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Spend smarter with automated purchasing, approvals, and bookkeeping for businesses.

From $99/mo, billed monthly (free plan available) Visit Website
Tracked since 2026

The Bottom Line

Price
From $99/mo, billed monthly (free plan available). Compare plans

Key facts

  • Centralizes and automates company spend, including cards, invoices, and reimbursements.
  • Provides real-time spend oversight and integrates with over 40 finance and HR tools.
  • Offers AI-powered pre-accounting and customizable approval workflows to save time and ensure control.

Pros

  • Comprehensive spend management in one platform
  • Significant time savings on administrative tasks (e.g., month-end close, receipt handling)
  • Automated receipt collection and expense categorization
  • Real-time visibility into company spending
  • Flexible and scalable pricing model with unlimited users on paid plans

Cons

  • Transaction volume impacts pricing on paid plans
  • Free plan has user and invoice limitations

What is Moss?

Moss is a comprehensive spend management platform designed to help businesses gain full control over their company expenditures. It centralizes payments, expense claims, and invoices into a single powerful platform, automating purchasing, approvals, and bookkeeping processes. By connecting with existing finance tools, Moss enables companies to streamline financial operations, reduce manual tasks, and ensure real-time oversight of all spending. The platform is ideal for small to growing companies, offering solutions for corporate cards with built-in controls, smart invoice processing with AI-powered automation, and digitized employee expense claims. It integrates with over 40 accounting, ERP, HR, and productivity tools, ensuring data consistency and simplified workflows. Moss aims to help businesses close their books faster, eliminate missing receipts, and make smarter spending decisions with customizable controls and approval workflows.

Available on: Web, iOS, Android

Preview

Key Features

  • Corporate Cards with built-in controls and auto-receipt capture
  • Smart invoice processing with automated approvals and direct payments in 70+ currencies
  • Digitized employee expense claims with automated workflows
  • AI-powered Pre-Accounting Agent for expense coding and syncing
  • Purchase controls with purchase orders, custom approvals, and budgets
  • Integrations with 40+ accounting, ERP, HR, and productivity tools
  • Real-time spend oversight across all company spending
  • Automated receipt capture and data extraction

Pricing Plans

Pricing checked Oct 4, 2026. Source: getmoss.com/pricing, read Oct 4, 2026

Moss plans and prices, checked October 2026
Plan Price Details
Free Plans

Free

  • Up to 3 users with unlimited cards
  • Up to 20 invoices per month (Accounts Payable)
  • Customisable approval & verification steps
Paid Plans

from 99$ / Month

  • Unlimited users, cards & invoices
  • Advanced approval flows & budget controls
  • Accounting integrations and access to add-ons
+2 more
  • Smart user management with HR software integrations
  • 1:1 onboarding support

Is Moss worth the price?

Good value

Moss offers a generous Free Plan for small businesses with up to 3 users and 20 invoices, which is excellent for basic spend management.

It's best for small businesses looking for a free entry point into spend management, or larger companies needing comprehensive features willing to pay a premium.

Hidden Costs & Gotchas

Add-ons for advanced features not included

Full Moss pricing: every plan, hidden costs and alternatives

How Moss's pricing compares

At $99/mo, billed monthly, Moss is the most premium of its 2 comparable direct competitors.

$12
$15
Moss
$99

Not ranked, different unit or currency: Float $265/mo flat, whole organisation, billed monthly; Mercury $20/mo, billed yearly.

Entry paid plan, monthly price, billed monthly. Pricing checked Oct 4, 2026.

Email me when Moss changes its price

One email per change, found on the vendor's own pricing page. Unsubscribe any time.

Moss by the numbers

Toolradar data: Moss's entry paid plan ($99/mo, billed monthly) ranks #31 of 34 (joint) for price among the Expense Management tools with a verified entry price and no stated unit, where the median is $12/mo. As of Nov 2026.

Moss compared with 90 Expense Management tools on Toolradar, as of Nov 2026
Metric Moss Peer median Position (1 is best)
Entry paid plan $99/mo, billed monthly $12/mo #31 of 34 (joint) tools with no stated price unit, verified price
Free plan Yes 50% have one n/a
Listed as an alternative to 5 tools 3 #23 of 90 (joint)

Listed as an alternative to: #26 on 2026-10-16 to #23 on 2026-11-03 (rank among 90 tools, 1 is best).

Each position is counted among the tools that have data for that row, as noted under it. A lower entry price ranks higher; prices are read on vendor pages and compared only with tools priced on the same basis. All Expense Management data · How we compute this. Advertising and placement fees are not inputs to any position.

Cite this: Toolradar, “Moss by the numbers”, Nov 2026.

Reviews

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Moss FAQ

How does Moss help businesses manage their finances more efficiently?

Moss centralizes payments, expense claims, and invoices into one platform, automating purchasing, approvals, and bookkeeping processes. This allows companies to streamline financial operations, reduce manual tasks, and maintain real-time oversight of all spending.

Which teams within a company would benefit most from using Moss?

Moss is particularly beneficial for finance and accounting teams, as it automates tasks like receipt collection and expense categorization. It also supports employees across the company with digitized expense claims and corporate cards with built-in controls.

How does Moss compare to Spendesk for spend management?

Moss offers comprehensive spend management by centralizing payments, expense claims, and invoices, similar to Spendesk. A key advantage of Moss is its flexible and scalable pricing model, which includes unlimited users on paid plans.

What kind of integrations does Moss offer?

Moss integrates with over 40 accounting, ERP, HR, and productivity tools. These integrations ensure data consistency and simplify workflows across various business functions.

What are the primary limitations of using Moss?

The primary limitations of Moss include that transaction volume impacts pricing on paid plans. Additionally, the free plan has specific user and invoice limitations.

How is Moss priced?

Moss is available on a free tier, which offers basic functionality. Paid plans are available for businesses requiring more usage and advanced features, with pricing influenced by transaction volume.

Can Moss help with automating invoice processing?

Yes, Moss includes smart invoice processing capabilities with AI-powered automation. This feature helps businesses automate the handling and categorization of invoices, contributing to faster bookkeeping.

How does Moss pricing compare with other Expense Management tools?

Moss's entry paid plan ($99/mo, billed monthly) ranks #31 of 34 (joint) for price among the Expense Management tools with a verified entry price and no stated unit, where the median is $12/mo. Prices are read on each vendor's own pricing page and compared only with tools priced on the same basis. Source: Toolradar, Nov 2026.

Source: getmoss.com

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