Crunch vs FreeAgent: Pricing and Ratings Compared (2026)
Entry prices and free plans as read on each vendor's pricing page, and user ratings as published on review sites, for Crunch and FreeAgent side by side. This page compares data; it is not a hands-on review.
On the data: On the data below the two are close or not directly comparable, so we do not name a winner for this pair.
Short on time? Here's the quick answer
Based on published vendor pricing and features and on public review data, here's who should pick what:
Crunch
Online accounting software and expert advice for UK sole traders and limited companies.
Best for you if:
- • You want combines user-friendly software with unlimited human expert support
FreeAgent
UK cloud accounting for limited companies and sole traders
Best for you if:
- • You want comprehensive all-in-one solution covering invoicing, expenses, payroll, tax, and cash flow forecasting
| At a Glance | Crunch | FreeAgent |
|---|---|---|
Starts at | Free plan | Free plan, paid from £27.50/mo, billed yearly Annual plan |
Category | Accounting Invoicing | Accounting Invoicing |
Rating | n/a | 3.6/5 Capterra 4.4 · SourceForge 2.3 · G2 4.3 223 reviews |
Free plan | Yes | Yes |
Watch out for | n/a | VAT not included in listed prices |
Choose Crunch or FreeAgent?
Choose Crunch if
- You want combines user-friendly software with unlimited human expert support
- You want HMRC recognised and MTD compatible, ensuring compliance
Choose FreeAgent if
- You want comprehensive all-in-one solution covering invoicing, expenses, payroll, tax, and cash flow forecasting
- You want free for users with eligible UK business bank accounts (NatWest, RBS, Ulster Bank, Mettle), making it highly cost-effective
In-Depth Analysis
Crunch
Online accounting software and expert advice for UK sole traders and limited companies.
Strengths
- Pro: Combines user-friendly software with unlimited human expert support.
- Pro: HMRC recognised and MTD compatible, ensuring compliance.
- Pro: Offers plans specifically tailored for Sole Traders and Limited Companies.
- Pro: Provides proactive tax saving advice and comprehensive tax filing services.
- Pro: Positive customer reviews highlighting stress reduction and good customer service.
Weaknesses
- Con: Some advanced features like Self Assessment filing are add-ons or only available in higher-tier plans.
- Con: The free software tier includes ads.
Key features
FreeAgent
UK cloud accounting for limited companies and sole traders
FreeAgent's pricing is fair and competitive for UK small businesses, with the £33/month or £330/year (£27.50/month) plans offering solid value for MTD VAT, payroll, and invoicing.
Watch out
VAT not included in listed prices
Strengths
- Pro: Comprehensive all-in-one solution covering invoicing, expenses, payroll, tax, and cash flow forecasting.
- Pro: Free for users with eligible UK business bank accounts (NatWest, RBS, Ulster Bank, Mettle), making it highly cost-effective.
- Pro: Award-winning UK-based support team available via phone, email, and live chat.
Weaknesses
- Con: Primarily designed for UK-based businesses, with a focus on HMRC compliance and UK tax regulations.
- Con: The free tier for bank account holders may have limited features compared to the full paid subscription.
Key features
Plans and prices: Crunch vs FreeAgent
| Tool | Plans and prices | Source |
|---|---|---|
| Crunch | No plan prices on file | crunch.co.uk/pricing |
| FreeAgent |
| freeagent.com/pricingread Oct 7, 2026 |
Prices as read on each vendor's own pricing page on the date shown. Plans are listed per tool and are not matched against the other tool's plans: a plan name or price in one column says nothing about the same row in the other. Details on Crunch pricing and FreeAgent pricing.
Key Takeaways
Crunch
- Choose if you want online accounting software and expert advice for UK sole traders and limited companies
FreeAgent
- Choose if you want UK cloud accounting for limited companies and sole traders
What the data shows
On the data below the two are close or not directly comparable, so we do not name a winner for this pair.
- Only FreeAgent has a published user rating (3.6/5 from 223 reviews); Crunch has none we can show.
- FreeAgent starts at £27.50/mo, billed yearly; Crunch has no public paid plan price on file.
- Both have a free plan.
Criteria: user rating (only above 20 reviews on both sides, gap of 0.2 or more), entry price (only on the same billing basis), free plan. How we rate
Frequently Asked Questions
How do Crunch and FreeAgent compare in 2026?
On the data below the two are close or not directly comparable, so we do not name a winner for this pair. Only FreeAgent has a published user rating (3.6/5 from 223 reviews); Crunch has none we can show. FreeAgent starts at £27.50/mo, billed yearly; Crunch has no public paid plan price on file. Both have a free plan.
What are Crunch and FreeAgent used for?
Crunch: Online accounting software and expert advice for UK sole traders and limited companies. FreeAgent: UK cloud accounting for limited companies and sole traders.
What does Crunch cost vs FreeAgent?
Crunch has no public paid-plan price on file. FreeAgent's cheapest paid plan is Annual at £27.50/mo, billed yearly; it also has a free plan. Prices read on the vendors' pricing pages, latest check Oct 7, 2026.
What's the main difference between Crunch and FreeAgent?
Crunch's main strength: combines user-friendly software with unlimited human expert support. FreeAgent's main strength: comprehensive all-in-one solution covering invoicing, expenses, payroll, tax, and cash flow forecasting.