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QuickBooks Pricing 2026

Plans, hidden costs, and alternatives compared

Coverage fromThe InformationZDNetFast CompanyTechRadar
4 plans tracked·Updated Sep 2026

Cite this data: Toolradar, QuickBooks pricing verified Sep 2026, toolradar.com/tools/quickbooks/pricing

QuickBooks starts at $38/month on the Simple Start plan.

Verified Sep 2026 from the official pricing page.

Is QuickBooks worth the price?

Fair value

QuickBooks Online ranges from $20/mo (Solopreneur) to $275/mo (Advanced), making it one of the pricier accounting platforms for small businesses.

The 50% introductory discount masks steep renewal prices, and mandatory payroll add-ons ($50/mo + $6.50/employee) push real costs well above listed prices for most businesses.

Pricing Plans

30-day Free Trial

Simple Start

$38/month

  • 1 user
  • Income & expenses
  • Invoicing
  • Tax deductions

Essentials

$75/month

  • 3 users
  • Bill management
  • Time tracking
  • Multi-currency

Plus

$115/month

  • 5 users
  • Inventory tracking
  • Project profitability
  • All Essentials features

Advanced

$275/month

  • 25 users
  • Custom reports
  • Dedicated support
  • Business analytics

Hidden Costs & Gotchas

Payroll is a separate add-on starting at $50/mo base + $6.50 per employee per month, not included in any plan

50% introductory discount expires after 3 months, doubling your bill overnight

Forced plan upgrades when you hit user limits (e.g., needing a 4th user forces you from Essentials at $75 to Plus at $115)

Payment processing fees of 2.9% + $0.25 per invoice payment if using QuickBooks Payments

Persistent in-app upsells for add-ons like payroll, payments, and advanced reporting

How QuickBooks Compares

Small business with 3 users, basic accounting, invoicing, and bill management

QuickBooks$75/mo (Essentials)
Xero$47/mo
FreshBooks$60/mo
Wave$0/mo

Which Plan Do You Need?

Freelancers and solopreneurs→ Solopreneur ($20/mo)

Covers basic invoicing, expense separation, mileage tracking, and receipt capture at the lowest tier, sufficient for single-person operations

Small businesses with 2-3 employees→ Essentials ($75/mo)

Adds bill management, time tracking, multi-currency, and supports up to 3 users, the sweet spot before costs escalate

Product businesses needing inventory→ Plus ($115/mo)

Only plan with inventory tracking, project profitability, purchase orders, and 1099 contractor management, essential for product-based businesses

Our Recommendation

Worth it if...

You need deep accountant collaboration, inventory management, or your accountant specifically requires QuickBooks, its accountant ecosystem is unmatched

Skip if...

You are a solo freelancer who only needs invoicing and expense tracking, Wave (free) or FreshBooks Lite ($19/mo) cover this without QuickBooks complexity

Negotiation tips

Always start with the 50% off first 3 months deal, then call to cancel before renewal, retention offers of 30-50% off are common. Accountant partner programs also get 30% ongoing discounts.

How QuickBooks compares

4 of 6 direct competitors offer a free plan.

ToolStarting priceFree plan
QuickBooks$38/month, billing unit not specifiedNo
Xero$25/month, billing unit not specifiedNo
Zoho Books$15/month, billing unit not specifiedYes
FreshBooks$23/month, billing unit not specifiedNo
Wave$15.83/month, billing unit not specifiedYes
KashooFreeYes
Odoo$31.10/user/monthYes

QuickBooks Pricing FAQ

How much does QuickBooks cost?

QuickBooks starts at $38/month on the Simple Start plan. It offers 4 paid tiers ranging from $38/month to $275/month.

Does QuickBooks have a free plan?

QuickBooks does not offer a permanent free plan. A free trial is available for 30 days.

Does QuickBooks offer a free trial?

Yes. QuickBooks offers a free trial lasting 30 days.

What is the cheapest QuickBooks paid plan?

The cheapest paid plan for QuickBooks is "Simple Start" at $38/month. Key features include: 1 user, Income & expenses, Invoicing.

What are alternatives to QuickBooks?

Alternatives to QuickBooks include Xero, Zoho Books, FreshBooks, Wave. Xero starts at $25/month, billing unit not specified; Zoho Books starts at $15/month, billing unit not specified; FreshBooks starts at $23/month, billing unit not specified.

QuickBooks alternatives

Direct competitors. Starting prices match the table above.

Sources

  • Official QuickBooks pricing: quickbooks.intuit.com (verified Sep 2026)
  • Cite this data: Toolradar, QuickBooks pricing verified Sep 2026, toolradar.com/tools/quickbooks/pricing
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