Root Insurance vs Bloxley: Which Should You Choose in 2026?
Choosing between Root Insurance and Bloxley comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 22, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Root Insurance
Car insurance that rewards safe driving with personalized rates.
Best for you if:
- • You need financial planning features specifically
- • Car insurance rates are primarily based on actual driving behavior.
- • Uses a smartphone app to monitor driving for a personalized quote.
Bloxley
Wings for your money: Empower your finances with an all-in-one smart banking app.
Best for you if:
- • You want to try before committing
- • You need investment apps features specifically
- • All-in-one financial app for sending, spending, and managing money.
- • Features AI-powered conversational banking and robust security measures.
| At a Glance |  Root Insurance |  Bloxley |
|---|---|---|
Price | Paid | Free + Paid |
Best For | Financial Planning | Investment Apps |
Rating | —/100 | —/100 |
| Feature | Root Insurance | Bloxley |
|---|---|---|
| Pricing Model | Paid | Freemium |
| Editorial Score | — | — |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | Financial PlanningBudgeting Apps | Investment AppsSavings Apps |
How Root Insurance and Bloxley Compare
Root Insurance
Car insurance that rewards safe driving with personalized rates.
Paid
Bloxley
Wings for your money: Empower your finances with an all-in-one smart banking app.
Free tier available
Root Insurance is a financial planning tool. Bloxley is in investment apps.
Who Should Use What?
On a budget?
Bloxley has a free tier. Root Insurance is paid only.
Go with: Bloxley
Want the highest-rated option?
Neither has been rated yet.
Go with: Root Insurance
Value user reviews?
Neither has user reviews yet.
Go with: Root Insurance
3 Questions to Help You Decide
What's your budget?
Root Insurance is paid. Bloxley is freemium. Bloxley lets you start free.
What's your use case?
Root Insurance is a financial planning tool. Bloxley is in investment apps. Pick the category that matches your needs.
How important are ratings?
Not all tools have been rated yet.
Key Takeaways
Root Insurance
- Our pick for this comparison
Bloxley
- Has a free tier
- Better fit for investment apps
The Bottom Line
Root Insurance is our pick. Bloxley has a free tier if you want to test without paying.
Frequently Asked Questions
Is Root Insurance or Bloxley better?
Root Insurance scores high/100 in our evaluation. Root Insurance is paid and Bloxley is freemium.
What are Root Insurance and Bloxley used for?
Root Insurance: Car insurance that rewards safe driving with personalized rates.. Bloxley: Wings for your money: Empower your finances with an all-in-one smart banking app..
What does Root Insurance cost vs Bloxley?
Root Insurance is a paid tool. Bloxley is freemium (free tier + paid plans). Visit their websites for detailed pricing.