10 Best Subscription Billing Tools in 2026

Updated: February 2026

Recurring billing and subscription management

Key Takeaways

  • Stripe is our #1 pick for subscription billing in 2026, scoring 94/100.
  • We analyzed 47 subscription billing tools to create this ranking.
  • 1 tools offer free plans, perfect for getting started.
  • Average editorial score: 87/100 - high-quality category.
1
Stripe logo

Stripe

Payment infrastructure for the internet

94/100
Paid

Stripe is a financial infrastructure platform for internet businesses. Accept payments from anyone, anywhere. Billing handles subscriptions and invoicing. Connect powers marketplace payments. Treasury provides banking as a service. The payments infrastructure that powers millions of businesses from startups to Fortune 500 companies.

2
Payoneer logo

Payoneer

Global payment solutions for businesses, freelancers, and marketplaces to pay, get paid, and grow globally.

89/100
Paid

Payoneer provides a multi-currency account and payment platform designed to simplify global business. It enables users to send and receive payments across borders, manage multiple currencies, and comply with local regulations. The platform is ideal for freelancers, businesses, and marketplaces looking to expand internationally, offering solutions for paying talent globally, accepting payments from clients worldwide, and facilitating mass payouts. Key features include effortless onboarding for new hires, simplified multi-currency payroll across 160+ countries, and connections to leading marketplaces. Payoneer aims to uncomplicate cross-border payments by eliminating lengthy and costly international wire transfers, allowing users to keep more of what they earn. It supports transactions in over 70 currencies and covers more than 190 countries and territories. Payoneer also offers advanced risk, compliance, and fraud prevention infrastructure, making it a secure choice for international transactions. Users can connect their Payoneer card with Apple Pay for easy and secure payments. The platform serves millions of customers worldwide, providing a comprehensive global business wallet for managing money and facilitating global expansion in the digital economy.

3
FastSpring logo

FastSpring

All-in-one digital commerce platform for SaaS, software, and digital goods, handling payments, subscriptions, and global tax compliance.

88/100
Paid

FastSpring is a comprehensive digital commerce platform designed specifically for businesses selling SaaS, software, video games, and online content. It acts as a Merchant of Record, managing all aspects of global payments, subscription billing, and sales tax compliance across over 200 regions, 23 currencies, and 21 languages. This allows companies to expand globally with confidence, offloading the complexities of financial operations. The platform offers features like global online payments with high approval rates, robust subscription management and billing, customizable checkout experiences, fraud prevention, affiliate marketing, reporting and analytics, digital invoicing, and interactive quotes. FastSpring aims to accelerate growth by providing tools for upsells, cross-sells, and upgrades, while eliminating the stress of tax collection and remittance, and mitigating risks associated with global sales. It supports both code-based integration via API and no-code solutions with pre-built checkout tools and a JavaScript library. FastSpring's pricing model is a revenue-sharing system based on transaction volume, with no upfront subscription fees or additional charges for individual features. It positions itself as an all-in-one alternative to integrating multiple point solutions, claiming to offer a comparable total cost to other payment processors when considering all services provided. The platform is ideal for companies looking to streamline their digital sales operations, ensure global tax compliance, and focus on product development rather than payment infrastructure.

4
Wise logo

Wise

International money transfers and accounts

87/100
Freemium

Wise moves money internationally with transparency. Multi-currency accounts and transfers—international finance without hidden fees. The fees are transparent. The rates are real. The experience is modern. Global businesses and individuals use Wise for transparent international payments.

5
Paddle logo

Paddle

Payments infrastructure for SaaS

86/100
Paid

Paddle is a payments infrastructure for SaaS companies. Merchant of record handles sales tax globally. Subscription billing with dunning management. Checkout optimized for conversion. Analytics show revenue and churn metrics. Payments that handle the complexity so you can focus on your product.

6
Stripe Billing logo

Stripe Billing

Manage recurring payments and subscriptions with flexible billing models and automated revenue workflows.

85/100
Paid4.4 community score

Stripe Billing empowers businesses to handle all aspects of recurring revenue, from simple subscriptions to complex usage-based pricing and custom contracts. It offers a comprehensive suite of tools to design flexible pricing models, including flat-rate, tiered, usage-based, and hybrid options, along with support for coupons, free trials, and add-ons. The platform aims to secure and retain more revenue by automating revenue management workflows and providing robust recovery tools like AI-powered Smart Retries for failed payments, which have helped users recover billions in revenue. Designed for businesses of all sizes, from startups to enterprises, Stripe Billing integrates seamlessly with existing websites, mobile apps, and CRM systems through its modular APIs and no-code tools. It helps reduce overall costs by offering an all-in-one revenue suite and boosts conversion rates by supporting over 100 payment methods and 135 currencies. Users can manage accounts, track consumption in real-time, and access detailed financial and revenue reports directly from the dashboard, with options for customers to self-manage their subscriptions through a customer portal.

7
Recurly logo

Recurly

Automate exceptional digital subscription experiences to grow recurring revenue and improve retention.

