Relay starts at $30/month on the Grow plan.
Verified Sep 2026 from the official pricing page.
Is Relay worth the price?
Relay's pricing is quite generous, especially with a robust free 'Starter' tier offering 20 checking accounts and 1.03% APY on savings.
The 'Grow' tier at $30/month adds significant automation, making it a fair step up for growing businesses. The 'Scale' tier at $90/month, with 3.03% APY and advanced AI features, offers strong value for larger operations seeking high-yield and extensive control.
Pricing Plans
Starter
Free
- 20 checking accounts
- 2 savings accounts (1.03% APY)
- 50 debit/credit cards
- Receipt capture
- Accounting integrations
Grow
$30/month
- 1.75% APY on savings
- Bill pay automation
- Bookkeeping sync
- Invoicing features
- Priority support
Scale
$90/month
- 3.03% APY on savings
- 50 accounts
- AI-powered automation
- Same-day ACH and wires
- Branded invoicing
How Relay compares
2 of 6 direct competitors offer a free plan.
Relay Pricing FAQ
How much does Relay cost?
Relay starts at $30/month on the Grow plan. It offers 2 paid tiers ranging from $30/month to $90/month. A free plan is also available.
Does Relay have a free plan?
Yes. Relay offers a free plan called "Starter". It includes: 20 checking accounts, 2 savings accounts (1.03% APY), 50 debit/credit cards.
What is the cheapest Relay paid plan?
The cheapest paid plan for Relay is "Grow" at $30/month. Key features include: 1.75% APY on savings, Bill pay automation, Bookkeeping sync.
What are alternatives to Relay?
Alternatives to Relay include Mercury, Wise, Float, Spendesk. Mercury starts at $20/month, billing unit not specified; Float starts at $50/month, billing unit not specified; QuickBooks starts at $38/month, billing unit not specified.
Relay alternatives
Direct competitors. Starting prices match the table above.
Sources
- Official Relay pricing: relayfi.com/pricing (verified Sep 2026)
- Cite this data: Toolradar, Relay pricing verified Sep 2026, toolradar.com/tools/relay-bank/pricing
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