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Keep

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Corporate card, global banking, and growth capital for Canadian businesses

From $79/mo, free trial
PaidFinanceExpense ManagementAccountingInvoicing
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Tracked since2026

The Bottom Line

Price
From $79/mo, free trial. Compare plans

Key facts

  • Provides an all-in-one corporate credit card with high limits and rewards for Canadian businesses.
  • Offers integrated expense management, global banking, and growth capital financing.
  • Automates financial processes and integrates with accounting software for efficient reconciliation.

Pros

  • Consolidates multiple financial services into a single platform, simplifying business finance.
  • Offers significantly higher credit limits compared to traditional options, supporting business growth.
  • Provides robust expense management and automation features, reducing manual effort and errors.
  • Enables cost-effective international transactions with no-fee global banking and favorable exchange rates.
  • Quick and easy online application process with rapid approval times.

Cons

  • Primarily focused on the Canadian market, limiting its availability to businesses outside Canada.
  • Specific reward structures and credit limits may vary based on business eligibility and financial health.
  • Reliance on a single platform for all financial needs could pose a risk if service is interrupted.

What is Keep?

Editorial review
Keep is an all-in-one financial platform designed for Canadian businesses, offering a corporate credit card, expense management, and global banking solutions. It aims to simplify financial operations by consolidating credit, expenses, and payments under one roof. The platform provides businesses with a rewards-based corporate credit card, often with higher credit limits than traditional options, alongside features like virtual cards and real-time spend controls. Beyond credit, Keep offers growth capital financing up to $1M with transparent terms, no-fee global banking supporting multiple currencies, and international payments at mid-market exchange rates. Its expense automation tools allow for real-time receipt uploads, rule-building, and seamless integration with accounting systems like QuickBooks, helping businesses close their books faster. Keep caters to enterprises, small businesses, and startups looking to manage cash flow, reduce fees, and accelerate growth.
how we evaluateSourcetrykeep.com ↗

Key Features

  • 4X Rewards Business Credit Card
  • Up to 10X higher credit limits
  • Free physical and unlimited virtual cards
  • Real-time spend controls and card freezing
  • Growth capital financing up to $1M
  • No-fee global banking with multi-currency support
  • Expense automation with receipt uploads and rule building
  • International payments at mid-market FX rates

Pricing Plans

Free Trial

Pricing checked Sep 25, 2026

Keep plans and prices, checked September 2026
PlanPriceDetails
Core

$79 / mo

  • Up to 31 fee-free days
  • Standard rewards
  • Up to 3 users
+2 more
  • $15 per international wire (SWIFT)
  • Email & phone support
Plus

$119 / mo

  • Up to 38 fee-free days
  • Premium rewards
  • Up to 10 users
+3 more
  • 1 free international wire/month, then $15 each
  • Email & phone support
  • 1 free Interac payment/month, then 1.5% fee (max $95)
Max

$199 / mo

  • Up to 56 fee-free days
  • Premium rewards
  • Unlimited users
+3 more
  • 3 free international wires/month, then $15 each
  • Dedicated AM with priority response time
  • 3 free Interac payments/month, then 1.5% fee (max $95)

Included in all plans

  • Unlimited virtual and physical cards
  • Access to Keep Travel
  • Full access to expense management tools
  • Multi-currency accounts (CAD, USD, GBP, EUR, MXN)
  • Send payments to over 100 countries
  • 0% FX fee
  • QuickBooks online integration
  • Automated receipt collection and matching
Calculate your costView full pricing

Is Keep worth the price?

Good value

Keep's pricing is fair for Canadian businesses needing integrated corporate cards and global banking, with the Core tier at $79/mo offering solid value for small teams.

The Plus tier at $119/mo adds premium rewards and Interac payments, but the Max tier at $199/mo is expensive unless you need unlimited users and dedicated support. Best for growing Canadian companies that want to consolidate expense management and multi-currency payments under one platform.

Hidden Costs & Gotchas

1.5% fee on Interac payments after free monthly limit

How Keep's pricing compares

At $79/mo, billing unit not specified, Keep is mid-range of its 2 comparable direct competitors ($20 to $99/mo across the set).

Mercury
$20
Keep
$79
Moss
$99

Not ranked, different unit or currency: Apron £6.30/mo, billing unit not specified.

Entry paid plan, monthly. Pricing checked Sep 25, 2026.

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Still deciding?

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

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Keep FAQ

How does Keep help Canadian businesses manage their expenses?

Keep provides expense automation tools that allow for real-time receipt uploads and rule-building. This helps businesses streamline their expense tracking and integrate seamlessly with accounting systems like QuickBooks, ultimately helping them close their books faster.

Which teams within a Canadian business would benefit most from using Keep?

Keep is best suited for finance teams, accounting departments, and operations teams within enterprises, small businesses, and startups. It helps these teams manage cash flow, reduce fees, and accelerate growth by consolidating financial operations.

How does Keep's corporate card compare to traditional credit options?

Keep's corporate credit card often offers significantly higher credit limits than traditional options, supporting business growth. It also includes features like virtual cards and real-time spend controls for enhanced financial management.

What kind of financial services does Keep consolidate into one platform?

Keep consolidates corporate credit cards, expense management, and global banking solutions into a single platform. It also offers growth capital financing and international payment capabilities.

How is Keep priced for businesses?

Keep is a paid product and does not include a permanently free tier. Its pricing model is designed for businesses seeking a comprehensive financial platform.

What are the primary limitations for businesses considering Keep?

Keep is primarily focused on the Canadian market, limiting its availability to businesses outside Canada. Additionally, specific reward structures and credit limits can vary based on business eligibility and financial health.

Can Keep facilitate international transactions for Canadian businesses?

Yes, Keep offers no-fee global banking that supports multiple currencies and enables international payments. These transactions are processed at mid-market exchange rates, aiming to be cost-effective for businesses.

Source: trykeep.com

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