Best Free Invoicing Tools in 2026

One platform for accounts payable, accounts receivable, and company spend

4.4/5 on G2 · 1,811 ratings, Sep 2026

BILL brings together AP/AR automation and company cards with AI-powered expense management in a single platform. It captures and codes invoices, routes approvals, pays vendors, and gives real-time visibility and controls over employee spend, all syncing two-way with your accounting software.

Cloud financial management for growing businesses and mid-market companies.

4.3/5 on G2 · 4,086 ratings, Mar 2026

Sage Intacct is a cloud-based financial management and accounting software designed for small to mid-sized businesses and larger enterprises. It offers a comprehensive suite of tools to automate core financial processes, provide real-time visibility into financial performance, and improve operational efficiency. The platform is particularly strong in its multi-dimensional general ledger, which allows for detailed analysis and reporting without complex workarounds. Intacct caters to a variety of industries, including software and SaaS, professional services, non-profits, and healthcare, by providing industry-specific functionalities. Its modular design allows businesses to scale their financial operations as they grow, integrating with other business systems through its open API. Key benefits include enhanced financial reporting, streamlined workflows, and improved decision-making through actionable insights.

Business travel, events and spend management platform (formerly TravelPerk)

4.6/5 across G2 and Capterra · 2,550 ratings, Sep 2026

Perk is an AI-powered platform designed to streamline business travel, event planning, expense management, and invoice processing. It aims to eliminate "shadow work", the time-consuming administrative tasks associated with business operations, by centralizing these functions into a single, intelligent system. The platform caters to global teams, offering extensive inventory for flights, stays, trains, and cars, along with tools for managing trip changes and policy adherence. Perk is ideal for companies looking to gain better control over their business travel and spending. It automates receipt matching, categorizes expenses, and flags policy breaches using AI, significantly reducing manual effort. Beyond travel, it facilitates event planning with custom landing pages and budget tracking, and intelligently manages invoices from matching to approval. By consolidating these critical business functions, Perk helps organizations save time, control costs, and improve operational efficiency, allowing teams to focus on their core work.

Free time tracking for projects and tasks, helping teams manage time, increase profitability, and streamline billing.

4.7/5 across G2 and Capterra · 1,253 ratings, Sep 2026

My Hours is a comprehensive time tracking software designed for teams and businesses to monitor how time is spent on projects and tasks. It helps organizations improve profitability, speed up payroll processes, and simplify client billing. The platform allows users to create clients, projects, and tasks, assign them to team members, and track time using a stopwatch or by manually entering hours. The software offers robust features for organizing work, including setting budgets, defining billing rates, and tracking expenses. Managers can review timesheets, approve entries, and generate detailed reports for analysis, payroll, and client invoicing. My Hours emphasizes data security and privacy, offers world-class support, and integrates with existing systems to avoid double entry, making it suitable for a wide range of businesses from small teams to large enterprises.

Smarter online business banking solutions for small businesses and self-employed entrepreneurs.

4.0/5 across G2 and Trustpilot · 4,812 ratings, Sep 2026

Novo offers a flexible and forward-thinking online business banking platform designed to help small businesses, freelancers, and self-employed individuals manage their finances efficiently. It provides a free checking account with features like easy invoicing, intuitive budgeting, real-time insights, and hassle-free funding options. The platform aims to simplify financial operations by allowing users to create custom, branded invoices with automatic reminders, set up automatic allocations for payroll and taxes, and categorize expenses with AI-powered spreadsheets. Novo also emphasizes seamless integration with popular business tools such as QuickBooks, Stripe, Gusto, and Square, consolidating financial management in one place. Novo is built to support business growth by providing access to flexible funding, educational resources, and a community of like-minded business owners. It prioritizes security with FDIC insurance for deposits up to $250,000, bank-level encryption, and real-time fraud alerts, ensuring that users' financial data is safe.

Affordable time tracking, project management, and invoicing software for client projects.

4.7/5 across G2 and Capterra · 1,280 ratings, Sep 2026

Paymo is an all-in-one software solution designed for small businesses and teams to manage client projects from start to finish. It integrates time tracking, task management, project management, and invoicing capabilities to streamline workflows and improve productivity. The platform helps users track time across various devices, manage tasks with multiple views (Kanban, list, calendar, Gantt), and collaborate effectively with team members and clients. Paymo is ideal for business owners, project managers, and employees in industries like creative & marketing agencies, software & engineering firms, architecture firms, consulting businesses, and educational institutions. It helps businesses minimize project delays, deliver within budget, ensure accurate and prompt payments, and gain insights into project profitability and employee performance. Key benefits include increased productivity, reduced delayed projects, and a high collection rate for billable hours.

Streamline invoicing, payments, and financial tracking for small businesses, completely free.

4.7/5 across G2 and Capterra · 1,188 ratings, Sep 2026

Zoho Invoice is a comprehensive, free invoicing software designed for small businesses, freelancers, and entrepreneurs. It simplifies the entire invoicing process, from creating professional, customizable invoices and quotes to tracking expenses and managing timesheets. The platform supports various payment methods, including credit/debit cards, bank transfers, and PayPal, and automates payment reminders to ensure timely collections. Beyond basic invoicing, Zoho Invoice offers robust features like a customer portal for self-service, detailed financial reports for business insights, and seamless integration within the Zoho ecosystem and other applications. It is available across all major devices, ensuring data is always up-to-date and accessible. The product is committed to remaining free, secure, and ad-free, reflecting Zoho's dedication to supporting the small business community.

Streamline your clientflow from inquiry to invoice with an all-in-one platform.

