Business banking for startups. Open an account online in minutes
Visit WebsiteThe Bottom Line
Entry price
Free, no paid tier
Biggest pro
No fees
Biggest con
Limited credit options
TL;DR - Mercury
- Banking built for startups
- No monthly fees or minimums
- Fast account opening and integrations
What is Mercury?
Available on: Web
Pros & Cons
Pros
- No fees
- Great UX
- API access
Cons
- Limited credit options
- US only
Ratings Across the Web
Ratings aggregated from independent review platforms. Learn more
Key Features
Pricing Plans
Pricing checked May 28, 2026
Business Banking
Free
- No monthly fees
- No minimum balance
- Free domestic wires
- 1.5% cashback credit card
- Unlimited ATM refunds
Treasury
Free
- 4-4.5% yield on idle cash
- $500K minimum deposits
- Preserve liquidity
Personal
$240/year
- 5% APY savings
- Personal banking
- Premium features
Reviews
Across 143 verified user reviews on G2, Capterra
Add your hands-on experience to help the next buyer.
Best Mercury Alternatives
Top alternatives based on features, pricing, and user needs.
Corporate cards and expense management
Corporate cards and spend management for startups
Smarter online business banking solutions for small businesses and self-employed entrepreneurs.
Banking beyond expectations with a powerful business banking platform for growth.
Still deciding?
Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.
Explore More
Mercury FAQ
Is Mercury a real bank?
Source: mercury.com