Reviews on G2 Capterra Trustpilot
2,343 reviews trackedThe Bottom Line
- Price
- Free plan available, paid tiers above. Compare plans
Key facts
- All-in-one corporate cards, banking, and expense management
- No personal guarantee required - great for startups
- Available in 120+ countries with modern integrations
Pros
- No personal guarantee required for cards
- All-in-one platform (cards, banking, expenses, travel)
- Excellent integrations with accounting software
- Real-time visibility and spending controls
- Great rewards program for startups
- Fast approval process
- Global coverage in 120+ countries
- Modern, intuitive interface
Cons
- Primarily designed for funded startups (may reject bootstrapped companies)
- Premium plan at $12/user/month can add up for larger teams
- Not a bank (uses partner bank Column N.A.)
- Credit limits based on cash balance, not revenue
- Limited branch/in-person support
- Some features require higher-tier plans
What is Brex?
Brex provides corporate cards and spend management designed for startups and tech companies. No personal guarantee required. Rewards earn on categories startups actually spend on. Controls prevent expense policy violations.
The software handles expense management, bill pay, and travel booking. Real-time visibility shows where money goes. Integrations connect to accounting systems.
Startups tired of traditional corporate cards with personal liability choose Brex for modern financial tools built for how they operate.
Available on: Web
Louis Corneloup Source brex.com ↗
Ratings Across the Web
3.6 (2,343 reviews)
Brex holds an aggregate rating of 3.6 out of 5 from 2,343 reviews across G2, Capterra and Trustpilot, last checked September 17, 2026.
Ratings aggregated from independent review platforms. Learn more
Key Features
- Corporate cards with no personal guarantee
- Real-time expense management
- Bill pay and vendor payments
- Travel booking with negotiated rates
- Banking and treasury services
- Global payments in 120+ countries
- Accounting integrations (QuickBooks, NetSuite, Xero)
- Custom spending limits and controls
- Automated receipt matching
- Rewards program (points on spend)
Pricing Plans
Pricing checked Oct 4, 2026
| Plan | Price | Details |
|---|---|---|
| Essentials | $0 | Startups & growing companies
+4 more Show less
|
| Premium Popular | $12/user/month | Mid-sized companies
+3 more Show less
|
| Enterprise | Custom | Global enterprises
+2 more Show less
|
Is Brex worth the price?
Good value
Brex's pricing is quite generous for startups and growing companies with its free Essentials tier, offering robust features without a per-user fee.
The Premium tier at $12/user/month is competitive for mid-sized companies needing advanced controls. This structure makes Brex highly accessible for businesses scaling their financial operations.
Hidden Costs & Gotchas
Smart Card program may have specific procurement requirements.
Reviews
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3.6/5
Across 2,343 verified user reviews on G2, Trustpilot, Capterra
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Brex FAQ
How does Brex support startups with their corporate card needs?
Brex provides corporate cards specifically designed for startups and tech companies, eliminating the need for a personal guarantee. It offers a rewards program tailored to categories where startups typically spend, along with real-time visibility and spending controls.
Which teams benefit most from using Brex?
Teams within funded startups and tech companies will find Brex most beneficial due to its design for their specific operational needs. It's particularly useful for finance, operations, and leadership teams seeking integrated spend management and corporate cards.
How is Brex's pricing structured?
Brex offers a free tier for basic usage and features. More advanced features and increased usage are available through paid plans, with a premium plan costing $12 per user per month.
What kind of limitations should potential users be aware of when considering Brex?
Brex is primarily designed for funded startups, meaning bootstrapped companies might face challenges with approval. Its credit limits are based on a company's cash balance rather than revenue, and some advanced features are reserved for higher-tier plans.
How does Brex compare to Ramp for expense management?
Brex, like Ramp, offers corporate cards and spend management, but Brex distinguishes itself by not requiring a personal guarantee and providing global coverage in over 120 countries. Brex also focuses its rewards program on spending categories relevant to startups.
Can Brex integrate with existing accounting systems?
Yes, Brex offers excellent integrations with various accounting software. This allows for seamless connection of its expense management, bill pay, and corporate card data with a company's existing financial systems.
How does Brex help manage employee spending and expenses?
Brex provides an all-in-one platform that includes corporate cards, expense management, and real-time visibility into spending. It incorporates controls to prevent violations of expense policies and streamlines the bill pay and travel booking processes.
Source: brex.com