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Pricing Calculator

Xero Pricing Calculator

Estimate your monthly and annual cost for Xero based on team size. Compare 3 plans side-by-side, then jump straight to cheaper alternatives if the total looks high.

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Independent, no affiliate·3 plans
Team size
10seats
150100200
Best fit for 10 seats
Early
$15
Flat monthly rate
Annual cost: $180/yr
  • Send 20 quotes and invoices
  • Enter 5 bills
  • Reconcile bank transactions
  • Capture bills and receipts with Hubdoc
Growing
$42
Flat monthly rate
Annual cost: $504/yr
  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Bulk reconcile transactions
  • Capture bills and receipts with Hubdoc
Established
$78
Flat monthly rate
Annual cost: $936/yr
  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Bulk reconcile transactions
  • Capture bills and receipts with Hubdoc
See full Xero pricingEstimates exclude taxes, add-ons, and discounts. Verify with Xero before purchase.
Full review
Xero review
Features, pros, cons, and integrations.
Pricing analysis
Xero pricing review
Hidden costs, plan comparisons, and what to negotiate.
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Alternatives to Xero
Compare Xero vs direct competitors at the same price point.

Xero pricing FAQ

How much does Xero cost?

Xero offers 3 plans. The lowest paid tier starts at $15/month. Use the calculator above to estimate your total monthly and annual cost based on team size, or read our Xero pricing breakdown for hidden costs.

Is the Xero pricing calculator accurate?

The calculator uses Xero's published list prices. Final pricing may include taxes, regional adjustments, annual discounts, or volume negotiation not reflected here. Verify the final number with Xero before purchase.

Are there cheaper alternatives to Xero?

Yes. Toolradar tracks direct competitors that solve the same problem at a different price point. See our Xero alternatives page for side-by-side cost comparisons, or browse our best finance ranking.

Methodology. Plan data is parsed from Xero's public pricing page and refreshed by Toolradar editors. Figures are estimates: Xero pricing can change, may include taxes, regional adjustments, or volume discounts not reflected here. Toolradar receives no commission from Xero; our editorial policy explains how we stay independent. Always verify final pricing with Xero before purchase.