10 Best Invoicing Tools in 2026

QuickBooks is accounting software trusted by millions of small businesses. Track income and expenses automatically. Invoicing with online payment acceptance. Payroll processing for employees. Tax-ready reports simplify filing. The accounting software that small businesses grow up with.

SAP Concur offers a comprehensive spend management solution that integrates travel, expense, and invoice processes into a single, connected system. It allows businesses of all sizes, from small businesses to large enterprises, to track and manage all employee-initiated expenses, travel costs, and invoice payments efficiently. The platform aims to simplify T&E management, provide greater visibility into spend data, help control costs, and improve cash flow. Key features include Concur Expense for submitting expenses anywhere, anytime; Concur Travel for quick and easy business travel booking; and Concur Invoice for automating and integrating accounts payable processes. SAP Concur also provides templates for building clear expense and invoice policies to ensure compliance and speed up approvals. The solution is designed to help organizations gain better control over their spending and improve operational efficiency.

Xero is cloud accounting software for small businesses and their advisors. Bank connections import transactions automatically. Invoicing with online payment options. Multi-currency support for international business. 1,000+ app integrations extend functionality. Beautiful accounting software that makes numbers make sense.

Zoho Books handles accounting for small businesses. Online bookkeeping from Zoho—accounting that integrates with Zoho ecosystem. The Zoho integration adds value. The features cover basics. The pricing is accessible. Small businesses in Zoho ecosystem use Zoho Books for integrated accounting.

Harvest tracks time and creates invoices from the data. Simple time tracking that turns directly into billing—for freelancers and teams who bill for their time. Starting timers is frictionless. Reports show where time goes. Invoices generate from tracked time. Service businesses tracking billable time use Harvest for time tracking that feeds invoicing.

QuickBooks Online is a comprehensive accounting software designed to help businesses manage their finances, automate tasks, and gain financial clarity. It leverages AI automation and offers access to trusted experts to streamline bookkeeping, invoicing, payments, and payroll processes. The platform aims to save businesses time, reduce manual effort, and provide insights for growth. QuickBooks Online is ideal for small to medium-sized businesses, solopreneurs, and accountants who need an integrated solution for managing their financial operations. It helps users track expenses, manage invoices, accelerate payments, and simplify payroll. The AI-powered features, such as Intuit Assist, categorize transactions, reconcile accounts, identify leads, and recommend payment strategies, empowering users to make data-backed decisions. Key benefits include faster payments, improved cash flow, accurate financial reporting, and efficient task automation. With over 800 integrations, a mobile app, and various features like inventory management, sales tax software, and employee timesheets, QuickBooks Online provides a robust ecosystem for businesses to control their finances and scale effectively.

Bench is an online bookkeeping service that combines intuitive software with dedicated professional bookkeepers. The platform automates transaction categorization, provides real-time financial insights, and delivers monthly financial statements including profit & loss, balance sheets, and 1099 reporting. Each client gets a dedicated bookkeeping team accessible via direct messaging. Bench connects to business banking and accounting platforms for automated data entry. The service has completed over 1 million months of bookkeeping for 35,000+ small businesses and helped clients identify $200 million in potential tax savings. Higher tiers include licensed tax professionals for business and individual tax filing.

Wave is free accounting software for small businesses and freelancers. Invoicing, accounting, and receipt scanning at no cost. Banking connections categorize transactions automatically. Payroll available as paid add-on. Reports track business health. Real accounting software that's actually free.

Novo offers a flexible and forward-thinking online business banking platform designed to help small businesses, freelancers, and self-employed individuals manage their finances efficiently. It provides a free checking account with features like easy invoicing, intuitive budgeting, real-time insights, and hassle-free funding options. The platform aims to simplify financial operations by allowing users to create custom, branded invoices with automatic reminders, set up automatic allocations for payroll and taxes, and categorize expenses with AI-powered spreadsheets. Novo also emphasizes seamless integration with popular business tools such as QuickBooks, Stripe, Gusto, and Square, consolidating financial management in one place. Novo is built to support business growth by providing access to flexible funding, educational resources, and a community of like-minded business owners. It prioritizes security with FDIC insurance for deposits up to $250,000, bank-level encryption, and real-time fraud alerts, ensuring that users' financial data is safe.

PayPal is a global payment platform offering checkout solutions, invoicing, subscriptions, and point-of-sale services for businesses of all sizes.