Found Pricing 2026

Plans, hidden costs, and cheaper alternatives compared

Is Found worth the price?

85/10

Found offers a very generous free tier, making it highly accessible for new freelancers and small businesses.

The Found Plus tier at $19.99/month provides excellent value with APY and advanced categorization, while Found Pro at $80/month seems expensive unless the dedicated account manager and higher APY are critical. It's best for solopreneurs and small businesses prioritizing integrated banking and bookkeeping.

Pricing Plans

Free Trial

Found

$0/mo

Business banking + Mastercard© debit card
Team debit cards with spending controls
Up to 10 sub-accounts called Pockets
Categorize expenses, scan receipts, view P&L
Real-time tax estimates and save as you go
Pay contractors, collect W-9s, e-file 1099s
Unlimited free invoicing
No hidden fees or minimum balance
Physical and virtual debit cards
Send and receive unlimited ACH transfers
Deposit cash and checks
Receive domestic wire transfers
Get paid in-person via Tap to Pay
Send domestic wire transfers
Send paper checks
Automatic expense categorization
Write-off identification
Scan receipt to attach or automatically create expense
Tag transactions by client, project, or other criteria
Profit and loss, income, and expense reports
Balance sheet and chart of accounts
Split transactions
Collaborate with your accountant in the app
Automatically save for taxes in Taxes Pocket
Mileage and home office deduction tracking
Generate Schedule C and 1120/1120-S forms
In-app quarterly federal tax payments
Create and send unlimited invoices
Schedule invoices for a later date
Recurring invoices
Estimates and payment requests
Invoice templates
No per-contractor fees
Unlimited contractor payments via ACH, text, email, wires, or check
Instant payments to other Found accounts
Request W-9s and send automated reminders
Generate and e-file 1099 NECs
24/7 virtual assistance via Found Assistant
Real human support via phone and email

Found Plus

$19.99/mo

Everything in Found
1.5% APY on balances up to $20,000
Import transactions from banks, cards, apps
Unlimited rules for auto-categorizing expenses
Custom tags and categories for expenses
Priority phone support
Free tax filing through Column Tax

Found Pro

$80/mo

Everything in Found Plus
2.5% APY on all balances, no cap
1% cash back on card purchases
Dedicated account manager
Premium metal debit card
Send unlimited checks for free
Send discounted wire transfers
Free ExpertReview through Column Tax

Calculate your cost View full pricing

Hidden Costs & Gotchas

Higher APY locked behind paid tiers

Wire transfer fees for non-Pro users

Cash deposit limits may apply

No explicit annual discount mentioned

Which Plan Do You Need?

Freelancers needing free banking/bookkeeping

Small businesses wanting integrated finances

Users prioritizing tax management features

How Found Compares to Competitors

Compared to traditional banks, Found's free tier is a strong offering for small businesses. For example, Mercury offers free business banking but lacks the integrated bookkeeping and tax features Found provides. While QuickBooks Self-Employed is around $15-25/month, it doesn't include banking, making Found Plus a more comprehensive solution at $19.99/month.

Found Pricing FAQ

How much does Found cost?

Found starts at $19.99/month on the Found Plus plan. It offers 2 paid tiers ranging from $19.99/month up to $80/month. A free plan is also available with limited features.

Does Found have a free plan?

Yes. Found offers a free plan called "Found". It includes: Business banking + Mastercard© debit card, Team debit cards with spending controls, Up to 10 sub-accounts called Pockets.

Does Found offer a free trial?

Yes, Found offers a free trial. No credit card is typically required to start the trial, though this may vary.

What is the cheapest Found paid plan?

The cheapest paid plan for Found is "Found Plus" at $19.99/month. Key features include: Everything in Found, 1.5% APY on balances up to $20,000, Import transactions from banks, cards, apps.