Funding Goal vs Carta: Which Should You Choose in 2026?
Choosing between Funding Goal and Carta comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Funding Goal
Calculate your startup's funding needs based on cash, burn rate, and growth plans.
Best for you if:
- • You need something completely free
- • Calculates startup funding needs.
- • Considers current cash, burn rate, and growth expenses.
Carta
Equity management and cap table software
Best for you if:
- • You want the higher-rated option (8.8/10 vs 7.8/10)
- • Carta is a platform for managing equity, cap tables, and valuations for startups
- • It handles 409A valuations, equity grants, and liquidity events
| At a Glance |  Funding Goal |  Carta |
|---|---|---|
Price | Free | Paid |
Best For | Financial Planning | Financial Planning |
Rating | 78/100 | 88/100 |
| Feature | Funding Goal | Carta |
|---|---|---|
| Pricing Model | Free | Paid |
| Editorial Score | 78 | 88 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | Financial PlanningSpreadsheets | Financial PlanningCompliance Management |
How Funding Goal and Carta Compare
Funding Goal
Calculate your startup's funding needs based on cash, burn rate, and growth plans.
Free · 78/100 score
Carta
Equity management and cap table software
Paid · 88/100 score
Who Should Use What?
On a budget?
Funding Goal is free. Carta is paid.
Go with: Funding Goal
Want the highest-rated option?
Funding Goal: 78/100. Carta: 88/100.
Go with: Carta
Value user reviews?
Neither has user reviews yet.
Go with: Carta
3 Questions to Help You Decide
What's your budget?
Funding Goal is free. Carta is paid. Go with Funding Goal if free matters most.
What's your use case?
Both are financial planning tools. Compare their specific features to decide.
How important are ratings?
Carta scores higher: 88/100 vs 78/100.
Key Takeaways
Carta
- Higher score: 88/100 vs 78
- Our pick for this comparison
Funding Goal
- Completely free
The Bottom Line
Carta (88/100) is our pick. That said, Funding Goal is free — hard to beat on price.
Frequently Asked Questions
Is Funding Goal or Carta better?
Carta scores 88/100 in our evaluation. Funding Goal is free and Carta is paid.
What are Funding Goal and Carta used for?
Funding Goal: Calculate your startup's funding needs based on cash, burn rate, and growth plans.. Carta: Equity management and cap table software.
What does Funding Goal cost vs Carta?
Funding Goal is completely free. Carta is a paid tool. Visit their websites for detailed pricing.