TL;DR - PayPal
- PayPal is a global payment platform for online transactions
- It enables payments, invoicing, and checkout for businesses worldwide
- 2.9% + 30¢ per transaction for online payments
Pricing: Free plan available
Best for: Growing teams
Score: 80/100
Pricing Plans
Most Popular
Standard
Free
2.99% + $0.49/txn
- PayPal Checkout
- Buy buttons
- Invoicing
- QR codes
Advanced
Free
2.59% + $0.49/txn
- Card processing
- Advanced Checkout
- Fraud protection
Payouts
Free
2% per payout
- Mass payments
- Global reach
- API access
About PayPal
PayPal processes payments worldwide. The payment system that made online transactions normal—payments everyone knows how to use.
The recognition is universal. The integration is standard. The trust is established.
Businesses accepting payments include PayPal because customers expect it.
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PayPal FAQ
Personal accounts are free for sending money to friends and family. Business transactions have fees around 2.9% + $0.30 per transaction, which is standard for payment processors.
PayPal is one of the original online payment platforms. It lets you send and receive money, pay for online purchases, and accept business payments. Over 400 million people have PayPal accounts.
PayPal is more consumer-facing with its own checkout flow and buyer trust. Stripe is developer-first with better APIs and customization. Many businesses use both to give customers payment options.