Clockwork vs Mosaic: Which Should You Choose in 2026?
Choosing between Clockwork and Mosaic comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Clockwork
The AI-native, Excel-free FP&A platform for modern business.
Best for you if:
- • You want the higher-rated option (7.7/10 vs 7.3/10)
- • You want to try before committing
- • You need business intelligence features specifically
- • AI-native, Excel-free FP&A platform for financial forecasting and cash flow management.
- • Integrates with QuickBooks and Xero for quick setup and real-time financial insights.
Mosaic
Strategic planning and financial insights with modern FP&A software integrated with HR.
Best for you if:
- • You need data visualization features specifically
- • Integrates FP&A with HCM for strategic financial and headcount planning.
- • Replaces spreadsheets with real-time forecasting, reporting, and scenario planning.
| At a Glance |  Clockwork |  Mosaic |
|---|---|---|
Price | Free + Paid | Paid |
Best For | Business Intelligence | Data Visualization |
Rating | 77/100 | 73/100 |
| Feature | Clockwork | Mosaic |
|---|---|---|
| Pricing Model | Freemium | Paid |
| Editorial Score | 77 | 73 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | Business IntelligenceFinancial Planning | Data VisualizationFinancial Planning |
How Clockwork and Mosaic Compare
Clockwork
The AI-native, Excel-free FP&A platform for modern business.
Free tier available · 77/100 score
Mosaic
Strategic planning and financial insights with modern FP&A software integrated with HR.
Paid · 73/100 score
Clockwork is a business intelligence tool. Mosaic is in data visualization.
Who Should Use What?
On a budget?
Clockwork has a free tier. Mosaic is paid only.
Go with: Clockwork
Want the highest-rated option?
Clockwork: 77/100. Mosaic: 73/100.
Go with: Clockwork
Value user reviews?
Neither has user reviews yet.
Go with: Clockwork
3 Questions to Help You Decide
What's your budget?
Clockwork is freemium. Mosaic is paid. Clockwork lets you start free.
What's your use case?
Clockwork is a business intelligence tool. Mosaic is in data visualization. Pick the category that matches your needs.
How important are ratings?
Clockwork scores higher: 77/100 vs 73/100.
Key Takeaways
Clockwork
- Higher score: 77/100 vs 73
- Free tier available
- Our pick for this comparison
Mosaic
- Better fit for data visualization
The Bottom Line
Clockwork (77/100) is our pick.
Frequently Asked Questions
Is Clockwork or Mosaic better?
Clockwork scores 77/100 in our evaluation. Clockwork is freemium and Mosaic is paid.
What are Clockwork and Mosaic used for?
Clockwork: The AI-native, Excel-free FP&A platform for modern business.. Mosaic: Strategic planning and financial insights with modern FP&A software integrated with HR..
What does Clockwork cost vs Mosaic?
Clockwork is freemium (free tier + paid plans). Mosaic is a paid tool. Visit their websites for detailed pricing.