
KashFlow
Claim this toolSimplify your small business accounting, bookkeeping, and payroll with an easy-to-use online solution.
Visit WebsiteThe Bottom Line
Entry price
Paid plans only
Biggest pro
Easy to use interface, even for those with little accounting experience.
Biggest con
Primarily focused on the UK market and tax regulations.
TL;DR - KashFlow
- Simplifies online accounting, bookkeeping, and payroll for UK small businesses.
- Automates invoicing, expense tracking, VAT submissions, and bank reconciliation.
- Ensures compliance with UK tax regulations like Making Tax Digital (MTD).
What is KashFlow?
Available on: Web
Pros & Cons
Pros
- Easy to use interface, even for those with little accounting experience.
- Automates many accounting tasks, saving time and effort.
- Direct integration with HMRC for VAT submissions ensures compliance.
- Accessible from anywhere with a mobile app.
- Offers free and fast UK-based support.
Cons
- Primarily focused on the UK market and tax regulations.
- Payroll functionality is limited to 5 employees in listed plans.
- Some features like unlimited bank transactions are only available in higher-tier plans.
Ratings Across the Web
KashFlow holds an aggregate rating of 3.8 out of 5 from 22 reviews across TrustRadius and G2, last checked August 22, 2026.
Ratings aggregated from independent review platforms. Learn more
Key Features
Pricing Plans
Free TrialPricing checked Sep 16, 2026
Starter
$12.50 / month
Everything in all plans, plus:
- Send unlimited quotes & 10 invoices
- Reconcile up to 25 bank transactions
- Single User
- Repeat invoices & purchases
Business
$25.50 / month
Everything in all plans, plus:
- Send unlimited quotes & invoices
- Reconcile unlimited bank transactions
- Multi-User
- Repeat invoices & purchases
Annual Starter
$90 / year + VAT
Everything in all plans, plus:
- Send unlimited quotes & 10 invoices
- Reconcile up to 25 bank transactions
- Single User
Annual Business
$165 / year + VAT
Everything in all plans, plus:
- Send unlimited quotes & invoices
- Reconcile unlimited bank transactions
- Multi-User
Included in all plans
- Manage and submit VAT online
- Bank Feeds
- Get paid faster with KashFlow Payments
- Free Mobile App
- Access to over 50 reports
- Customisable dashboard
- Manage purchases & expenses
- Track Mileage
Is KashFlow worth the price?
KashFlow's pricing is competitive, especially for small businesses needing basic accounting.
The Starter plan at $12.50/month is fair for single users with limited transactions, while the Business plan at $25.50/month offers good value for multi-user needs and unlimited transactions. It's best for UK-based small businesses and sole traders looking for an integrated accounting and payroll solution.
Hidden Costs & Gotchas
VAT not included in annual prices
Reviews

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KashFlow FAQ
How does KashFlow assist small businesses with their financial management?
Which teams or users benefit most from KashFlow?
How is KashFlow priced?
What kind of limitations does KashFlow have regarding its payroll functionality?
Can KashFlow help businesses comply with UK tax regulations?
How does KashFlow compare to QuickBooks for expense management?
Does KashFlow support integration with payment providers?
Source: kashflow.com