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Divvy

UnclaimedEditor reviewed

Business expense management and corporate cards

Expense ManagementFinanceAccounting
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Tracked since2025
0 reviews tracked

The Bottom Line

Entry price

Free, no paid tier

Biggest pro

Free expense management

Biggest con

US only

TL;DR - Divvy

  • Divvy is an expense management platform with corporate cards and automated expense reports
  • It provides real-time spend visibility, budget controls, and integrates with accounting software
  • Free to use with no subscription fees
Pricing: Free forever
Best for: Individuals & startups

What is Divvy?

Editorial review
Divvy combines corporate cards with expense management software. Employees spend on Divvy cards, managers see transactions in real-time, and finance gets the controls they need. Budgets set spending limits. Approval workflows catch issues early. Integration with accounting eliminates manual reconciliation. Companies wanting expense management that works with spending rather than chasing receipts after choose Divvy for integrated card and expense.

Available on: Web, iOS, Android

how we evaluateSourcedivvy.co ↗

Pros & Cons

Pros

  • Free expense management
  • Corporate cards
  • Budget controls
  • Good UI
  • Bill.com owned

Cons

  • US only
  • Credit line requirements
  • Limited international
  • Some features need upgrade
  • Rewards less than Ramp

Key Features

Expense managementCorporate cardsBudgetsReimbursementsAccounting integrationFree

Pricing Plans

Free Trial

Free

Free

Spend management

  • Corporate cards
  • Expense management
  • Budgeting
  • No monthly fee
Calculate your costView full pricing

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Best Divvy Alternatives

Top alternatives based on features, pricing, and user needs.

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RampFreemium

Corporate cards and expense management

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BrexFreemium

Corporate cards and spend management for startups

4.7
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PayhawkPaid

AI-powered platform for expense management and financial coordination for global teams.

4.6
Spendesk logo
SpendeskPaid

Centralized spend management for businesses, offering control, efficiency, and real-time insights.

4.6
Carta logo
CartaPaid

Equity management and cap table software

4.3
Mercury logo
MercuryFree

Business banking for startups. Open an account online in minutes

4.6
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Still deciding?

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

All Divvy alternatives6+ tools ranked, pricing + verdict per pickDivvy vs RampHead-to-head: features, pricing, who winsDivvy vs BrexHead-to-head: features, pricing, who winsDivvy vs PayhawkHead-to-head: features, pricing, who wins

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Divvy FAQ

Is Divvy free?

Yes, Divvy is free for companies. They make money on card interchange. No monthly fees.

What is Divvy?

Divvy is expense management and corporate cards. Now part of Bill.com. Budgets, cards, and reimbursements.

Divvy vs Brex?

Both offer corporate cards. Divvy is free, Brex has more features. Divvy for budget-conscious.

How does Divvy make money?

Interchange fees from card transactions. No cost to companies using it. Win-win model.

Source: divvy.co

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