Gravity vs Mercury: Which Should You Choose in 2026?
Choosing between Gravity and Mercury comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 22, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Gravity
Automate local government finance from budgeting to reporting and community engagement.
Best for you if:
- • Automates budgeting and financial reporting for local governments.
- • Simplifies ACFRs, grants, and compliance (GASB disclosures).
Mercury
Banking for startups
Best for you if:
- • You want the higher-rated option (8.8/10 vs 0.0/10)
- • You need something completely free
- • Banking built for startups
- • No monthly fees or minimums
| At a Glance |  Gravity |  Mercury |
|---|---|---|
Price | Paid | Free |
Best For | Accounting | Accounting |
Rating | —/100 | 88/100 |
| Feature | Gravity | Mercury |
|---|---|---|
| Pricing Model | Paid | Free |
| Editorial Score | — | 88 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 176 |
| Categories | AccountingCitizen Services | AccountingExpense Management |
How Gravity and Mercury Compare
Gravity
Automate local government finance from budgeting to reporting and community engagement.
Paid
Mercury
Banking for startups
Free · 88/100 score
Who Should Use What?
On a budget?
Mercury is free. Gravity is paid.
Go with: Mercury
Want the highest-rated option?
Mercury scores 88/100. Gravity is unrated.
Go with: Mercury
Value user reviews?
Neither has user reviews yet.
Go with: Mercury
3 Questions to Help You Decide
What's your budget?
Gravity is paid. Mercury is free. Go with Mercury if free matters most.
What's your use case?
Both are accounting tools. Compare their specific features to decide.
How important are ratings?
Not all tools have been rated yet.
Key Takeaways
Mercury
- Higher score: 88/100 vs unrated
- More community upvotes (176)
- Completely free
- Our pick for this comparison
Gravity
The Bottom Line
Mercury (88/100) is our pick.
Frequently Asked Questions
Is Gravity or Mercury better?
Mercury scores 88/100 in our evaluation. Gravity is paid and Mercury is free.
What are Gravity and Mercury used for?
Gravity: Automate local government finance from budgeting to reporting and community engagement.. Mercury: Banking for startups.
What does Gravity cost vs Mercury?
Gravity is a paid tool. Mercury is completely free. Visit their websites for detailed pricing.