12 Best Invoicing for Small Business (2026)

By Louis Corneloup · Updated September 2026

Out of 209 invoicing tools we track, 12 meet the small business bar: free or freemium pricing and editorial score 70+. Ranked by editorial score plus external signals (G2/Capterra reviews, media mentions, featured status).

Key Takeaways

TravelPerk is our #1 pick for invoicing for small business in 2026.
We analyzed 12 invoicing tools for small business to create this ranking.
12 tools offer free plans, ideal for small business getting started.

At a glance: 12 Invoicing for Small Business

Top 10 picks compared. Scroll horizontally on mobile.

#	Tool	Pricing	Score	Best for
1	TravelPerk	Freemium	4.5(7,435 · Mar 2026)	The intelligent platform for unified business travel, events, and spend management.	View
2	Wave	Freemium	4.3(2,058 · Sep 2026)	Free accounting, invoicing, and receipt scanning for small businesses	View
3	Sage Intacct	Freemium	4.3(4,086 · Mar 2026)	Cloud financial management for growing businesses and mid-market companies.	View
4	My Hours	Freemium	4.7(1,251 · Mar 2026)	Free time tracking for projects and tasks, helping teams manage time, increase profitability, and streamline billing.	View
5	Novo	Freemium	4.0(4,804 · Sep 2026)	Smarter online business banking solutions for small businesses and self-employed entrepreneurs.	View
6	Paymo	Freemium	4.7(1,280 · Sep 2026)	Affordable time tracking, project management, and invoicing software for client projects.	View
7	HoneyBook	Freemium	4.6(861 · Mar 2026)	Streamline your clientflow from inquiry to invoice with an all-in-one platform.	View
8	Harvest	Freemium	4.5(1,501 · Sep 2026)	Time tracking and invoicing for teams	View
9	Melio	Freemium	4.1(2,254 · Sep 2026)	Easy bill payment and invoicing solution for businesses, streamlining AP/AR and cash flow.	View
10	Avaza Time	Freemium	4.6(766 · Mar 2026)	Unified platform for project management, resource scheduling, time tracking, expenses, and invoicing.	View

Detailed picks: Invoicing for Small Business

TravelPerk

The intelligent platform for unified business travel, events, and spend management.

Freemium4.5/5(7,435 · Mar 2026)

Key features

Seamless trip booking and management across flights, stays, trains, and cars
Extensive global inventory with proprietary rates
Instant trip changes, rebookings, and cancellations

Pros

Centralized platform reduces administrative overhead for travel and spend.
AI automation minimizes manual data entry and improves accuracy for expenses and invoices.

Cons

Platform fees apply to Premium and Pro plans, charged per booking.
VAT-ready invoices are currently limited to specific European countries.

View Details

Wave

Free accounting, invoicing, and receipt scanning for small businesses

Freemium4.3/5(2,058 · Sep 2026)

Key features

Free accounting
Invoicing
Receipt scanning

Pros

Core features free
Easy to use

Cons

Limited features
No inventory management

View Details

Sage Intacct

Cloud financial management for growing businesses and mid-market companies.

Freemium4.3/5(4,086 · Mar 2026)

Key features

General Ledger
Accounts Payable
Accounts Receivable

Pros

Robust multi-dimensional general ledger provides powerful reporting.
Strong capabilities for multi-entity and multi-currency management.

Cons

Can be complex to implement and configure initially.
Pricing can be higher than some entry-level accounting solutions.

View Details

My Hours

Free time tracking for projects and tasks, helping teams manage time, increase profitability, and streamline billing.

Freemium4.7/5(1,251 · Mar 2026)

Key features

Project and Task Management
Stopwatch Timer and Manual Time Entry
Timesheet Approval Workflows

Pros

Free for up to 5 users, making it accessible for small teams.
Comprehensive features for time tracking, project management, billing, and payroll.

Cons

Advanced features like granular permissions and mandatory SSO are only available in higher-tier plans.
Some users might find the initial setup of projects and tasks detailed.

View Details

Novo

Smarter online business banking solutions for small businesses and self-employed entrepreneurs.

Freemium4.0/5(4,804 · Sep 2026)

Key features

Business banking
Free checking
Invoicing

Pros

Business banking for small businesses
No hidden fees approach

Cons

Limited to US businesses
No physical branch locations

View Details

Paymo

Affordable time tracking, project management, and invoicing software for client projects.

