10 Best Accounting Tools in 2026

Odoo is an open-source suite of business management software tools designed to streamline and integrate various business operations. It offers a comprehensive collection of apps covering areas like CRM, accounting, sales, inventory, HR, project management, marketing, and more, all on a single platform. The product aims to provide an efficient and affordable solution for businesses of all sizes, from small to large enterprises, by simplifying processes and empowering employees with the right tools. Odoo emphasizes productivity with features like fast UI, reduced data entry, and smart AI. It offers two editions: Community (100% free and open source) and Enterprise (with extra apps, infrastructure, and professional services). The platform is highly customizable through Odoo Studio and boasts over 40,000 community apps. Odoo promotes no vendor lock-in, providing source code and flexibility in hosting, along with transparent, single-price-per-user pricing. Odoo's value proposition includes significant cost savings compared to using multiple disparate systems, improved operational efficiency, and a focus on empowering businesses to grow. It provides extensive support, hosting, and maintenance with all plans, and offers 'Success Packs' for implementation services, training, and customization for those needing guided setup.

Float is a cash flow forecasting software designed for modern finance professionals, business owners, and agencies. It automatically syncs real-time financial data from accounting tools like Xero, QuickBooks Online, and FreeAgent to create visual cash flow forecasts, eliminating the need for manual spreadsheets. The platform allows users to quickly answer "what-if" questions by adding scenarios, projects, and budgets to visualize the impact of financial decisions. It provides accurate cash flow forecasts with daily, weekly, and monthly views, enabling users to zoom out for the bigger picture or drill down into granular details. Float helps businesses plan ahead with confidence, manage cash flow across multiple entities, and make informed decisions faster.

Mercury is a banking service built for startups. Open an FDIC-insured business bank account online in minutes. No monthly fees, no minimum balance, and no hidden charges. Features include virtual cards, automated bookkeeping integrations, and team access. Treasury products help earn yield on your balance. Trusted by tens of thousands of startups. Banking that actually understands what startups need.

QuickBooks is accounting software trusted by millions of small businesses. Track income and expenses automatically. Invoicing with online payment acceptance. Payroll processing for employees. Tax-ready reports simplify filing. The accounting software that small businesses grow up with.

Mercury offers online business banking services tailored for startups and small businesses, providing a comprehensive platform for managing financial operations. It allows users to open free checking and savings accounts, manage cards and expenses with 1.5% cashback on credit spend, and handle payments with no fees on USD transactions. The platform integrates invoicing capabilities, accounting automations for QuickBooks, Xero, or NetSuite, and offers Mercury Treasury for earning yield on high-liquidity portfolios. Mercury aims to simplify and streamline banking tasks, enabling users to create virtual cards instantly, automate bill payments with AI, and manage customer payments and details directly within the account. It provides tools for total visibility of funds, automated transfers, approval flows, and team management with spend controls. The service emphasizes security with up to $5M FDIC insurance, advanced fraud protection, and granular user permissions. Beyond core banking, Mercury offers advanced financial workflows through paid plans, including enhanced invoicing features, NetSuite automations, and expense reimbursement for more users. It caters to a wide range of businesses, from SaaS and e-commerce to agencies, providing a modern, software-driven approach to business finance.

SAP Concur offers a comprehensive spend management solution that integrates travel, expense, and invoice processes into a single, connected system. It allows businesses of all sizes, from small businesses to large enterprises, to track and manage all employee-initiated expenses, travel costs, and invoice payments efficiently. The platform aims to simplify T&E management, provide greater visibility into spend data, help control costs, and improve cash flow. Key features include Concur Expense for submitting expenses anywhere, anytime; Concur Travel for quick and easy business travel booking; and Concur Invoice for automating and integrating accounts payable processes. SAP Concur also provides templates for building clear expense and invoice policies to ensure compliance and speed up approvals. The solution is designed to help organizations gain better control over their spending and improve operational efficiency.

Xero is cloud accounting software for small businesses and their advisors. Bank connections import transactions automatically. Invoicing with online payment options. Multi-currency support for international business. 1,000+ app integrations extend functionality. Beautiful accounting software that makes numbers make sense.

NetSuite is a cloud ERP platform that unifies financial, CRM, and ecommerce operations. Growing businesses manage accounting, inventory, and customer relationships in one system. The platform scales from startups to large enterprises with industry solutions.

Puzzle is an AI-native accounting platform designed for forward-thinking businesses and accounting firms, particularly venture-backed startups. It automates manual QuickBooks workflows, offering real-time financial insights and significantly cutting down on month-end close times. The platform aims to eliminate repetitive tasks like categorization, reconciliation, and cleanup, allowing businesses to make data-driven decisions faster and more accurately. For startups, Puzzle provides continuous financial clarity on metrics like burn, runway, and cash position, integrating natively with modern financial tools such as Stripe, Mercury, Ramp, Brex, Deel, and Gusto. For accounting firms, it enables scaling revenue without proportional cost increases, offering 98% automated categorization and reconciliation, and providing real-time dashboards to clients instead of static PDFs. Puzzle also offers an Embedded Accounting API for fintechs to integrate AI-powered bookkeeping and financial insights directly into their products. Key benefits include up to 98% elimination of manual workflows, 50% faster month-end closes, and continuous accuracy reviews. It supports businesses from pre-seed to Series B, providing white-glove support for migrations and ensuring data accuracy. Puzzle helps founders and operators gain confidence in their numbers, save time, and focus on growth rather than tedious accounting tasks.

Ramp provides corporate cards with spend management. Expense tracking and controls built into cards—corporate spending that manages itself. The automation saves time. The controls prevent issues. The reporting is automatic. Companies wanting automated expense management use Ramp for intelligent corporate spend.