TL;DR - Mercury
- Banking built for startups
- No monthly fees or minimums
- Fast account opening and integrations
Pricing: Free forever
Best for: Individuals & startups
4.6/5 across review platforms
Pros & Cons
Pros
- No fees
- Great UX
- API access
Cons
- Limited credit options
- US only
Ratings Across the Web
4.6(143 reviews)
Ratings aggregated from independent review platforms. Learn more
Key Features
Startup bankingOnline accountsTreasuryVenture debtAPI accessFast signup
Pricing Plans
Business Banking
Free
- No monthly fees
- No minimum balance
- Free domestic wires
- 1.5% cashback credit card
- Unlimited ATM refunds
Treasury
Free
- 4-4.5% yield on idle cash
- $500K minimum deposits
- Preserve liquidity
Personal
$240/year
- 5% APY savings
- Personal banking
- Premium features
About Mercury
By Toolradar Team·
Mercury is a banking service built for startups. Open an FDIC-insured business bank account online in minutes. No monthly fees, no minimum balance, and no hidden charges. Features include virtual cards, automated bookkeeping integrations, and team access. Treasury products help earn yield on your balance. Trusted by tens of thousands of startups. Banking that actually understands what startups need.
Reviews
No reviews yet. Be the first to review Mercury!
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Mercury FAQ
Is Mercury a real bank?
Mercury partners with FDIC-insured banks.
Source: mercury.com