Cloud accounting for small business. Automate banking, invoicing, and more
Visit WebsiteThe Bottom Line
Entry price
Paid plans only
Biggest pro
Clean interface
Biggest con
Limited US payroll
TL;DR - Xero
- Xero is cloud accounting software for small businesses
- It provides invoicing, bank reconciliation, and financial reporting
- Plans start at $15/month for the Starter tier
What is Xero?
Available on: Web, iOS, Android
Pros & Cons
Pros
- Clean interface
- Strong bank feeds
- Good for accountants
Cons
- Limited US payroll
- Fewer integrations than QuickBooks
Ratings Across the Web
Ratings aggregated from independent review platforms. Learn more
Key Features
Pricing Plans
30-day Free TrialPricing checked May 28, 2026
Early
$15/month
- Send 20 quotes and invoices
- Enter 5 bills
- Reconcile bank transactions
- Capture bills and receipts with Hubdoc
Growing
$42/month
- Send invoices and quotes
- Enter bills
- Reconcile bank transactions
- Bulk reconcile transactions
- Capture bills and receipts with Hubdoc
Established
$78/month
- Send invoices and quotes
- Enter bills
- Reconcile bank transactions
- Bulk reconcile transactions
- Capture bills and receipts with Hubdoc
- Use multiple currencies
- Track projects
- Claim expenses
Reviews
Across 4,825 verified user reviews on Capterra, G2
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Xero FAQ
Is Xero better than QuickBooks?
Source: xero.com