KashFlow
UnclaimedSimplify your small business accounting, bookkeeping, and payroll with an easy-to-use online solution.
Visit WebsitePaidVisit Website
Reviews onTrustRadius
1 review trackedThe Bottom Line
Entry price
Paid plans only
Biggest pro
Easy to use interface, even for those with little accounting experience.
Biggest con
Primarily focused on the UK market and tax regulations.
TL;DR - KashFlow
- Simplifies online accounting, bookkeeping, and payroll for UK small businesses.
- Automates invoicing, expense tracking, VAT submissions, and bank reconciliation.
- Ensures compliance with UK tax regulations like Making Tax Digital (MTD).
Pricing: Paid only
Best for: Enterprises & pros
What is KashFlow?
KashFlow is an online accounting software designed to help small businesses, sole traders, and contractors in the UK manage their finances efficiently. It provides a comprehensive suite of tools for invoicing, expense tracking, VAT submissions, bank reconciliation, and payroll management, all accessible from anywhere with an internet connection. The software aims to simplify complex accounting tasks, allowing users to save time and focus on their core business activities.
Key functionalities include creating and sending customized invoices, tracking payments, managing purchases and expenses, and generating financial reports. KashFlow also integrates with leading payment providers to facilitate faster payments and offers direct submission of VAT returns to HMRC, ensuring compliance with Making Tax Digital (MTD) regulations. For accountants, it provides a brandable solution to manage client accounts.
Available on: Web
Pros & Cons
Pros
- Easy to use interface, even for those with little accounting experience.
- Automates many accounting tasks, saving time and effort.
- Direct integration with HMRC for VAT submissions ensures compliance.
- Accessible from anywhere with a mobile app.
- Offers free and fast UK-based support.
Cons
- Primarily focused on the UK market and tax regulations.
- Payroll functionality is limited to 5 employees in listed plans.
- Some features like unlimited bank transactions are only available in higher-tier plans.
Ratings Across the Web
4(1 reviews)
Ratings aggregated from independent review platforms. Learn more
Key Features
Unlimited quotes & invoices (plan dependent)Reconcile bank transactions (up to 25 or unlimited, plan dependent)Manage and submit VAT online directly to HMRCBank Feeds for automatic transaction flowKashFlow Payments for faster online paymentsFree Mobile App (KashFlow Go)Access to over 50 financial reportsCustomisable dashboard
Pricing Plans
Free TrialPricing checked Jun 18, 2026
Starter
$12.50 / month
Everything in all plans, plus:
- Send unlimited quotes & 10 invoices
- Reconcile up to 25 bank transactions
- Single User
- Repeat invoices & purchases
Business
$25.50 / month
Everything in all plans, plus:
- Send unlimited quotes & invoices
- Reconcile unlimited bank transactions
- Multi-User
- Repeat invoices & purchases
Annual Starter
$90 / year + VAT
Everything in all plans, plus:
- Send unlimited quotes & 10 invoices
- Reconcile up to 25 bank transactions
- Single User
Annual Business
$165 / year + VAT
Everything in all plans, plus:
- Send unlimited quotes & invoices
- Reconcile unlimited bank transactions
- Multi-User
Included in all plans
- Manage and submit VAT online
- Bank Feeds
- Get paid faster with KashFlow Payments
- Free Mobile App
- Access to over 50 reports
- Customisable dashboard
- Manage purchases & expenses
- Track Mileage
Reviews
$99Free with your review
Write a reviewReview KashFlow, get a free AI guide
Share your experience and we will send you Improve Your Thinking Patterns Using ChatGPT, free.
Best KashFlow Alternatives
Top alternatives based on features, pricing, and user needs.
FreshBooksPaid
Accounting software for small businesses
QuickBooksPaid
Small business accounting software
Patriot SoftwarePaid
Fast, simple, and affordable accounting and payroll software for small businesses.
XeroPaid
Cloud accounting for small business. Automate banking, invoicing, and more
Zoho BooksFreemium
Comprehensive accounting as part of the Zoho ecosystem
WaveFreemium
Free accounting, invoicing, and receipt scanning for small businesses
Still deciding?
Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.
Explore More
KashFlow FAQ
How does KashFlow assist small businesses with their financial management?
KashFlow provides a comprehensive suite of online tools for invoicing, expense tracking, VAT submissions, bank reconciliation, and payroll management. This helps small businesses, sole traders, and contractors in the UK manage their finances efficiently and simplify complex accounting tasks.
Which teams or users benefit most from KashFlow?
KashFlow is designed for small businesses, sole traders, and contractors in the UK who need an easy-to-use online solution for accounting, bookkeeping, and payroll. It is also suitable for accountants who wish to manage client accounts using a brandable solution.
How is KashFlow priced?
KashFlow is a paid product and does not offer a permanently free tier. Its pricing structure includes different plans, with some features like unlimited bank transactions available in higher-tier plans.
What kind of limitations does KashFlow have regarding its payroll functionality?
KashFlow's payroll functionality is limited to 5 employees in its listed plans. Additionally, the software is primarily focused on the UK market and its specific tax regulations.
Can KashFlow help businesses comply with UK tax regulations?
Yes, KashFlow offers direct integration with HMRC for VAT submissions, which helps businesses ensure compliance with Making Tax Digital (MTD) regulations. It also automates many accounting tasks relevant to UK tax requirements.
How does KashFlow compare to QuickBooks for expense management?
KashFlow allows users to manage purchases and expenses and track payments, similar to QuickBooks. A key strength of KashFlow is its direct integration with HMRC for VAT submissions, which is specifically tailored for the UK market.
Does KashFlow support integration with payment providers?
Yes, KashFlow integrates with leading payment providers to facilitate faster payments for businesses. This feature streamlines the process of receiving payments for invoices.
Source: kashflow.com