Unit
Claim this toolElevate your platform with embedded finance solutions for accounts, payments, and cards.
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Tracked since2026
0 reviews trackedThe Bottom Line
Entry price
Paid plans only
Biggest pro
Enables software platforms to offer comprehensive financial services.
Biggest con
Requires integration into an existing software platform.
TL;DR - Unit
- Embed banking, payments, and capital directly into your software platform.
- Choose between quick 'Ready-to-Launch' solutions or 'Custom' API integrations.
- Increase customer engagement, unlock new revenue, and grow customer lifetime value.
Pricing: Paid only
Best for: Enterprises & pros
What is Unit?
Unit is an embedded finance platform that allows software companies to integrate banking, payment, and lending services directly into their products. It provides the infrastructure and tools for businesses to offer financial solutions like accounts, money movement, card issuing, and capital to their customers, enhancing engagement and unlocking new revenue streams.
The platform offers two main approaches: 'Ready-to-Launch' solutions for quick deployment with minimal code, and 'Custom' solutions for full control and deep integration via APIs. Unit handles the complexities of financial operations, including compliance, fraud protection, and customer support, enabling businesses to become a comprehensive financial hub for their users, whether they are businesses, independent workers, or consumers.
Available on: Web
Pros & Cons
Pros
- Enables software platforms to offer comprehensive financial services.
- Increases customer engagement and retention by centralizing financial activities.
- Unlocks new revenue streams through embedded financial products.
- Offers flexible integration options: quick launch or full custom control.
- Handles complex financial operations, compliance, and fraud protection.
Cons
- Requires integration into an existing software platform.
- Specific pricing details are not publicly available.
- May require significant development effort for custom integrations.
Preview
Key Features
Accounts and Wallets (FBO)Money Movement (same-day ACH, wire, check, push-to-card)Card Issuing (debit, credit, charge cards)Capital (working capital, credit lines)Bill Pay solutionsDirect integration with Federal Reserve and card networksManaged customer support and fraud protectionRevenue share model for Ready-to-Launch solutions
Pricing
Paid
Unit offers paid plans. Visit their website for current pricing details.
Reviews
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Unit FAQ
How does Unit enable software companies to offer financial services?
Unit provides an embedded finance platform that allows software companies to integrate banking, payment, and lending services directly into their products. It offers the infrastructure and tools needed to provide financial solutions such as accounts, money movement, card issuing, and capital to their customers.
Which teams would benefit most from using Unit?
Software companies looking to enhance customer engagement and retention by centralizing financial activities within their platforms would benefit from Unit. It is designed for businesses aiming to become a comprehensive financial hub for their users, whether those users are businesses, independent workers, or consumers.
How does Unit compare to Dwolla for financial integrations?
Unit offers a broader embedded finance platform, enabling integrations for accounts, payments, cards, and capital, whereas Dwolla primarily focuses on payment solutions. Unit also handles complexities like compliance, fraud protection, and customer support across these various financial operations.
What kind of integration options does Unit provide?
Unit offers two main integration approaches: 'Ready-to-Launch' solutions for rapid deployment with minimal code, and 'Custom' solutions for deep integration and full control via APIs. This flexibility allows businesses to choose the level of customization that best fits their needs.
What are the primary trade-offs when implementing Unit?
Implementing Unit requires integration into an existing software platform, which can demand significant development effort for custom integrations. Additionally, specific pricing details are not publicly available, requiring direct inquiry.
How is Unit priced?
Unit is a paid product and does not include a permanently free tier. Businesses interested in its services would need to engage directly to understand the specific cost structure.
Can Unit help with compliance and fraud protection for embedded financial products?
Yes, Unit handles the complexities of financial operations, including compliance and fraud protection. This allows businesses to focus on integrating financial services without managing these intricate backend processes themselves.
Source: unit.co