TL;DR - Ramp
- Ramp is a corporate card and spend management platform
- It provides cards, expense management, and bill pay with automated controls
- Free for most features, Plus at $12/user/month
Pricing: Free plan available
Best for: Growing teams
4.7/5 across review platforms
Pros & Cons
Pros
- Best for spend management
- Savings recommendations
- Good expense management
- Clean interface
- Free to use
Cons
- Credit limits vary
- Less international
- Requires financial history
- Some features growing
- Not for all businesses
Ratings Across the Web
4.7(2,282 reviews)
Ratings aggregated from independent review platforms. Learn more
Key Features
Corporate cardsExpense managementBill payAccounting automationSpend controlsRewards program
Pricing Plans
Free
$0
- Unlimited physical and virtual cards
- Card issuing controls
- Expense policy enforcement
- Basic approval workflows
- Invoice extraction with OCR
- Pay bills via ACH, card, check, wire
- Treasury account with FDIC insurance
- Basic accounting rules
- QuickBooks Online and Xero integrations
- Vendor tracking and price intelligence
Plus
$15/user/month
- All Free features
- Auto-lock cards for policy violations
- Custom travel policies
- Limit reimbursement spending
- AI agents enforcing policies
- Advanced approval routing
- Automated batch payments
- Three-way matching with purchase orders
- AI-assisted coding
- NetSuite and Sage Intacct integrations
- Custom report builder
- Budgeting tools
Enterprise
Custom
- All Plus features
- Direct and custom ERP integrations
- Role customization
- Custom development services
- Local currency cards and reimbursements
About Ramp
By Toolradar Team·
Ramp provides corporate cards with spend management. Expense tracking and controls built into cards—corporate spending that manages itself.
The automation saves time. The controls prevent issues. The reporting is automatic.
Companies wanting automated expense management use Ramp for intelligent corporate spend.
How we evaluate tools →Source: ramp.com
Reviews
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Ramp FAQ
Which accounting systems does Ramp integrate with for accelerating monthly close?
Ramp offers integrations with QuickBooks Online and Xero for basic accounting rules in its Free plan. For Plus and Enterprise plans, it expands to include NetSuite, Sage Intacct, Workday, and Oracle Fusion Cloud, among others, for more advanced accounting automation.
How does Ramp's AI-driven automation enhance expense reviews and policy insights in the Plus plan?
In the Plus plan, Ramp utilizes AI for expense reviews and policy insights, and can automatically lock cards when compliance requirements are not met. This ensures adherence to company policies and streamlines the expense management process.
What global payment capabilities does Ramp offer for businesses operating internationally?
Ramp allows businesses to send payments to 195 countries in over 40 currencies and reimburse employees in their local currencies within two days. The Enterprise plan further supports local currency card issuing in 40+ countries.
Can Ramp help manage vendor compliance and procurement workflows?
Yes, Ramp includes automated vendor tracking, contract extraction, and price intelligence. The Procurement add-on for Plus and Enterprise plans offers advanced intake and approval workflows, AI-driven vendor compliance reviews, automated PO creation and tracking, and three-way matching with purchase orders.
What are the differences in customer support between Ramp's Free, Plus, and Enterprise plans?
The Free plan includes 24/7 chat support. The Plus plan upgrades this to 24/7 phone support for travel bookings. The Enterprise plan provides white glove support, including a dedicated account and customer success manager, and priority 24/7 global support.
Source: ramp.com