FreeAgent vs KashFlow: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for FreeAgent and KashFlow side by side. This page compares data; it is not a hands-on review.
On the data: On the data below, FreeAgent leads on a free plan. We do not name an overall winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
FreeAgent
UK cloud accounting for limited companies and sole traders
Best for you if:
- • You want a free tier before you commit
KashFlow
Simplify your small business accounting, bookkeeping, and payroll with an easy-to-use online solution.
Best for you if:
- • You want easy to use interface, even for those with little accounting experience
| At a Glance | FreeAgent | KashFlow |
|---|---|---|
Starts at | Free plan, paid from £27.50/mo, billed yearly Annual plan | From $7.50/mo, billed yearly Annual Starter plan |
Category | Accounting Invoicing | Accounting Invoicing |
Rating | 3.6/5 Capterra 4.4 · SourceForge 2.3 · G2 4.3 223 reviews | 3.8/5 G2 3.8 · TrustRadius 4.0 22 reviews |
Free plan | Yes | No |
Watch out for | VAT not included in listed prices | VAT not included in annual prices |
Choose FreeAgent or KashFlow?
Choose FreeAgent if
- You want a free tier before you commit
- You want comprehensive all-in-one solution covering invoicing, expenses, payroll, tax, and cash flow forecasting
- You want free for users with eligible UK business bank accounts (NatWest, RBS, Ulster Bank, Mettle), making it highly cost-effective
Choose KashFlow if
- You want easy to use interface, even for those with little accounting experience
- You want automates many accounting tasks, saving time and effort
In-Depth Analysis
FreeAgent
UK cloud accounting for limited companies and sole traders
FreeAgent's pricing is fair and competitive for UK small businesses, with the £33/month or £330/year (£27.50/month) plans offering solid value for MTD VAT, payroll, and invoicing.
Watch out
VAT not included in listed prices
Strengths
- Pro: Comprehensive all-in-one solution covering invoicing, expenses, payroll, tax, and cash flow forecasting.
- Pro: Free for users with eligible UK business bank accounts (NatWest, RBS, Ulster Bank, Mettle), making it highly cost-effective.
- Pro: Award-winning UK-based support team available via phone, email, and live chat.
Weaknesses
- Con: Primarily designed for UK-based businesses, with a focus on HMRC compliance and UK tax regulations.
- Con: The free tier for bank account holders may have limited features compared to the full paid subscription.
Key features
KashFlow
Simplify your small business accounting, bookkeeping, and payroll with an easy-to-use online solution.
KashFlow's pricing is competitive, especially for small businesses needing basic accounting.
Watch out
VAT not included in annual prices
Strengths
- Pro: Easy to use interface, even for those with little accounting experience.
- Pro: Automates many accounting tasks, saving time and effort.
- Pro: Direct integration with HMRC for VAT submissions ensures compliance.
- Pro: Accessible from anywhere with a mobile app.
- Pro: Offers free and fast UK-based support.
Weaknesses
- Con: Primarily focused on the UK market and tax regulations.
- Con: Payroll functionality is limited to 5 employees in listed plans.
- Con: Some features like unlimited bank transactions are only available in higher-tier plans.
Key features
Plans and prices: FreeAgent vs KashFlow
| Tool | Plans and prices | Source |
|---|---|---|
| FreeAgent |
| freeagent.com/pricingread Oct 7, 2026 |
| KashFlow |
| kashflow.com/pricingread Oct 8, 2026 |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on FreeAgent pricing and KashFlow pricing.
Key Takeaways
FreeAgent
- Has a free plan
KashFlow
- Choose if you want simplify your small business accounting, bookkeeping, and payroll with an easy-to-use online solution
What the data shows
On the data below, FreeAgent leads on a free plan. We do not name an overall winner for this pair.
- User ratings are within 0.2 points (3.6/5 from 223 reviews for FreeAgent, 3.8/5 from 22 reviews for KashFlow).
- Entry prices are not ranked, they are charged on different bases: FreeAgent £27.50/mo, billed yearly; KashFlow $7.50/mo, billed yearly.
- Only FreeAgent has a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
Frequently Asked Questions
How do FreeAgent and KashFlow compare in 2026?
On the data below, FreeAgent leads on a free plan. We do not name an overall winner for this pair. User ratings are within 0.2 points (3.6/5 from 223 reviews for FreeAgent, 3.8/5 from 22 reviews for KashFlow). Entry prices are not ranked, they are charged on different bases: FreeAgent £27.50/mo, billed yearly; KashFlow $7.50/mo, billed yearly. Only FreeAgent has a free plan.
What are FreeAgent and KashFlow used for?
FreeAgent: UK cloud accounting for limited companies and sole traders. KashFlow: Simplify your small business accounting, bookkeeping, and payroll with an easy-to-use online solution.
What does FreeAgent cost vs KashFlow?
FreeAgent's cheapest paid plan is Annual at £27.50/mo, billed yearly; it also has a free plan. KashFlow's cheapest paid plan is Annual Starter at $7.50/mo, billed yearly. Prices read on the vendors' pricing pages, latest check Oct 8, 2026.
What's the main difference between FreeAgent and KashFlow?
FreeAgent's main strength: comprehensive all-in-one solution covering invoicing, expenses, payroll, tax, and cash flow forecasting. KashFlow's main strength: easy to use interface, even for those with little accounting experience.