Freemium4.7/5(1,280 · Sep 2026)

Key features

Project management
Time tracking
Resource scheduling

Pros

Project management with billing
Time tracking

Cons

Limited features
UI could improve

View Details

HoneyBook

Streamline your clientflow from inquiry to invoice with an all-in-one platform.

Freemium4.6/5(861 · Mar 2026)

Key features

Proposals, Contracts & Invoices
Online Payments & Recurring Billing
Client Portal

Pros

Consolidates multiple tools into one platform
Professional and branded client experience

Cons

Can have a learning curve for new users
Pricing may be a significant investment for very small businesses

View Details

Harvest

Time tracking and invoicing for teams

Freemium4.5/5(1,501 · Sep 2026)

Key features

Time tracking
Invoicing
Expenses

Pros

Simple time tracking
Good invoicing

Cons

Basic features
UI dated

View Details

Melio

Easy bill payment and invoicing solution for businesses, streamlining AP/AR and cash flow.

Freemium4.1/5(2,254 · Sep 2026)

Key features

Business payments
Bill pay
Vendor management

Pros

Free bill pay
Pay by card, send as check

Cons

Card payments have fees
Limited features

View Details

Avaza Time

Unified platform for project management, resource scheduling, time tracking, expenses, and invoicing.

Freemium4.6/5(766 · Mar 2026)

Key features

Project & Task Management (Kanban, Gantt, List views)
Visual Project Resource Scheduling (drag & drop, availability view)
Time Tracking & Expense Management

Pros

Unified platform reduces need for multiple apps.
User-friendly interface and easy setup.

Cons

Additional users for certain roles incur extra monthly costs.
Storage limits on lower-tier plans.

View Details

Zoho Books

Integrated accounting for small businesses in the Zoho ecosystem

Freemium4.4/5(1,009 · Sep 2026)

Key features

Accounting
Invoicing
Inventory

Pros

Affordable accounting
Good for small business

Cons

Limited in some countries
Less powerful than QuickBooks

View Details

Apptivo

Cloud business management suite

Freemium4.4/5(933 · Aug 2026)

Key features

Sales CRM with pipeline management, lead scoring, and territory mapping
Invoicing and billing with recurring payments and online payment acceptance
Project management with Gantt charts, tasks, and time tracking

Pros

Extremely customizable without requiring any coding knowledge
Modular design lets you start small and add apps as the business grows

Cons

Interface feels dated compared to modern CRM competitors
Learning curve increases significantly as more apps are activated

View Details

How we ranked these Invoicing tools for Small Business

Step 1

Filter the catalog

We start from our full database of 209 invoicing tools and keep only those matching small business criteria: free or freemium pricing and editorial score 70+.

Step 2

Score each tool

Editorial score (out of 100) on utility, UX, value, support, and innovation, then layered with external signals: G2/Capterra review volume and average rating, recent media mentions, and featured status.

Step 3

Keep the top 12

We rank by combined score and surface the top 12 so the list stays scannable. Pricing is re-checked on rotation and the page rebuilds hourly via ISR so picks stay fresh.

Frequently asked questions

What is the best invoicing tool for small business in 2026?

TravelPerk ranks first in our invoicing list for small business, rated 4.5/5 across 7,435 verified user reviews. Strong runners-up are Wave, Sage Intacct, My Hours.

Are there free invoicing tools for small business?

Yes. TravelPerk, Wave, Sage Intacct offer a free or freemium plan that fits small business.

How did we pick these invoicing tools?

We filtered our database of 209 invoicing tools to keep only those that match small business: free or freemium pricing and editorial score 70+. The remaining 12 are ranked by editorial score and external signals (G2/Capterra review volume, media mentions, featured status).

What features should small business look for in invoicing software?

Based on our analysis of the top picks, prioritize: seamless trip booking and management across flights, stays, trains, and cars, extensive global inventory with proprietary rates, instant trip changes, rebookings, and cancellations, ai-powered automatic expense capture, categorization, and policy breach flagging. These are common to the highest-rated tools in this list.

How often is this list updated?

We refresh editorial scores and pricing weekly. Tool pricing is re-checked on a rotation that touches every tool roughly monthly. The list above was generated on September 13, 2026.

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