12 Best Tax Software for Freelancers (2026)

Pros

• Full-service option includes e-filing, printing, and mailing, reducing manual work.
• No need to set up IRS transmitter control codes or test with IRS systems.

Cons

• Primarily focused on year-end information returns, not a general tax preparation tool.
• Pricing per form may add up for large volumes compared to some DIY software.

Pros

• Combines user-friendly software with unlimited human expert support.
• HMRC recognised and MTD compatible, ensuring compliance.

Cons

• Some advanced features like Self Assessment filing are add-ons or only available in higher-tier plans.
• The free software tier includes ads.

Pros

• Supports a vast number of exchanges and wallet types, including many DeFi protocols
• User-friendly interface with clear visualizations of gains, losses, and portfolio performance

Cons

• Premium plans can be expensive for high-volume traders or those with many transactions
• Some niche or newer blockchains may not be fully supported, requiring manual entry

Pros

• Comprehensive all-in-one solution covering invoicing, expenses, payroll, tax, and cash flow forecasting.
• Free for users with eligible UK business bank accounts (NatWest, RBS, Ulster Bank, Mettle), making it highly cost-effective.

Cons

• Primarily designed for UK-based businesses, with a focus on HMRC compliance and UK tax regulations.
• The free tier for bank account holders may have limited features compared to the full paid subscription.

Pros

• Consolidates banking, bookkeeping, invoicing, and tax management in one platform.
• Automates tax savings and expense tracking, simplifying tax preparation.

Cons

• Advanced features like higher APY, cash back, and unlimited custom rules are only available in paid plans.
• Found Assistant is in beta and may make mistakes, requiring professional consultation for critical advice.

Pros

• Transparent published pricing for every tier
• Unlimited expert help and AI Tax Assist included with Deluxe, Premium, and Self-Employed

Cons

• State filing adds a flat $49 on every paid tier
• Self-Employed tier is the priciest option at $130 federal plus $49 state

Pros

• Xpert Assist starts at $45, undercutting comparable tiers at TurboTax and H&R Block
• Xpert Full Service starts at $99, also below typical full-service pricing

Cons

• State filing fees are additional and not fixed on the pricing page
• Free tier excludes investment income, rental property, and itemized deductions

Pros

• No cost at all for federal or state filing, regardless of complexity
• Supports self-employment, investment, and crypto income at no extra charge

Cons

• Requires a Cash App account to file
• No live tax expert help or professional review option

Pros

• No monthly fees for the Core bank account
• No minimum balance requirements

Cons

• Business credit and expedited check deposits may have specific eligibility or fees not fully disclosed on the main page

Pros

• Free tier is $0 federal and state for simple returns
• Expert Assist and Full Service give access to live credentialed tax pros

Cons

• Exact pricing for paid tiers isn't published; cost is confirmed at filing time
• Free Edition excludes investment income, rental income, or self-employment