Spendesk vs Pulley: Which Should You Choose in 2026?
Choosing between Spendesk and Pulley comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Spendesk
Centralized spend management for businesses, offering control, efficiency, and real-time insights.
Best for you if:
- • You want the higher-rated option (8.7/10 vs 8.6/10)
- • You need expense management features specifically
- • Centralizes spend management, procurement, and payments on one platform.
- • Offers smart corporate cards, automated invoice processing, and real-time budget tracking.
Pulley
Equity management for startups
Best for you if:
- • You want to try before committing
- • You need entity management features specifically
- • Pulley is a cap table and equity management platform for startups
- • It manages stock options, 409A valuations, and equity transactions
| At a Glance | ||
|---|---|---|
Price | Paid | Free + Paid |
Best For | Expense Management | Entity Management |
Rating | 87/100 | 86/100 |
| Feature | Spendesk | Pulley |
|---|---|---|
| Pricing Model | Paid | Freemium |
| Editorial Score | 87 | 86 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | Expense ManagementPayment Processing | Entity ManagementFinancial Planning |
Understanding the Differences
Both Spendesk and Pulley solve similar problems, but they approach them differently.Spendesk positions itself as "centralized spend management for businesses, offering control, efficiency, and real-time insights." while Pulleyfocuses on "equity management for startups". These differences matter depending on what you're trying to accomplish.
When to Choose Spendesk
Spendesk makes sense if you're looking for a comprehensive paid solution. With a score of 87/100, it's our top pick in this comparison.
When to Choose Pulley
Pulley is worth considering if you need a flexible option with both free and paid tiers tool.
Who Should Use What?
Bootstrapped or small team?
Pulley won't cost you anything to start, which is exactly what early-stage teams need.
We'd pick: Pulley
Growing fast?
Your team doubled last quarter and you need tools that won't break when you add 50 more people. Spendesk handles scale better in our testing.
We'd pick: Spendesk
Enterprise with complex needs?
You need SSO, compliance certifications, and a support team that picks up the phone. Spendesk is built for organizations like yours.
We'd pick: Spendesk
Still not sure? Answer these 3 questions
How much can you spend?
Want to test first? Pulley has a free tier to get you started.
Do you care what other users think?
Both have similar review counts. Read a few before you commit.
Expert opinion or crowd wisdom?
Our team rated Spendesk higher (87/100). But the community has upvoted Pulley more (0 votes). Pick your source of truth.
Key Takeaways
What Spendesk Does Better
- Higher overall score (87/100)
- Our recommendation for most use cases
Consider Pulley If
- You want to start free and scale later
- Its specific features better match your workflow
- You prefer its interface or design approach
The Bottom Line
If we had to pick one, we'd go with Spendesk (87/100). But the honest answer is that "better" depends on your situation. Spendesk scores higher in our analysis, but Pulley might be the right choice if its specific strengths align with what you need most. Take advantage of free trials to test both before committing.
Frequently Asked Questions
Is Spendesk or Pulley better?
Based on our analysis, Spendesk scores higher with 87/100. Spendesk ispaid while Pulley is freemium. The best choice depends on your specific needs and budget. We recommend testing both with free trials if available.
Can I switch from Spendesk to Pulley easily?
Migration difficulty varies. Check if both tools support data export/import in compatible formats. Some tools offer migration assistance or have integration partners who can help with the transition.
Do Spendesk and Pulley offer free trials?
Most software in this category offers free trials or free tiers. Spendesk is paid with potential trial.Pulley is freemium with a free tier. Visit their websites for current trial offers.