H&R Block
Claim this toolOnline tax filing with a free tier, unlimited expert help, and built-in AI Tax Assist.
From $65/mo (free plan available)Visit WebsiteFreemiumVisit Website
Tracked since2026
The Bottom Line
- Price
- From $65/mo (free plan available). Compare plans
Key facts
- Published pricing: Free $0, Deluxe $65, Premium $105, Self-Employed $130 federal, all plus $49 per state (Free is $0 state).
- Deluxe, Premium, and Self-Employed include unlimited live expert help and free AI Tax Assist.
- Tax Pro Review can be added to any DIY tier for a professional final check, backed by a 100% accuracy guarantee.
Pros
- Transparent published pricing for every tier
- Unlimited expert help and AI Tax Assist included with Deluxe, Premium, and Self-Employed
- Free tier reportedly covers about 52% of filers
Cons
- State filing adds a flat $49 on every paid tier
- Self-Employed tier is the priciest option at $130 federal plus $49 state
What is H&R Block?
H&R Block Online is tax preparation software with four published tiers: Free Online ($0 federal + $0 per state) for simple W-2 returns, Deluxe ($65 federal + $49 per state) for homeowners and households with more factors, Premium ($105 federal + $49 per state) for investors and rental-property owners, and Self-Employed ($130 federal + $49 per state) for business owners. H&R Block says about 52% of filers qualify for the free tier. Deluxe, Premium, and Self-Employed all include unlimited live expert help plus free access to AI Tax Assist. A separate Tax Pro Review add-on lets DIY filers have a professional check their return before filing, with a 100% accuracy guarantee. H&R Block also offers a downloadable desktop product and in-person filing at its retail offices, alongside the online product covered here.
Key Features
- Free Online for simple W-2 returns
- Deluxe for homeowners and households
- Premium for investment and rental income
- Self-Employed for business owners
- Unlimited live expert help on paid tiers
- AI Tax Assist included on paid tiers
- Optional Tax Pro Review add-on
- 100% accuracy and maximum refund guarantees
Pricing Plans
Pricing checked Sep 25, 2026
| Plan | Price | Details |
|---|---|---|
| Free Online | $0 |
|
| Deluxe | $65 |
|
| Premium | $105 |
|
| Self-Employed | $130 |
|
Is H&R Block worth the price?
Good value
H&R Block's pricing is fair and competitive, with a genuinely free tier covering simple returns (about 52% of filers) and paid tiers starting at $65 that include unlimited expert help and AI Tax Assist.
Best for cost-conscious filers with straightforward taxes or those wanting expert support without TurboTax's premium price.
Hidden Costs & Gotchas
Free tier only covers ~52% of filers
Reviews
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H&R Block FAQ
What's included in H&R Block's Free Online tier?
W-2 income, limited interest/dividend income up to $1,500, the standard deduction, EITC, Child Tax Credit, unemployment income, student loan interest, and retirement plan distributions — no itemized deductions, self-employment, rental, or capital gains.
Is AI Tax Assist free?
It's included at no extra cost with the Deluxe, Premium, and Self-Employed online tiers, alongside unlimited live expert help.
Source: hrblock.com