{
  "name": "Next Insurance",
  "slug": "next-insurance",
  "lifecycle": {
    "note": "ERGO NEXT Insurance",
    "quote": "NEXT is now ERGO NEXT Insurance, uniting digital-first innovation with Munich Re's global financial strength.",
    "state": "renamed",
    "readAt": "2026-11-03T16:20:01.971Z",
    "sourceUrl": "https://www.nextinsurance.com/#pricing"
  },
  "pricingModel": "paid",
  "normalized": {
    "currency": "USD",
    "entry": {
      "plan": "General Liability",
      "perMonth": 19,
      "unit": "unknown",
      "unitNoun": null,
      "billing": "monthly",
      "free": false,
      "contactSales": false
    },
    "plans": [
      {
        "plan": "General Liability",
        "perMonth": 19,
        "unit": "unknown",
        "unitNoun": null,
        "billing": "monthly",
        "free": false,
        "contactSales": false
      }
    ],
    "hasFreePlan": false,
    "hasFreeTrial": false,
    "contactSalesOnly": false
  },
  "pricingDetails": {
    "tiers": [
      {
        "name": "General Liability",
        "price": "Prices start at just $19/month",
        "features": [],
        "isPopular": false,
        "sourceUrl": "https://www.nextinsurance.com/#pricing",
        "sourceQuote": "Prices start at just $19/month for general liability",
        "priceMonthly": 19,
        "sourceReadAt": "2026-10-31T14:05:16.761Z"
      }
    ],
    "currency": "USD",
    "hasFreeTier": false,
    "hasFreeTrial": false,
    "billingCycles": [
      "monthly"
    ]
  },
  "costFacts": null,
  "pricesByRegion": null,
  "verdict": "Next Insurance offers a very competitive starting price for General Liability at $19/month, which is quite fair for small businesses seeking essential coverage. This digital-first approach likely contributes to cost savings passed on to customers. It's best for small businesses prioritizing affordability and a streamlined insurance experience.",
  "bestFor": "Small businesses needing basic liability | Startups on a tight budget | Businesses preferring online management",
  "hiddenCosts": [
    "Additional coverage types increase cost"
  ],
  "recentChanges": [],
  "priceHistory": [
    {
      "date": "2026-10-31",
      "entryPrice": 19,
      "plans": [
        {
          "name": "General Liability",
          "price": "From $19/mo"
        }
      ],
      "source": "read",
      "url": null
    }
  ],
  "partnerLink": false,
  "provenance": {
    "lastVerifiedAt": "2026-10-31",
    "sourceUrl": "https://www.nextinsurance.com/#pricing",
    "confidence": "high"
  },
  "source": "Toolradar",
  "citation": "Toolradar, verified 2026-10-31, https://toolradar.com/tools/next-insurance/pricing",
  "affiliateUrl": "https://toolradar.com/api/go/next-insurance?ref=mcp&key=json",
  "toolradarUrl": "https://toolradar.com/tools/next-insurance/pricing"
}