot services",
          "Basic spend tracking"
        ],
        "billingPeriod": "monthly"
      },
      {
        "name": "Grow",
        "price": "2.99",
        "features": [
          "Targeted savings",
          "Financial growth features"
        ],
        "billingPeriod": "monthly"
      },
      {
        "name": "Plus",
        "price": "5.99",
        "features": [
          "Cash advance $20-$250",
          "Credit score access",
          "Advanced budgeting"
        ],
        "billingPeriod": "monthly"
      },
      {
        "name": "Pro",
        "price": "8.99",
        "features": [
          "Voice chat",
          "Conversation memory",
          "Advanced AI features"
        ],
        "billingPeriod": "monthly"
      },
      {
        "name": "Builder",
        "price": "14.99",
        "features": [
          "Credit Builder card",
          "Build credit history",
          "Cashback rewards"
        ],
        "billingPeriod": "monthly"
      }
    ],
    "hasFreeTier": true,
    "hasFreeTrial": false
  },
  "costFacts": null,
  "pricesByRegion": null,
  "verdict": "Cleo's pricing structure, ranging from a Free tier to the Builder tier at $14.99/month, appears generous for personal finance management. The Free and Grow ($2.99) tiers offer good value for basic budgeting and savings. However, the Pro ($8.99) and Builder ($14.99) tiers seem expensive for features that might be available at lower costs or for free elsewhere. This pricing is best for individuals seeking comprehensive financial tools and willing to pay for advanced AI and credit-building features.",
  "bestFor": "Budgeting beginners | Credit builders | AI-assisted financial management",
  "hiddenCosts": [],
  "recentChanges": [],
  "priceHistory": [],
  "partnerLink": false,
  "correction": "This price may be out of date. If the vendor's page differs, call report_issue with evidence_url and quote, or verify_price.",
  "provenance": {
    "lastVerifiedAt": "2026-10-03",
    "sourceUrl": "https://cleo.com",
    "confidence": "medium"
  },
  "source": "Toolradar",
  "citation": "Toolradar, verified 2026-10-03, https://toolradar.com/tools/cleo/pricing",
  "affiliateUrl": "https://toolradar.com/api/go/cleo?ref=mcp&key=json",
  "toolradarUrl": "https://toolradar.com/tools/cleo/pricing"
}