Xero starts at $25/month on the Early plan.
Verified Sep 2026 from the official pricing page.
Is Xero worth the price?
Xero's pricing is fair for small businesses, with the 'Early' tier at $15/month offering essential features.
The 'Growing' tier at $42/month provides unlimited transactions, which is a good value for growing businesses. The 'Established' tier at $78/month is suitable for businesses needing advanced features like multi-currency and project tracking.
Pricing Plans
Free TrialEarly
$25 / mo
- US standing price as of 2026-09-01
- 20 invoices and 5 bills
- 90% off first 6 months ($2.50) until 30 Sep 2026 is a new-customer promo
- Prices increase 1 Oct 2026
Growing
$55 / mo
- US standing price as of 2026-09-01
- Unlimited invoices and bills
- Auto-reconcile and performance dashboards
- Promo $5.50/mo first 6 months until 30 Sep 2026
Established
$90 / mo
- US standing price as of 2026-09-01
- Multi-currency, projects, expense claims
- 180-day cash flow forecast
- Promo $9/mo first 6 months until 30 Sep 2026
Hidden Costs & Gotchas
Potential add-on costs for specific integrations
How Xero compares
3 of 6 direct competitors offer a free plan.
| Tool | Starting price | Free plan |
|---|---|---|
| Xero | $25/month, billing unit not specified | No |
| QuickBooks | $38/month, billing unit not specified | No |
| Sage Intacct | No public price | No |
| Zoho Books | $15/month, billing unit not specified | Yes |
| Wave | $15.83/month, billing unit not specified | Yes |
| FreeAgent | £27.50/month, billing unit not specified | Yes |
| Patriot Software | $17/month, billing unit not specified | No |
Xero Pricing FAQ
How much does Xero cost?
Xero starts at $25/month on the Early plan. It offers 3 paid tiers ranging from $25/month to $90/month.
Does Xero have a free plan?
Xero does not offer a permanent free plan. A free trial is available.
Does Xero offer a free trial?
Yes. Xero offers a free trial.
What is the cheapest Xero paid plan?
The cheapest paid plan for Xero is "Early" at $25/month. Key features include: US standing price as of 2026-09-01, 20 invoices and 5 bills, 90% off first 6 months ($2.50) until 30 Sep 2026 is a new-customer promo.
What are alternatives to Xero?
Alternatives to Xero include QuickBooks, Sage Intacct, Zoho Books, Wave. QuickBooks starts at $38/month, billing unit not specified; Zoho Books starts at $15/month, billing unit not specified; Wave starts at $15.83/month, billing unit not specified.
Xero alternatives
Direct competitors. Starting prices match the table above.
Sources
- Official Xero pricing: www.xero.com/us/pricing/ (verified Sep 2026)
- Cite this data: Toolradar, Xero pricing verified Sep 2026, toolradar.com/tools/xero/pricing
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