Float Financial
Claim this toolManage business accounts, payments, expenses, and controlled CAD and USD cards
From C$10/user/mo, billed monthly (free plan available) Visit WebsiteThe Bottom Line
- Price
- From C$10/user/mo, billed monthly (free plan available). Compare plans
Key facts
- Canadian business accounts, corporate cards and expense management
- Essentials is free, and Professional is a paid tier
- Interest-free Float Charge credit with no personal guarantee
Pros
- Essentials is listed as a free tier
- No personal guarantee, according to Float
- Both CAD and USD cards are issued
Cons
- Prices are shown in CAD only, with no USD prices
- The 1% cashback rate requires a qualifying level of monthly spending per card program, and terms, eligibility and caps apply
- More than twenty physical cards require the Professional plan
- Float states it is not a bank
What is Float Financial?
Key Features
- Business accounts, corporate cards, payments and expense management
- Float Charge: interest-free, unsecured credit with limits up to $3M, subject to eligibility
- Unlimited CAD and USD cards with built-in controls
- Up to 20 physical and unlimited virtual cards on Essentials, unlimited physical cards on Professional
- 0.25% FX rates
- Up to 1% cashback with over $25k in monthly spend per card program
Pricing Plans
Pricing checked Oct 21, 2026. Source: floatfinancial.com/pricing, read Oct 21, 2026
| Plan | Price | Details |
|---|---|---|
| Essentials | CAD $0/user/month |
+1 more Show less
|
| Professional | CAD $10/user/month |
|
| Enterprise | Contact sales |
|
Is Float Financial worth the price?
The 0.25% FX rate and cashback only for high spend are typical for the category.
Best for startups and SMEs needing multi-currency expense management with integrated credit.
Hidden Costs & Gotchas
0.25% FX rate on foreign transactions
How Float Financial's pricing compares
Float Financial starts at C$10/user/mo, billed monthly. Its direct competitors are priced on a different basis (per user, or in another currency), so each entry price below is shown with its own unit and currency and is not ranked against the others.
Entry paid plan, monthly price (billing term shown per row), in each tool's own currency. Pricing checked Oct 21, 2026.
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Float Financial FAQ
How much does Float cost?
Does Float require a personal guarantee?
What cashback does Float offer?
Source: floatfinancial.com