Is Xero worth the price?
Xero's pricing is fair for small businesses, with the 'Early' tier at $15/month offering essential features.
The 'Growing' tier at $42/month provides unlimited transactions, which is a good value for growing businesses. The 'Established' tier at $78/month is suitable for businesses needing advanced features like multi-currency and project tracking.
Pricing Plans
30-day Free TrialEarly
$15/month
- Send 20 quotes and invoices
- Enter 5 bills
- Reconcile bank transactions
- Capture bills and receipts with Hubdoc
Growing
$42/month
- Send invoices and quotes
- Enter bills
- Reconcile bank transactions
- Bulk reconcile transactions
- Capture bills and receipts with Hubdoc
Established
$78/month
- Send invoices and quotes
- Enter bills
- Reconcile bank transactions
- Bulk reconcile transactions
- Capture bills and receipts with Hubdoc
- Use multiple currencies
- Track projects
- Claim expenses
Hidden Costs & Gotchas
Limited transactions on 'Early' tier
No free tier available
Potential add-on costs for specific integrations
Which Plan Do You Need?
Small businesses starting out
Growing businesses needing unlimited transactions
Established businesses with advanced needs
How Xero Compares to Competitors
Compared to QuickBooks Online, Xero's 'Growing' tier at $42/month is competitive with QuickBooks' Plus plan (around $85/month, often discounted) offering similar features. For very small businesses, Wave Accounting offers a free basic service, which Xero lacks, making Xero's $15/month 'Early' tier an entry-level paid option.
Xero Pricing FAQ
How much does Xero cost?
Xero starts at $15/month on the Early plan. It offers 3 paid tiers ranging from $15/month up to $78/month.
Does Xero have a free plan?
Xero does not offer a permanent free plan. However, a free trial is available for 30 days.
Does Xero offer a free trial?
Yes, Xero offers a free trial lasting 30 days. No credit card is typically required to start the trial, though this may vary.
What is the cheapest Xero paid plan?
The cheapest paid plan for Xero is "Early" at $15/month. Key features include: Send 20 quotes and invoices, Enter 5 bills, Reconcile bank transactions.
Is there a cheaper alternative to Xero?
Yes. Popular alternatives to Xero include Pleo, QuickBooks, Sage, Zoho Books. Free alternatives include Pleo, Zoho Books, Wave. Compare them side-by-side on Toolradar.
Cheaper alternatives to Xero
Direct competitors with similar features. Many offer free tiers or lower per-seat pricing.
