Apron

Name: Apron
Brand: Apron
Price: 6.3 GBP

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Automate payments, earn rewards, and get paid faster

From £6.30/mo, billed monthly (free plan available)

Freemium Finance Accounting Expense Management Payroll

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Tracked since 2026

The Bottom Line

Updated Oct 24, 2026

Price: From £6.30/mo, billed monthly (free plan available). Compare plans

Key facts

Automates invoice capture, bill payments, and expense management for businesses.
Offers a rewards program, allowing businesses to earn points on payments and convert them to Virgin Points.
Provides spend controls with virtual and physical cards, and integrates with QuickBooks and Xero for reconciliation.

Pros

Significantly reduces finance administration time through automation.
Offers a unique rewards program for business spending, converting payments into valuable points.
Provides robust spend control features with customizable cards and approval workflows.
Seamlessly integrates with popular accounting software for accurate reconciliation.
Facilitates faster customer payments with easy-to-use payment links.

Cons

Extra fees apply for exceeding included payment limits on some plans.
ATM withdrawal fees are present across all paid plans.
A fee is charged for physical card issuance.

What is Apron?

Apron transforms business payments by automating invoice capture, bill payments, and expense management. It digitizes receipts and invoices using AI for rapid data extraction and categorization, then syncs seamlessly with accounting software like QuickBooks and Xero to maintain clean books and streamline month-end processes. The platform allows businesses to batch pay employees, suppliers, and contractors, offering payment approval workflows for control and automatic reconciliation to save administrative hours. Beyond core payment automation, Apron enables businesses to earn rewards on payments, converting points into valuable points for travel and experiences. It also provides Apron Cards for controlled employee spending with custom limits, auto-chasing of receipts, and cashback. Additionally, businesses can use Apron to get paid faster by customers through shareable links, supporting various payment methods with competitive fees.

Data compiled by Toolradar Pricing checked Oct 24, 2026 · How we evaluate

Source getapron.com

Preview

Key Features

AI-powered invoice and receipt capture
Automatic expense categorization
Integration with QuickBooks and Xero
Batch payment processing for employees, suppliers, and contractors
Customizable payment approval workflows
Payment links for customers to get paid faster
Virtual and physical expense cards with spending limits
Automated receipt chasing for card expenses

Pricing Plans

Free Trial

Pricing checked Oct 24, 2026. Source: getapron.com/pricing, read Oct 24, 2026

Apron plans and prices, checked October 2026
Plan	Price	Details
Capture	£5 / month	Capture receipts, bills and more on the go Automatic document chasing
Go	Free	Accounting sync (QuickBooks & Xero) 1% cashback on selected categories 0.5% cashback on rest of spend +5 more Show less Spend controls and built-in limits Up to 10 Virtual cards Up to 10 Physical cards 50 Payroll payments 5 Supplier payments
Essential	£24 / month	Accounting sync (QuickBooks & Xero) 1% cashback on selected categories 0.5% cashback on rest of spend +5 more Show less Spend controls and built-in limits Unlimited Virtual cards Unlimited Physical cards 50 Payroll payments 50 Supplier payments
Pro	£41 / month	Accounting sync (QuickBooks & Xero) 1% cashback on selected categories 0.5% cashback on rest of spend +5 more Show less Spend controls and built-in limits Unlimited Virtual cards Unlimited Physical cards 100 Payroll payments 100 Supplier payments

Calculate your cost View full pricing

Is Apron worth the price?

Good value

Apron offers a generous free tier, 'Go', which includes cashback and a decent number of payments, making it very accessible.

The paid tiers, 'Essential' at £24/month and 'Pro' at £41/month, offer good value for increasing payment volumes. This pricing structure is best for small to medium-sized businesses looking to automate payments and expenses efficiently.

Full Apron pricing: every plan, hidden costs and alternatives

How Apron's pricing compares

Apron starts at £6.30/mo, billed monthly. Its direct competitors are priced on a different basis (per user, or in another currency), so each entry price below is shown with its own unit and currency and is not ranked against the others.

Apron

£6.30/mo, billed monthly

BILL

$49/user/mo, billed monthly

Ramp

$15/user/mo, billed monthly

Brex

$12/user/mo, billed monthly

Entry paid plan, monthly price (billing term shown per row), in each tool's own currency. Pricing checked Oct 24, 2026.

Apron by the numbers

Apron compared with 78 Payroll tools on Toolradar, as of Oct 2026
Metric	Apron	Peer median	Position (1 is best)
Free plan	Yes	15% have one	n/a
Listed as an alternative to	1 tool	3	#47 of 78 (joint)

Listed as an alternative to: #45 on 2026-10-16 to #47 on 2026-10-31 (rank among 78 tools, 1 is best).

Each position is counted among the tools that have data for that row, as noted under it. All Payroll data · How we compute this. Advertising and placement fees are not inputs to any position.

Cite this: Toolradar, “Apron by the numbers”, Oct 2026.

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Best Apron Alternatives

Top alternatives based on features, pricing, and user needs.

View full list →

BILL Paid

One platform for accounts payable, accounts receivable, and company spend

4.4

Ramp Freemium

Corporate cards and expense management

4.8

Airbase Paid

Spend management, now part of Paylocity for Finance

4.7

Spendesk Paid

Centralized spend management for businesses, offering control, efficiency, and real-time insights.

4.6

Tipalti Paid

Finance automation that puts you in charge of accounts payable and mass payments.

4.5

Brex Freemium

Corporate cards and spend management for startups

3.6

Rho Free

Integrated business banking, corporate cards, and treasury management for growing companies.

See all finance tools →

Still deciding?

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

All Apron alternatives 7+ tools ranked, pricing + verdict per pick Apron vs BILL Head-to-head: features, pricing, who wins Apron vs Ramp Head-to-head: features, pricing, who wins Apron vs Airbase Head-to-head: features, pricing, who wins

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Apron FAQ

How does Apron handle document capture and categorization?

Apron digitizes receipts and invoices through uploads via WhatsApp, email, or the Apron app. Its AI extracts details and categorizes them automatically in seconds, ensuring efficient data entry.

What accounting software does Apron integrate with for reconciliation?

Apron integrates directly with QuickBooks and Xero, providing automatic reconciliation to keep books clean and reduce month-end administrative tasks.

How does the rewards program work for business payments?

Businesses earn Apron points on supplier payments and payroll, typically 1 point per £1 spent at a 1.6% rate or 2 points per £1 spent at a 2.9% rate. These points can be converted 1:1 into Virgin Points for various rewards like flights and hotels.

Can employees use Apron for their expenses, and how is control maintained?

Yes, businesses can issue Apron Cards (virtual or physical) to employees with custom spending limits. Apron also automates the chasing of receipts for these expenses, allowing businesses to maintain control over employee spending.

What are the options for customers to pay businesses using Apron's payment links?

Customers can pay businesses by clicking on a payment link, choosing to pay either by bank transfer (often instantaneous and free for the business) or by card (with a 1% fee for personal cards and 0% for business cards).

Are there any fees associated with international payments?

International payments incur an FX conversion fee, and payments made to recipients outside the EEA have an additional per-payment fee, while payments within the EEA are free.

How does Apron ensure the security of funds?

Apron ensures the safety of funds through direct connections to bank accounts and adherence to security protocols, although specific details of security measures are not provided on the public pages.

What types of cashback can be earned with the Apron Card?

Apron Card users can earn up to 1% uncapped cashback on selected business categories like software, online advertising, accounting services, taxis, and train travel, and 0.5% cashback on all other spending.

Source: getapron.com

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