Corporate cards and expense management
Visit WebsiteThe Bottom Line
Entry price
Free plan available, paid tiers above
Biggest pro
Best for spend management
Biggest con
Credit limits vary
TL;DR - Ramp
- Ramp is a corporate card and spend management platform
- It provides cards, expense management, and bill pay with automated controls
- Free for most features, Plus at $12/user/month
What is Ramp?
Available on: Web, iOS, Android
Pros & Cons
Pros
- Best for spend management
- Savings recommendations
- Good expense management
- Clean interface
- Free to use
Cons
- Credit limits vary
- Less international
- Requires financial history
- Some features growing
- Not for all businesses
Ratings Across the Web
Ratings aggregated from independent review platforms. Learn more
Key Features
Pricing Plans
Pricing checked May 29, 2026
Free
$0
- Unlimited physical and virtual cards
- Card issuing controls
- Expense policy enforcement
- Basic approval workflows
- Invoice extraction with OCR
- Pay bills via ACH, card, check, wire
- Treasury account with FDIC insurance
- Basic accounting rules
- QuickBooks Online and Xero integrations
- Vendor tracking and price intelligence
Plus
$15 / user/month
- All Free features
- Auto-lock cards for policy violations
- Custom travel policies
- Limit reimbursement spending
- AI agents enforcing policies
- Advanced approval routing
- Automated batch payments
- Three-way matching with purchase orders
- AI-assisted coding
- NetSuite and Sage Intacct integrations
- Custom report builder
- Budgeting tools
Enterprise
Custom
- All Plus features
- Direct and custom ERP integrations
- Role customization
- Custom development services
- Local currency cards and reimbursements
Reviews
Across 2,282 verified user reviews on G2, Capterra, SourceForge
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Ramp FAQ
Which accounting systems does Ramp integrate with for accelerating monthly close?
How does Ramp's AI-driven automation enhance expense reviews and policy insights in the Plus plan?
What global payment capabilities does Ramp offer for businesses operating internationally?
Can Ramp help manage vendor compliance and procurement workflows?
What are the differences in customer support between Ramp's Free, Plus, and Enterprise plans?
Source: ramp.com