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Unlock cash visibility and make confident financial decisions with visual cash flow forecasting.

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Reviews onG2Capterra
1664 reviews tracked

The Bottom Line

Entry price

Paid plans only

Biggest pro

Cash flow forecasting

Biggest con

Limited features

TL;DR - Float

  • Automates cash flow forecasting by syncing with accounting software.
  • Enables scenario planning and 'what-if' analysis for financial decisions.
  • Provides visual, accurate cash flow forecasts with daily, weekly, and monthly views.
Pricing: Paid only
Best for: Enterprises & pros
4.5/5 across review platforms

What is Float?

Editorial review
Float is a cash flow forecasting software designed for modern finance professionals, business owners, and agencies. It automatically syncs real-time financial data from accounting tools like Xero, QuickBooks Online, and FreeAgent to create visual cash flow forecasts, eliminating the need for manual spreadsheets. The platform allows users to quickly answer "what-if" questions by adding scenarios, projects, and budgets to visualize the impact of financial decisions. It provides accurate cash flow forecasts with daily, weekly, and monthly views, enabling users to zoom out for the bigger picture or drill down into granular details. Float helps businesses plan ahead with confidence, manage cash flow across multiple entities, and make informed decisions faster.

Available on: Web

Pros & Cons

Pros

  • Cash flow forecasting
  • Good integration
  • Active development
  • Good features
  • Fair pricing

Cons

  • Limited features
  • Learning curve
  • Better alternatives exist
  • Feature gaps
  • Support varies

Ratings Across the Web

4.5(1,664 reviews)

Float holds an aggregate rating of 4.5 out of 5 from 1,664 reviews across G2 and Capterra, last checked August 24, 2026.

Ratings aggregated from independent review platforms. Learn more

Key Features

Cash flow forecastingScenario planningBudget trackingVisual timelineIntegration supportCollaboration

Pricing Plans

Free Trial

Pricing checked Aug 23, 2026

Early

$50/month

  • 2 scenarios
  • 6-month forecasts
  • 13-week forecasts
  • Unlimited users
  • Real-time Xero/QuickBooks/FreeAgent integration
  • Email & chat support

Growing

$85/month

  • 4 scenarios
  • 18-month forecasts
  • 13-week forecasts
  • Unlimited users
  • Real-time integrations
  • Expert setup included
  • Email & chat support

Scaling

$115/month

  • 8 scenarios
  • 36-month forecasts
  • 13-week forecasts
  • Unlimited users
  • Real-time integrations
  • Expert setup included
  • Priority email & chat support

Is Float worth the price?

75/100

Float is a solid cash flow forecasting tool for small businesses using Xero, QuickBooks, or FreeAgent, with pricing that scales by both plan tier and annual revenue.

The Early plan starts at $25/mo (annual) for businesses under ~$250K revenue, but the revenue-based slider can push costs significantly higher, a $5M+ revenue business pays several hundred dollars per month even on the base plan. The Growing plan at $85/mo (monthly) is the sweet spot for most SMBs, adding 18-month forecasts and 4 scenarios.

Hidden Costs & Gotchas

Revenue-based pricing slider means your actual cost may be much higher than the advertised starting price, a $10M+ revenue business pays several times the base rate even on the Early plan

Annual pricing anomaly

the Growing and Scaling plans are actually slightly MORE expensive when billed annually ($87/mo and $128/mo) vs monthly ($85/mo and $115/mo) in USD, verify your currency before committing

Limited to Xero, QuickBooks, or FreeAgent integrations only, if you use Sage, Wave, or another accounting tool, Float won't connect to your data

Forecast horizons are hard-capped by plan

Early maxes out at 6 months, which may not be enough for businesses seeking bank loans or investor reporting

Multi-company management requires separate subscriptions per entity, there is a discount but each company is a separate billing line

How Float's pricing compares

At $50/mo, Float is mid-range of its 3 direct competitors ($2.99 to $52/mo across the set).

$2.99
$49
Float
$50

Entry paid plan, monthly. Pricing checked Aug 23, 2026.

Reviews

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4.5/5

Across 1,664 verified user reviews on Capterra, G2

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Float FAQ

How does Float integrate with existing accounting software to create forecasts?

Float automatically syncs real-time financial data from accounting tools like Xero, QuickBooks Online, and FreeAgent. This integration allows Float to generate visual cash flow forecasts without manual data entry or complex spreadsheets.

What specific types of 'what-if' scenarios can users model within Float?

Users can add scenarios, projects, and budgets to visualize the impact of financial decisions. This includes answering questions such as whether the business can afford a new hire, when it might run out of cash, or what happens if a customer is lost.

What level of detail is available when viewing cash flow forecasts in Float?

Float provides accurate cash flow forecasts with daily, weekly, and monthly views. This allows users to either zoom out for a high-level overview or drill down into granular details, especially when cash flow is tight.

How does Float help users manage their cash runway and avoid unexpected shortfalls?

Float allows users to set a cash threshold limit and track the date they are projected to reach it. This feature provides early warnings, helping businesses understand risks and the sustainability of different financial scenarios.

Can Float be used to manage cash flow across multiple business entities?

Yes, Float supports managing multiple companies. Users can access real-time data and automate repetitive tasks, making it easier to track cash flow and financial performance across various entities.

Source: floatapp.com

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