4.6/5 across G2 and Capterra · 938 ratings, Sep 2026

HoneyBook is a comprehensive clientflow management platform designed specifically for small businesses and freelancers, particularly those in creative and service-based industries. It centralizes various aspects of client management, including lead capture, proposals, contracts, invoicing, payments, and scheduling, into a single, intuitive interface. The platform aims to automate repetitive tasks and provide a professional, branded experience for clients. Users can create custom proposals that combine services, contracts, and payment schedules, allowing clients to review, sign, and pay in one seamless transaction. HoneyBook also offers robust invoicing capabilities, recurring payments, and integrates with popular payment processors. Its client portal provides a dedicated space for clients to access all project-related documents, communications, and payments, enhancing transparency and organization. The platform is ideal for photographers, designers, consultants, coaches, and other service professionals looking to professionalize their client interactions and save time on administrative tasks.

Free accounting, invoicing, and receipt scanning for small businesses

4.3/5 across SourceForge, G2 and Capterra · 2,059 ratings, Sep 2026

Wave is accounting software for small businesses and freelancers. Invoicing, accounting, and receipt scanning at no cost. Banking connections categorize transactions automatically. Payroll available as paid add-on. Reports track business health. Real accounting software that's actually free.

Easy bill payment and invoicing solution for businesses, streamlining AP/AR and cash flow.

4.1/5 across G2, Trustpilot and Capterra · 2,254 ratings, Sep 2026

Melio is a comprehensive bill payment and invoicing solution designed for businesses of all sizes, including accounting firms. It simplifies accounts payable (AP) and accounts receivable (AR) processes by offering automated workflows, powerful cash flow management, and various payment options. Businesses can pay vendors via ACH, wire, check, or even credit card (even where cards aren't accepted), and receive payments digitally through shareable links and merchant accounts. The platform integrates seamlessly with accounting software like QuickBooks Online, QuickBooks Desktop, and Xero, ensuring data synchronization and reducing manual work. Key features include AI bill capture, W-9 collection, 1099 automation, batch payments, approval workflows, and international payment capabilities. Melio aims to save businesses time, enhance control over finances, and optimize cash flow, making it easier to manage payments and get paid quickly.

Unified platform for project management, resource scheduling, time tracking, expenses, and invoicing.

4.6/5 across G2 and Capterra · 859 ratings, Sep 2026

Avaza is an all-in-one unified work management software designed to help teams collaborate on projects, schedule resources, track time and expenses, and manage invoicing. It aims to streamline operations by consolidating various business functions into a single platform, eliminating the need for multiple disparate applications and spreadsheets. The platform is suitable for businesses of all sizes, from small teams to larger organizations, across various industries. It provides tools for task management, team communication via chat, visual resource scheduling, and comprehensive financial management including quoting, invoicing, and online payments. Key benefits include increased productivity, better project oversight, accurate time and expense tracking, and simplified client billing.

Integrated accounting for small businesses in the Zoho ecosystem

4.4/5 across G2 and Capterra · 1,009 ratings, Sep 2026

Zoho Books handles accounting for small businesses. Online bookkeeping from Zoho-accounting that integrates with Zoho ecosystem. The Zoho integration adds value. The features cover basics. The pricing is accessible. Small businesses in Zoho ecosystem use Zoho Books for integrated accounting.

Cloud business management suite

4.4/5 across PeerSpot, G2 and Capterra · 933 ratings, Sep 2026

Apptivo is an integrated cloud business management platform offering 65+ interconnected applications covering CRM, project management, invoicing, help desk, field service, and marketing campaigns. Designed for small to mid-size businesses, it provides a modular approach where teams start with the apps they need and expand as they grow. The platform serves over 200,000 companies in 194 countries and is SSAE18 SOC2 Type II certified. Apptivo is known for deep customization-users can tailor fields, workflows, and layouts without any coding.

Online accounting software and expert advice for UK sole traders and limited companies.

4.0/5 across G2, Capterra and Trustpilot · 1,722 ratings, Oct 2026

Crunch provides online accounting software combined with expert accountancy services tailored for UK sole traders and limited companies. The platform aims to simplify financial management, tax compliance, and bookkeeping, allowing business owners to focus on their core activities. It offers tools for invoicing, expense tracking, bank reconciliation, and integrates with HMRC for Making Tax Digital (MTD) requirements. Beyond just software, Crunch distinguishes itself by offering unlimited access to certified accountants and dedicated experts. This human support helps users with tax filings, VAT returns, Self Assessment, proactive tax savings advice, and general financial guidance. The service is designed for both beginners and experienced business owners seeking to streamline their accounting processes and ensure compliance. Crunch caters to a wide range of small businesses, from freelancers and contractors to growing limited companies, providing different plans that scale with business needs. It emphasizes ease of use, reliability, and personalized support to take the stress out of managing business finances.

Streamline subscription billing and revenue operations with powerful, customizable software.

4.8/5 on G2 · 486 ratings, Sep 2026

Billsby is a comprehensive subscription billing software designed to simplify revenue operations for businesses of all sizes. It provides robust tools for managing products, plans, and billing cycles with advanced pricing models, enabling businesses to organize and run their subscription services efficiently. The platform supports multiple payment gateways, allowing for seamless transitions as a business grows without costly migrations, and offers an integrated checkout that can be implemented with minimal code. Billsby caters to startups, small businesses, and enterprises, offering features like automated dunning management, tax compliance, and advanced reporting to provide insights into subscription business performance. It is also developer-friendly, with an API and documentation designed for easy integration and customization. The software aims to help businesses get set up quickly, often within hours, and provides flexible billing options and strong customer support.