KashFlow
Claim this toolSimplify your small business accounting, bookkeeping, and payroll with an easy-to-use online solution.
From $90/year, free trial Visit WebsiteThe Bottom Line
- Price
- From $90/year, free trial. Compare plans
Key facts
- Simplifies online accounting, bookkeeping, and payroll for UK small businesses.
- Automates invoicing, expense tracking, VAT submissions, and bank reconciliation.
- Ensures compliance with UK tax regulations like Making Tax Digital (MTD).
Pros
- Easy to use interface, even for those with little accounting experience.
- Automates many accounting tasks, saving time and effort.
- Direct integration with HMRC for VAT submissions ensures compliance.
- Accessible from anywhere with a mobile app.
- Offers free and fast UK-based support.
Cons
- Primarily focused on the UK market and tax regulations.
- Payroll functionality is limited to 5 employees in listed plans.
- Some features like unlimited bank transactions are only available in higher-tier plans.
What is KashFlow?
Available on: Web
Ratings Across the Web
KashFlow holds an aggregate rating of 3.8 out of 5 from 22 reviews across TrustRadius and G2, last checked August 22, 2026.
Ratings aggregated from independent review platforms. Learn more
Key Features
- Unlimited quotes & invoices (plan dependent)
- Reconcile bank transactions (up to 25 or unlimited, plan dependent)
- Manage and submit VAT online directly to HMRC
- Bank Feeds for automatic transaction flow
- KashFlow Payments for faster online payments
- Free Mobile App (KashFlow Go)
- Access to over 50 financial reports
- Customisable dashboard
Pricing Plans
Free TrialPricing checked Oct 19, 2026. Source: kashflow.com/pricing, read Oct 19, 2026
| Plan | Price | Details |
|---|---|---|
| Starter | $12.50 / month |
+1 more Show less
|
| Business | $25.50 / month |
+1 more Show less
|
| Annual Starter | $90 / year + VAT |
|
| Annual Business | $165 / year + VAT |
|
Included in all plans
- Manage and submit VAT online
- Bank Feeds
- Get paid faster with KashFlow Payments
- Free Mobile App
- Access to over 50 reports
- Customisable dashboard
- Manage purchases & expenses
- Track Mileage
- Schedule customer statements
- IRIS Pay
- Customer Credit Limits
- Receipt Capture
- Multi-currency
- Payroll up to 5 employees
Is KashFlow worth the price?
KashFlow's pricing is competitive, especially for small businesses needing basic accounting.
The Starter plan at $12.50/month is fair for single users with limited transactions, while the Business plan at $25.50/month offers good value for multi-user needs and unlimited transactions. It's best for UK-based small businesses and sole traders looking for an integrated accounting and payroll solution.
Hidden Costs & Gotchas
VAT not included in annual prices
How KashFlow's pricing compares
KashFlow starts at $7.50/mo, billed yearly. Its direct competitors are priced on a different basis (per user, or in another currency), so each entry price below is shown with its own unit and currency and is not ranked against the others.
Entry paid plan, monthly price (billing term shown per row), in each tool's own currency. Pricing checked Oct 19, 2026.
KashFlow by the numbers
Toolradar data: KashFlow's entry paid plan ($7.50/mo, billed yearly) ranks #6 of 31 for price among the Payroll tools with a verified entry price and no stated unit, where the median is $25/mo. As of Nov 2026.
| Metric | KashFlow | Peer median | Position (1 is best) |
|---|---|---|---|
| Entry paid plan | $7.50/mo, billed yearly | $25/mo | #6 of 31 tools with no stated price unit, verified price |
| Free plan | No | 15% have one | n/a |
| Listed as an alternative to | 4 tools | 3 | #31 of 78 (joint) |
| User rating | 3.8/5 (across the web, 22 ratings) | 4.4/5 | #55 of 59 (joint) tools with 20+ reviews |
Listed as an alternative to: #35 on 2026-10-16 to #31 on 2026-11-02 (rank among 78 tools, 1 is best).
Each position is counted among the tools that have data for that row, as noted under it. A lower entry price ranks higher; prices are read on vendor pages and compared only with tools priced on the same basis. All Payroll data · How we compute this. Advertising and placement fees are not inputs to any position.
Cite this: Toolradar, “KashFlow by the numbers”, Nov 2026.
Reviews
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Across 22 verified user reviews on G2, TrustRadius
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KashFlow FAQ
How does KashFlow assist small businesses with their financial management?
Which teams or users benefit most from KashFlow?
How is KashFlow priced?
What kind of limitations does KashFlow have regarding its payroll functionality?
Can KashFlow help businesses comply with UK tax regulations?
How does KashFlow compare to QuickBooks for expense management?
Does KashFlow support integration with payment providers?
How does KashFlow pricing compare with other Payroll tools?
Source: kashflow.com