Float Financial Pricing 2026
Plans, hidden costs, and alternatives compared
Cite this data: Toolradar, Float Financial pricing verified Oct 2026, toolradar.com/tools/float-financial/pricing
Float Financial starts at C$10/user/month on the Professional plan.
Verified Oct 2026 from the official pricing page.
Is Float Financial worth the price?
The 0.25% FX rate and cashback only for high spend are typical for the category.
Best for startups and SMEs needing multi-currency expense management with integrated credit.
Pricing Plans
Essentials
CAD $0/user/month
- Up to 20 physical and unlimited virtual cards
- 0.25% FX rates
- Up to 1% cashback with over $25k monthly spend per card program
- Float Charge credit limits up to $3M, subject to eligibility
Professional
CAD $10/user/month
- Unlimited physical and virtual cards with advanced controls
- Active-user pricing from CAD $100/month including the first 10 users
- Everything in Essentials
Enterprise
Contact sales
- Custom pricing and cashback
- Custom Charge credit terms with a dedicated underwriting team
Hidden Costs & Gotchas
0.25% FX rate on foreign transactions
How Float Financial compares
4 of 6 direct competitors offer a free plan.
| Tool | Starting price | Free plan |
|---|---|---|
| Float Financial | C$10/user/month | Yes |
| Ramp | $15/user/month | Yes |
| Brex | $12/user/month | Yes |
| Airwallex | $99/month, billing unit not specified | Yes |
| Keep | $79/month, billing unit not specified | No |
| Spendesk | Contact sales | No |
| Relay | $30/month, billing unit not specified | Yes |
Float Financial Pricing FAQ
How much does Float Financial cost?
Float Financial starts at C$10/user/month on the Professional plan. A free plan is also available.
Does Float Financial have a free plan?
Yes. Float Financial offers a free plan called "Essentials". It includes: Up to 20 physical and unlimited virtual cards, 0.25% FX rates, Up to 1% cashback with over $25k monthly spend per card program.
What are alternatives to Float Financial?
Alternatives to Float Financial include Ramp, Brex, Airwallex, Keep. Ramp starts at $15/user/month; Brex starts at $12/user/month; Airwallex starts at $99/month, billing unit not specified.
How much does Float Financial cost for a team of 10?
For 10 users on the Professional plan, Float Financial is C$100/month, or C$1,200/year, at the published per-user rate.
Float Financial alternatives
Direct competitors. Starting prices match the table above.
Sources
- Official Float Financial pricing: floatfinancial.com/pricing (verified Oct 2026)
- Cite this data: Toolradar, Float Financial pricing verified Oct 2026, toolradar.com/tools/float-financial/pricing

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