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Float Financial Pricing 2026

Plans, hidden costs, and alternatives compared

Pricing verified Oct 2026
3 plans tracked Updated Oct 2026

Cite this data: Toolradar, Float Financial pricing verified Oct 2026, toolradar.com/tools/float-financial/pricing

Float Financial starts at C$10/user/month on the Professional plan.

Verified Oct 2026 from the official pricing page.

Is Float Financial worth the price?

Good value

The 0.25% FX rate and cashback only for high spend are typical for the category.

Best for startups and SMEs needing multi-currency expense management with integrated credit.

Pricing Plans

Essentials

CAD $0/user/month

  • Up to 20 physical and unlimited virtual cards
  • 0.25% FX rates
  • Up to 1% cashback with over $25k monthly spend per card program
  • Float Charge credit limits up to $3M, subject to eligibility

Professional

CAD $10/user/month

  • Unlimited physical and virtual cards with advanced controls
  • Active-user pricing from CAD $100/month including the first 10 users
  • Everything in Essentials

Enterprise

Contact sales

  • Custom pricing and cashback
  • Custom Charge credit terms with a dedicated underwriting team

Hidden Costs & Gotchas

0.25% FX rate on foreign transactions

How Float Financial compares

4 of 6 direct competitors offer a free plan.

Starting price and free plan: Float Financial and its direct competitors
Tool Starting price Free plan
Float Financial C$10/user/month Yes
Ramp $15/user/month Yes
Brex $12/user/month Yes
Airwallex $99/month, billing unit not specified Yes
Keep $79/month, billing unit not specified No
Spendesk Contact sales No
Relay $30/month, billing unit not specified Yes

Float Financial Pricing FAQ

How much does Float Financial cost?

Float Financial starts at C$10/user/month on the Professional plan. A free plan is also available.

Does Float Financial have a free plan?

Yes. Float Financial offers a free plan called "Essentials". It includes: Up to 20 physical and unlimited virtual cards, 0.25% FX rates, Up to 1% cashback with over $25k monthly spend per card program.

What are alternatives to Float Financial?

Alternatives to Float Financial include Ramp, Brex, Airwallex, Keep. Ramp starts at $15/user/month; Brex starts at $12/user/month; Airwallex starts at $99/month, billing unit not specified.

How much does Float Financial cost for a team of 10?

For 10 users on the Professional plan, Float Financial is C$100/month, or C$1,200/year, at the published per-user rate.

Float Financial alternatives

Direct competitors. Starting prices match the table above.

Sources

  • Official Float Financial pricing: floatfinancial.com/pricing (verified Oct 2026)
  • Cite this data: Toolradar, Float Financial pricing verified Oct 2026, toolradar.com/tools/float-financial/pricing
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