85/100
Paid

Recurly is a comprehensive subscription management and recurring billing platform designed to help businesses launch, acquire, retain, and scale their subscription services. It provides tools for flexible plan creation, optimized checkout flows, automated billing, and advanced churn mitigation strategies like intelligent retries and cancel-save offers. The platform also offers specialized solutions for Shopify merchants, in-app subscriber engagement, and automated revenue recognition (ASC-606 and IFRS-15 compliance). Recurly is ideal for high-volume digital commerce businesses, from startups to large enterprises, looking to maximize recurring revenue and improve subscriber retention. It caters to growth, product, technology, and finance/operations teams by offering features like personalized acquisition and retention offers, secure payment processing, seamless integration with existing tech stacks (ERP, CRM), and real-time analytics. With support for over 140 currencies and 20+ payment gateways, Recurly enables global expansion and ensures compliance with various security and privacy standards.

8
Lemon Squeezy logo

Lemon Squeezy

Payments for digital products

85/100
Paid

Lemon Squeezy is an all-in-one platform for selling digital products and SaaS. Handles payments, subscriptions, global taxes, license keys, and email marketing—acting as your merchant of record so you can focus on building products.

9
FirstPromoter logo

FirstPromoter

Simplify affiliate marketing to amplify growth for subscription businesses.

83/100
Paid3.6 community score

FirstPromoter is an affiliate marketing software specifically designed for subscription-based companies. It provides a modern and reliable platform to launch, manage, and scale affiliate programs with ease. The tool helps businesses track revenue, manage affiliates, and automate payouts, making it suitable for companies looking to leverage affiliate partnerships for growth. Key features include customizable affiliate dashboards, robust fraud protection, one-click auto-payouts, and powerful reporting with 18 key data points. It seamlessly integrates with popular billing providers like Stripe, Paddle, Recurly, Braintree, and Chargebee, and offers built-in email marketing to keep affiliates engaged. FirstPromoter aims to simplify the complexities of affiliate management, allowing businesses to focus on scaling their programs and increasing revenue.

10
Snipcart logo

Snipcart

Add e-commerce to any website

83/100
Paid

Snipcart adds e-commerce to any website. Shopping cart overlay that works anywhere—sell from existing sites. The integration is non-invasive. The checkout is polished. The developer control is high. Developers adding commerce to existing sites use Snipcart for flexible e-commerce.

Best Subscription Billing For

What is Subscription Billing Software?

Recurring billing and subscription management

According to our analysis of 10+ tools, the subscription billing software market offers solutions for teams of all sizes, from solo professionals to enterprise organizations. The best subscription billing tools in 2026 combine powerful features with intuitive interfaces.

Common Features of Subscription Billing Software

Automation

Automate repetitive subscription billing tasks to save time

Collaboration

Work together with team members in real-time

Analytics & Reporting

Track progress and measure performance

Security

Protect sensitive data with enterprise-grade security

Who Uses Subscription Billing Software?

Subscription Billing software is used by a wide range of professionals and organizations:

  • Small businesses looking to streamline operations and compete with larger companies
  • Enterprise teams needing scalable solutions for complex subscription billing needs
  • Freelancers and consultants managing multiple clients and projects
  • Startups seeking cost-effective tools that can grow with them

How to Choose the Right Subscription Billing Software

When evaluating subscription billing tools, consider these key factors:

  1. Identify your specific needs. What problems are you trying to solve? List your must-have features versus nice-to-haves.
  2. Consider your budget. 1 tools in our top 10 offer free plans, including Wise.
  3. Evaluate ease of use. A powerful tool is useless if your team won't adopt it. Look for intuitive interfaces and good onboarding.
  4. Check integrations. Ensure the tool works with your existing tech stack (CRM, communication tools, etc.).
  5. Read real user reviews. Our community reviews provide honest feedback from actual users.

Frequently Asked Questions

What is the best subscription billing software in 2026?

Based on our analysis of features, user reviews, and overall value, Stripe ranks as the #1 subscription billing tool in 2026 with a score of 94/100. Other top-rated options include Payoneer and FastSpring.

Are there free subscription billing tools available?

Yes! Wise offer free plans. In total, 1 of the top 10 subscription billing tools have free or freemium pricing options.

How do you rank subscription billing tools?

Our rankings are based on multiple factors: editorial analysis of features and usability (40%), community reviews and ratings (30%), pricing value (15%), and integration capabilities (15%). We regularly update rankings as tools evolve and new reviews come in.

What should I look for in subscription billing software?

Key factors to consider include: core features that match your workflow, ease of use and learning curve, pricing that fits your budget, quality of customer support, integrations with your existing tools, and scalability as your needs grow.

Our Ranking Methodology

At Toolradar, we combine editorial expertise with community insights to rank subscription billing tools:

40%
Editorial Analysis
Features, UX, innovation
30%
User Reviews
Real feedback from verified users
15%
Pricing Value
Cost vs. features offered
15%
Integrations
Ecosystem compatibility

Rankings are updated regularly as we receive new reviews and as tools release updates. Last updated: February 2026.

Used any of these subscription billing tools?

Share your experience and help others make better decisions.

Write a Review