Best Free Tax Software in 2026

CoinLedger is a platform that decrypts cryptocurrency intelligence, providing users with insights into their crypto assets. It helps individuals and businesses understand their cryptocurrency holdings, transactions, and tax implications through advanced data analysis and reporting. The tool is designed for crypto investors, traders, and accountants who need accurate portfolio tracking and tax optimization.

FreeAgent is UK cloud accounting for limited companies, sole traders, landlords, and accountants. Limited-company prices on freeagent.com/pricing, excluding 20% VAT: monthly is £33, or £16.50 for the first six months. Annual is £330, or £165 for the first year (the site shows that as £13.75 a month). The account is free if you keep a NatWest, Royal Bank of Scotland, or Ulster Bank business current account, or a Mettle account with at least one transaction a month. Optional add-ons: Smart Capture Unlimited £5 a month, Amazon UK Marketplace £6 a month. A 30-day trial exists. The product files MTD VAT, Self Assessment, PAYE, and company accounts to HMRC. It is UK-centric; US buyers should look at Wave or QuickBooks instead.

Found is an all-in-one financial platform designed for small business owners, freelancers, and independent contractors. It combines business banking with integrated bookkeeping, invoicing, and tax management tools to simplify financial operations. Users can manage income and expenses, automatically set aside money for taxes, track write-offs, and send unlimited invoices and contractor payments. The platform aims to consolidate various back-office functions into a single, seamless experience, helping users save time and stay tax-ready. Found offers features like automatic expense categorization, real-time tax estimates, and the ability to manage cash flow through sub-accounts. It also includes an AI-powered assistant to answer financial questions and automate tasks, making it easier for small business owners to focus on their core business activities.

Crunch provides online accounting software combined with expert accountancy services tailored for UK sole traders and limited companies. The platform aims to simplify financial management, tax compliance, and bookkeeping, allowing business owners to focus on their core activities. It offers tools for invoicing, expense tracking, bank reconciliation, and integrates with HMRC for Making Tax Digital (MTD) requirements. Beyond just software, Crunch distinguishes itself by offering unlimited access to certified accountants and dedicated experts. This human support helps users with tax filings, VAT returns, Self Assessment, proactive tax savings advice, and general financial guidance. The service is designed for both beginners and experienced business owners seeking to streamline their accounting processes and ensure compliance. Crunch caters to a wide range of small businesses, from freelancers and contractors to growing limited companies, providing different plans that scale with business needs. It emphasizes ease of use, reliability, and personalized support to take the stress out of managing business finances.

Contaro helps Austrian self-employed professionals and small businesses create invoices, manage bookkeeping, and prepare tax workflows. A permanent free plan includes up to five invoices per month.

Lili provides a comprehensive financial platform tailored for small businesses, freelancers, and independent contractors. It combines banking services with integrated tools for bookkeeping, invoicing, and tax preparation, aiming to simplify financial management for entrepreneurs. The platform offers features like high-speed payments, business credit options, and a high-yield savings account, all accessible through a single interface. The service emphasizes ease of use, security, and cost-effectiveness, with a core bank account offering no monthly fees and no minimum balance requirements. It also provides robust security features, real-time transaction alerts, and FDIC insurance up to $3 million through a sweep network. Lili is designed to help small business owners manage their finances efficiently, track spending, and prepare for taxes, allowing them to focus more on their core business activities.

TurboTax is Intuit's online tax preparation software for individual and self-employed filers in the United States. A Free Edition covers simple Form 1040 returns with no schedules beyond specific credits, and Intuit says roughly 37% of taxpayers qualify. Paid Do It Yourself tiers (Deluxe, Premium) add step-by-step guidance, document snap-and-import, an AI-powered Intuit Assist helper, and a CompleteCheck accuracy scan. Expert Assist tiers layer on unlimited on-demand help from a credentialed tax expert plus a final review before filing, while Expert Full Service hands the whole return to an expert who prepares and files it. TurboTax bills on a pay-when-you-file basis rather than upfront, and it does not publish fixed prices for paid tiers online; the exact fee is set based on the forms your return needs. It suits individuals, families, homeowners, investors, and the self-employed who want guided software with optional human backup.

H&R Block Online is tax preparation software with four published tiers: Free Online ($0 federal + $0 per state) for simple W-2 returns, Deluxe ($65 federal + $49 per state) for homeowners and households with more factors, Premium ($105 federal + $49 per state) for investors and rental-property owners, and Self-Employed ($130 federal + $49 per state) for business owners. H&R Block says about 52% of filers qualify for the free tier. Deluxe, Premium, and Self-Employed all include unlimited live expert help plus free access to AI Tax Assist. A separate Tax Pro Review add-on lets DIY filers have a professional check their return before filing, with a 100% accuracy guarantee. H&R Block also offers a downloadable desktop product and in-person filing at its retail offices, alongside the online product covered here.

FreeTaxUSA, owned and operated by TaxHawk, Inc., lets anyone file a federal tax return for $0 regardless of how complex the situation is — including self-employment, rental income, investments, and home sales — with no upgrade required to unlock forms. A state return costs a flat $15.99 per state, unrelated to complexity. Optional paid add-ons include Deluxe Support ($7.99) for live chat, priority support, and unlimited amendments; Pro Support ($44.99) for a final ProCheck review, personal tax advice, and phone support; and Audit Defense ($19.99). The service imports W-2s and 1099s by photo or file upload, carries over prior-year data, and lets filers switch from TurboTax or H&R Block by uploading a past return. It's built for budget-conscious individuals and self-employed filers who want every federal situation supported for free.

TaxAct offers three online filing paths for individuals: a Do It Yourself tier that's free for simple W-2 returns and includes a deduction finder and accuracy/maximum-refund guarantees; Xpert Assist, which pairs DIY filing with unlimited expert chat and phone calls plus an expert review before filing, starting at $45 federal; and Xpert Full Service, where a credentialed tax professional handles preparation end-to-end, including audit support, starting at $99 federal. State filing is an additional fee on every tier. TaxAct also runs limited-time promotional pricing, such as a $55 combined federal-plus-state offer for new customers who file early. It targets individuals and the self-employed who want a lower-cost alternative to TurboTax or H&R Block, with the option to add live expert help only when needed.

Cash App Taxes is a completely free federal and state tax filing service built into the Cash App, with no upsells, hidden fees, or paid tiers regardless of how complex the return is. It supports W-2 income as well as more complex situations such as self-employment, 1099 income, and sales of stocks or bitcoin. Filers get step-by-step guidance on phone or computer, an Accurate Calculations Guarantee and a Max Refund Guarantee, and the option to receive a refund up to five days early when depositing it into a Cash App account. Cash App Taxes is an IRS-authorized e-file provider and says it has filed more than 12 million returns at zero cost to filers. It's aimed at anyone who wants free tax filing, including self-employed and gig workers and investors, and who is comfortable filing through the Cash App ecosystem rather than a standalone tax product.