FreeAgent
Claim this toolUK cloud accounting for limited companies and sole traders
From £27.50/mo, billed yearly (free plan available)Visit WebsiteThe Bottom Line
- Price
- From £27.50/mo, billed yearly (free plan available). Compare plans
Key facts
- UK MTD accounting for limited companies, sole traders, and landlords. Not a US bookkeeping app.
- Limited-company list price is £33/mo or £330/year excl. VAT. First-period 50% off. Free with NatWest / RBS / Ulster / Mettle (freeagent.com/pricing).
- Add-ons: Smart Capture Unlimited £5/mo, Amazon UK £6/mo. 30-day trial, cancel any time.
Pros
- Comprehensive all-in-one solution covering invoicing, expenses, payroll, tax, and cash flow forecasting.
- Free for users with eligible UK business bank accounts (NatWest, RBS, Ulster Bank, Mettle), making it highly cost-effective.
- Award-winning UK-based support team available via phone, email, and live chat.
Cons
- Primarily designed for UK-based businesses, with a focus on HMRC compliance and UK tax regulations.
- The free tier for bank account holders may have limited features compared to the full paid subscription.
What is FreeAgent?
Ratings Across the Web
FreeAgent holds an aggregate rating of 3.6 out of 5 from 223 reviews across G2, Capterra and SourceForge, last checked September 17, 2026.
Ratings aggregated from independent review platforms. Learn more
Preview
Key Features
- HMRC-recognized Making Tax Digital (MTD) for Income Tax and VAT with direct filing to HMRC.
- Real-time cash flow forecasting with a 90-day projection and smart suggestions for shortfalls.
- Integrated payroll that submits Real Time Information (RTI) directly to HMRC, including automatic pension calculations.
- Automated invoicing with one-click payments, recurring invoices, and payment reminders.
- Mobile app for recording expenses, tracking time, managing invoices, and capturing receipts on the go.
Pricing Plans
Free TrialPricing checked Oct 7, 2026. Source: freeagent.com/pricing, read Oct 7, 2026
| Plan | Price | Details |
|---|---|---|
| Free with bank | £0 |
|
| Monthly | £33 / mo excl. VAT |
|
| Annual | £330 / year excl. VAT |
|
Is FreeAgent worth the price?
FreeAgent's pricing is fair and competitive for UK small businesses, with the £33/month or £330/year (£27.50/month) plans offering solid value for MTD VAT, payroll, and invoicing.
The free tier via NatWest/Mettle is a standout generous offer, making it an excellent deal for sole traders and micro-businesses already with those banks. Best for cost-conscious freelancers and startups who can leverage the bank-linked free option or the discounted first year.
Hidden Costs & Gotchas
VAT not included in listed prices
Add-ons like payroll may cost extra
How FreeAgent's pricing compares
FreeAgent starts at £27.50/mo, billed yearly. Its direct competitors are priced on a different basis (per user, or in another currency), so each entry price below is shown with its own unit and currency and is not ranked against the others.
Entry paid plan, monthly price (billing term shown per row), in each tool's own currency. Pricing checked Oct 7, 2026.
Reviews
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Across 223 verified user reviews on Capterra, SourceForge, G2
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FreeAgent FAQ
How does FreeAgent handle Making Tax Digital (MTD) for Income Tax?
Can I use FreeAgent if I'm a landlord managing multiple properties?
What payment integrations does FreeAgent support for invoicing?
How does the Smart Capture add-on work for receipts and bills?
Is FreeAgent free with any UK bank account?
Can I file my Self Assessment tax return directly through FreeAgent?
Does FreeAgent support multi-currency transactions?
What is the FreeAgent Radar feature?
Source: freeagent.com