TL;DR - Paddle
- Paddle is a payment infrastructure platform for SaaS and digital products
- It acts as merchant of record handling payments, taxes, and subscriptions
- 5% + 50¢ per transaction, no monthly fees
Pricing: Paid only
Best for: Enterprises & professionals
Score: 83/100
Pricing Plans
Most Popular
Standard
Free
Per transaction
- Global payments
- Tax compliance
- Fraud protection
About Paddle
Paddle handles payments as merchant of record. SaaS billing with tax compliance—payments where Paddle handles the hard parts.
The MoR model shifts burden. The tax compliance is included. The SaaS focus is specific.
SaaS companies wanting simplified payments choose Paddle for merchant of record.
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Paddle FAQ
Paddle has no monthly fees but charges 5% + 50¢ per transaction. It's a merchant of record, so this includes global tax handling.
Paddle charges 5% + 50¢ per transaction. Volume discounts are available for larger sellers. No setup fees or monthly costs.
Paddle is a payments infrastructure for SaaS and software companies. As merchant of record, it handles payments, tax, and compliance globally.
Paddle is the seller of record on transactions, handling VAT, sales tax, and compliance in 200+ countries. You receive net revenue without tax complexity.
Yes, Paddle excels at subscription billing with proration, upgrades, dunning, and revenue recognition. It's built for SaaS subscription businesses.
Retain is Paddle's dunning and churn prevention product. It recovers failed payments through smart retry logic and customer outreach.
Paddle handles tax as merchant of record; Stripe requires separate tax setup. Paddle is simpler but takes a larger cut. Paddle for simplicity; Stripe for flexibility.