Root Insurance vs Quicken: Which Should You Choose in 2026?
Choosing between Root Insurance and Quicken comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 22, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Root Insurance
Car insurance that rewards safe driving with personalized rates.
Best for you if:
- • You need financial planning features specifically
- • Car insurance rates are primarily based on actual driving behavior.
- • Uses a smartphone app to monitor driving for a personalized quote.
Quicken
Manage your money and your life with comprehensive personal and business finance tools.
Best for you if:
- • You need expense management features specifically
- • Comprehensive financial management for personal and business use.
- • Predictive budgeting and cash flow forecasting for informed spending.
| At a Glance |  Root Insurance |  Quicken |
|---|---|---|
Price | Paid | Paid |
Best For | Financial Planning | Expense Management |
Rating | —/100 | —/100 |
| Feature | Root Insurance | Quicken |
|---|---|---|
| Pricing Model | Paid | Paid |
| Editorial Score | — | — |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | Financial PlanningBudgeting Apps | Expense ManagementFinancial Planning |
How Root Insurance and Quicken Compare
Root Insurance
Car insurance that rewards safe driving with personalized rates.
Paid
Quicken
Manage your money and your life with comprehensive personal and business finance tools.
Paid
Root Insurance is a financial planning tool. Quicken is in expense management.
Who Should Use What?
On a budget?
Both are paid. Compare plans on their websites.
Go with: Root Insurance
Want the highest-rated option?
Neither has been rated yet.
Go with: Root Insurance
Value user reviews?
Neither has user reviews yet.
Go with: Root Insurance
3 Questions to Help You Decide
What's your budget?
Both are paid. Pricing won't help you decide here.
What's your use case?
Root Insurance is a financial planning tool. Quicken is in expense management. Pick the category that matches your needs.
How important are ratings?
Not all tools have been rated yet.
Key Takeaways
Root Insurance
- Our pick for this comparison
Quicken
- Better fit for expense management
The Bottom Line
Root Insurance is our pick.
Frequently Asked Questions
Is Root Insurance or Quicken better?
Root Insurance scores high/100 in our evaluation. Both are paid.
What are Root Insurance and Quicken used for?
Root Insurance: Car insurance that rewards safe driving with personalized rates.. Quicken: Manage your money and your life with comprehensive personal and business finance tools..
What does Root Insurance cost vs Quicken?
Root Insurance is a paid tool. Quicken is a paid tool. Visit their websites for detailed pricing.