Xero Pricing Calculator
Estimate your monthly and annual cost for Xero based on team size. Compare 3 plans side-by-side, then jump straight to cheaper alternatives if the total looks high.
- US standing price as of 2026-09-01
- 20 invoices and 5 bills
- 90% off first 6 months ($2.50) until 30 Sep 2026 is a new-customer promo
- Prices increase 1 Oct 2026
- US standing price as of 2026-09-01
- Unlimited invoices and bills
- Auto-reconcile and performance dashboards
- Promo $5.50/mo first 6 months until 30 Sep 2026
- US standing price as of 2026-09-01
- Multi-currency, projects, expense claims
- 180-day cash flow forecast
- Promo $9/mo first 6 months until 30 Sep 2026
| Plan | 5 seats | 10 seats | 25 seats | 50 seats | 100 seats |
|---|---|---|---|---|---|
| Early | $27 | $27 | $27 | $27 | $27 |
| Growing | $59 | $59 | $59 | $59 | $59 |
| Established | $97 | $97 | $97 | $97 | $97 |
Xero pricing FAQ
How much does Xero cost?
Xero offers 3 plans. The lowest paid tier starts at $27/mo flat, billed monthly. Use the calculator above to estimate your total monthly and annual cost based on team size, or read our Xero pricing breakdown for hidden costs.
Is the Xero pricing calculator accurate?
The calculator uses Xero's published list prices. Final pricing may include taxes, regional adjustments, annual discounts, or volume negotiation not reflected here. Verify the final number with Xero before purchase.
Are there cheaper alternatives to Xero?
Yes. Toolradar tracks direct competitors to Xero that solve the same problem at a different price point. See our Xero alternatives page for side-by-side cost comparisons, or browse our best accounting ranking.
Methodology. Plan data is parsed from Xero's public pricing page and refreshed by Toolradar editors. Figures are estimates: Xero pricing can change, may include taxes, regional adjustments, or volume discounts not reflected here. Toolradar receives no commission from Xero; our editorial policy explains how we stay independent. Always verify final pricing with Xero before purchase.