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TL;DR - Ramp
- Ramp is a corporate card and spend management platform
- It provides cards, expense management, and bill pay with automated controls
- Free for most features, Plus at $12/user/month
Pricing: Free plan available
Best for: Growing teams
Score: 85/100
Pros & Cons
Pros
- Best for spend management
- Savings recommendations
- Good expense management
- Clean interface
- Free to use
Cons
- Credit limits vary
- Less international
- Requires financial history
- Some features growing
- Not for all businesses
Key Features
Corporate cardsExpense managementBill payAccounting automationSpend controlsRewards program
Pricing Plans
Free
$0
- Unlimited physical and virtual cards
- Card issuing controls
- Expense policy enforcement
- Basic approval workflows
- Invoice extraction with OCR
- Pay bills via ACH, card, check, wire
- Treasury account with FDIC insurance
- Basic accounting rules
- QuickBooks Online and Xero integrations
- Vendor tracking and price intelligence
Plus
$15/user/month
- All Free features
- Auto-lock cards for policy violations
- Custom travel policies
- Limit reimbursement spending
- AI agents enforcing policies
- Advanced approval routing
- Automated batch payments
- Three-way matching with purchase orders
- AI-assisted coding
- NetSuite and Sage Intacct integrations
- Custom report builder
- Budgeting tools
Enterprise
Custom
- All Plus features
- Direct and custom ERP integrations
- Role customization
- Custom development services
- Local currency cards and reimbursements
About Ramp
By Toolradar Team·
Ramp provides corporate cards with spend management. Expense tracking and controls built into cards—corporate spending that manages itself.
The automation saves time. The controls prevent issues. The reporting is automatic.
Companies wanting automated expense management use Ramp for intelligent corporate spend.
How we evaluate tools →Source: ramp.com
Reviews
No reviews yet. Be the first to review Ramp!
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Ramp FAQ
Is Ramp free?
Yes, Ramp's core product is free including corporate cards, expense management, and bill pay. They make money on card interchange.
How much does Ramp cost?
Ramp is free for most features. Ramp Plus ($15/user/month) and Enterprise add advanced features like ERP integrations.
What is Ramp?
Ramp is a finance automation platform with corporate cards, expense management, bill pay, and accounting automation.
How does Ramp save money?
Ramp offers 1.5% cashback on all purchases and finds savings through vendor negotiations and subscription monitoring.
Does Ramp track subscriptions?
Yes, Ramp automatically identifies and tracks software subscriptions. Find unused subscriptions and duplicate tools.
Does Ramp integrate with accounting software?
Yes, Ramp integrates with QuickBooks, Xero, Sage, NetSuite, and others. Auto-code transactions and sync in real-time.
How does Ramp compare to Brex?
Both are excellent corporate cards. Ramp emphasizes savings; Brex offers higher limits and rewards. Ramp for savings; Brex for growth.
Source: ramp.com