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KashFlow Pricing 2026

Plans, hidden costs, and cheaper alternatives compared

Is KashFlow worth the price?

75/10

KashFlow's pricing is competitive, especially for small businesses needing basic accounting.

The Starter plan at $12.50/month is fair for single users with limited transactions, while the Business plan at $25.50/month offers good value for multi-user needs and unlimited transactions. It's best for UK-based small businesses and sole traders looking for an integrated accounting and payroll solution.

Pricing Plans

Free Trial

Starter

$12.50/month

  • Send unlimited quotes & 10 invoices
  • Reconcile up to 25 bank transactions
  • Single User
  • Manage and submit VAT online
  • Bank Feeds
  • Get paid faster with KashFlow Payments
  • Free Mobile App
  • Access to over 50 reports
  • Customisable dashboard
  • Manage purchases & expenses
  • Track Mileage
  • Schedule customer statements
  • IRIS Pay
  • Customer Credit Limits
  • Receipt Capture
  • Multi-currency
  • Repeat invoices & purchases
  • Payroll up to 5 employees

Business

$25.50/month

  • Send unlimited quotes & invoices
  • Reconcile unlimited bank transactions
  • Multi-User
  • Manage and submit VAT online
  • Bank Feeds
  • Get paid faster with KashFlow Payments
  • Free Mobile App
  • Access to over 50 reports
  • Customisable dashboard
  • Manage purchases & expenses
  • Track Mileage
  • Multi-currency
  • Repeat invoices & purchases
  • Schedule customer statements
  • IRIS Pay
  • Customer Credit Limits
  • Receipt Capture
  • Payroll up to 5 employees

Annual Starter

$90/year + VAT

  • Send unlimited quotes & 10 invoices
  • Reconcile up to 25 bank transactions
  • Single User
  • Manage and submit VAT online
  • Bank Feeds
  • Get paid faster with KashFlow Payments
  • Free Mobile App
  • Access to over 50 reports
  • Customisable dashboard
  • Manage purchases & expenses
  • Track Mileage
  • Schedule customer statements
  • IRIS Pay
  • Customer Credit Limits
  • Receipt Capture
  • Multi-currency
  • Payroll up to 5 employees

Annual Business

$165/year + VAT

  • Send unlimited quotes & invoices
  • Reconcile unlimited bank transactions
  • Multi-User
  • Manage and submit VAT online
  • Bank Feeds
  • Get paid faster with KashFlow Payments
  • Free Mobile App
  • Access to over 50 reports
  • Customisable dashboard
  • Manage purchases & expenses
  • Track Mileage
  • Schedule customer statements
  • IRIS Pay
  • Customer Credit Limits
  • Receipt Capture
  • Multi-currency
  • Payroll up to 5 employees

Hidden Costs & Gotchas

VAT not included in annual prices

Payroll limited to 5 employees

Starter plan invoice limits

Which Plan Do You Need?

UK small businesses

Sole traders, freelancers

Businesses needing integrated payroll

How KashFlow Compares to Competitors

Compared to Xero, which starts around $13/month for similar basic features, KashFlow's Starter plan is comparable. QuickBooks Online Simple Start is also around $15/month, making KashFlow's $12.50/month Starter plan slightly more affordable for basic needs. The Business plan at $25.50/month is competitive with mid-tier offerings from these competitors.

KashFlow Pricing FAQ

How much does KashFlow cost?

KashFlow starts at $13.75/month on the Annual Business plan. A free plan is also available with limited features.

Does KashFlow have a free plan?

Yes. KashFlow offers a free plan called "Starter". It includes: Send unlimited quotes & 10 invoices, Reconcile up to 25 bank transactions, Single User.

Does KashFlow offer a free trial?

Yes, KashFlow offers a free trial. No credit card is typically required to start the trial, though this may vary.

Is there a cheaper alternative to KashFlow?

Yes. Popular alternatives to KashFlow include ZenMaid, Playground. Free alternatives include Playground. Compare them side-by-side on Toolradar.

Cheaper alternatives to KashFlow

Direct competitors with similar features. Many offer free tiers or lower per-seat pricing.