Automate payments, earn rewards, and get paid faster
Visit WebsiteFreemiumVisit Website
Tracked since2026
0 reviews trackedThe Bottom Line
Entry price
Free plan available, paid tiers above
Biggest pro
Significantly reduces finance administration time through automation.
Biggest con
Extra fees apply for exceeding included payment limits on some plans.
TL;DR - Apron
- Automates invoice capture, bill payments, and expense management for businesses.
- Offers a rewards program, allowing businesses to earn points on payments and convert them to Virgin Points.
- Provides spend controls with virtual and physical cards, and integrates with QuickBooks and Xero for reconciliation.
Pricing: Free plan available
Best for: Growing teams
What is Apron?
Apron transforms business payments by automating invoice capture, bill payments, and expense management. It digitizes receipts and invoices using AI for rapid data extraction and categorization, then syncs seamlessly with accounting software like QuickBooks and Xero to maintain clean books and streamline month-end processes. The platform allows businesses to batch pay employees, suppliers, and contractors, offering payment approval workflows for control and automatic reconciliation to save administrative hours. Beyond core payment automation, Apron enables businesses to earn rewards on payments, converting points into valuable points for travel and experiences. It also provides Apron Cards for controlled employee spending with custom limits, auto-chasing of receipts, and cashback. Additionally, businesses can use Apron to get paid faster by customers through shareable links, supporting various payment methods with competitive fees.
Pros & Cons
Pros
- Significantly reduces finance administration time through automation.
- Offers a unique rewards program for business spending, converting payments into valuable points.
- Provides robust spend control features with customizable cards and approval workflows.
- Seamlessly integrates with popular accounting software for accurate reconciliation.
- Facilitates faster customer payments with easy-to-use payment links.
Cons
- Extra fees apply for exceeding included payment limits on some plans.
- ATM withdrawal fees are present across all paid plans.
- A fee is charged for physical card issuance.
Preview
Key Features
AI-powered invoice and receipt captureAutomatic expense categorizationIntegration with QuickBooks and XeroBatch payment processing for employees, suppliers, and contractorsCustomizable payment approval workflowsPayment links for customers to get paid fasterVirtual and physical expense cards with spending limitsAutomated receipt chasing for card expenses
Pricing Plans
Free TrialPricing checked Jun 4, 2026
Capture
£5 / month
- Capture receipts, bills and more on the go
- Automatic document chasing
Go
Free
- Accounting sync (QuickBooks & Xero)
- 1% cashback on selected categories
- 0.5% cashback on rest of spend
- Spend controls and built-in limits
- Up to 10 Virtual cards
- Up to 10 Physical cards
- 50 Payroll payments
- 5 Supplier payments
Essential
£24 / month
- Accounting sync (QuickBooks & Xero)
- 1% cashback on selected categories
- 0.5% cashback on rest of spend
- Spend controls and built-in limits
- Unlimited Virtual cards
- Unlimited Physical cards
- 50 Payroll payments
- 50 Supplier payments
Pro
£41 / month
- Accounting sync (QuickBooks & Xero)
- 1% cashback on selected categories
- 0.5% cashback on rest of spend
- Spend controls and built-in limits
- Unlimited Virtual cards
- Unlimited Physical cards
- 100 Payroll payments
- 100 Supplier payments
Reviews
$99Free with your review
Write a reviewReview Apron, get a free AI guide
Share your experience and we will send you Improve Your Thinking Patterns Using ChatGPT, free.
Best Apron Alternatives
Top alternatives based on features, pricing, and user needs.
RampFreemium
Corporate cards and expense management
Bill ComPaid
Business payments and AP automation
AirbasePaid
Spend management for mid-market companies
BrexFreemium
Corporate cards and spend management for startups
SpendeskPaid
Centralized spend management for businesses, offering control, efficiency, and real-time insights.
TipaltiPaid
Finance automation that puts you in charge of accounts payable and mass payments.
RhoFree
Integrated business banking, corporate cards, and treasury management for growing companies.
Still deciding?
Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.
Explore More
Apron FAQ
How does Apron handle document capture and categorization?
Apron digitizes receipts and invoices through uploads via WhatsApp, email, or the Apron app. Its AI extracts details and categorizes them automatically in seconds, ensuring efficient data entry.
What accounting software does Apron integrate with for reconciliation?
Apron integrates directly with QuickBooks and Xero, providing automatic reconciliation to keep books clean and reduce month-end administrative tasks.
How does the rewards program work for business payments?
Businesses earn Apron points on supplier payments and payroll, typically 1 point per £1 spent at a 1.6% rate or 2 points per £1 spent at a 2.9% rate. These points can be converted 1:1 into Virgin Points for various rewards like flights and hotels.
Can employees use Apron for their expenses, and how is control maintained?
Yes, businesses can issue Apron Cards (virtual or physical) to employees with custom spending limits. Apron also automates the chasing of receipts for these expenses, allowing businesses to maintain control over employee spending.
What are the options for customers to pay businesses using Apron's payment links?
Customers can pay businesses by clicking on a payment link, choosing to pay either by bank transfer (often instantaneous and free for the business) or by card (with a 1% fee for personal cards and 0% for business cards).
Are there any fees associated with international payments?
International payments incur an FX conversion fee, and payments made to recipients outside the EEA have an additional per-payment fee, while payments within the EEA are free.
How does Apron ensure the security of funds?
Apron ensures the safety of funds through direct connections to bank accounts and adherence to security protocols, although specific details of security measures are not provided on the public pages.
What types of cashback can be earned with the Apron Card?
Apron Card users can earn up to 1% uncapped cashback on selected business categories like software, online advertising, accounting services, taxis, and train travel, and 0.5% cashback on all other spending.
Source: getapron.com