Mercury Pricing 2026
Plans, hidden costs, and alternatives compared
Prices last confirmed on Nov 12, 2026 on mercury.com. Same data as Markdown or JSON.
Cite this data: Toolradar, Mercury pricing verified Nov 2026, toolradar.com/tools/mercury/pricing
Mercury starts at $35/month flat for the whole organisation on the Mercury Plus plan.
Verified Nov 2026 from the official pricing page.
Is Mercury worth the price?
The free Mercury plan is exceptionally generous, with no monthly fees or minimum balances, and the paid plans (Mercury Plus at $35/month, or $29.90/month billed annually, and Mercury Pro at $299/month billed annually) add invoicing and accounting extras.
This pricing is best for startups and growing businesses seeking cost-effective, high-value financial services.
Pricing Plans
30-day Free TrialMercury
Free
$0 a month
- No monthly fees, overdraft penalties, or minimum balances
- Business checking and savings
- Free ACH, wires, real-time payments, and checks in USD
- Corporate credit cards 1.5% cashback
- Unlimited bill payments
- Unlimited invoices
Mercury Plus
$35 / month
$29.90/month billed annually (15% off). 30-day free trial
- Everything in Mercury
- Invoice with ACH debit ($1/transaction)
- Recurring invoices
- Unlimited 1099 tax filings
- Priority Support
- 6 months free Xero
Mercury Pro
$299 / month (billed annually)
- Everything in Mercury Plus
- Relationship manager
- Invoice with ACH debit ($0/transaction)
- NetSuite categorizations
- Unlimited 1099 tax filings
- Priority Support
Hidden Costs & Gotchas
Non-USD international wires carry a 1% currency exchange fee and non-USD card transactions a 3% fee
How Mercury compares
4 of 6 direct competitors offer a free plan.
| Tool | Starting price | Free plan |
|---|---|---|
| Mercury | $35/month flat for the whole organisation | Yes |
| Brex | $12/user/month | Yes |
| Ramp | $15/user/month | Yes |
| Novo | Free | Yes |
| Bluevine | $30/month flat for the whole organisation | Yes |
| ARQ | No public price | No |
| Crux | No public price | No |
Mercury Pricing FAQ
How much does Mercury cost?
Mercury starts at $35/month flat for the whole organisation on the Mercury Plus plan. It offers 2 paid tiers ranging from $35/month flat for the whole organisation to $299/month flat for the whole organisation. A free plan is also available.
Does Mercury have a free plan?
Yes. Mercury offers a free plan called "Mercury". It includes: No monthly fees, overdraft penalties, or minimum balances, Business checking and savings, Free ACH, wires, real-time payments, and checks in USD.
Does Mercury offer a free trial?
Yes. Mercury offers a free trial lasting 30 days.
What is the cheapest Mercury paid plan?
The cheapest paid plan for Mercury is "Mercury Plus" at $35/month flat for the whole organisation. Key features include: Everything in Mercury, Invoice with ACH debit ($1/transaction), Recurring invoices.
What are alternatives to Mercury?
Alternatives to Mercury include Brex, Ramp, Novo, Bluevine. Brex starts at $12/user/month; Ramp starts at $15/user/month; Bluevine starts at $30/month flat for the whole organisation.
Does Mercury have a promo code or discount code?
As of November 12, 2026, Toolradar has no Mercury promo code, coupon or discount code on file. Mercury's own pricing page (https://mercury.com/pricing, read November 12, 2026) does list a 30-day free trial and a free plan, so you can start without a code. Offers change, so confirm the terms at checkout.
Mercury alternatives
Direct competitors. Starting prices match the table above.
Sources
- Official Mercury pricing: mercury.com/pricing (verified Nov 2026)
- Cite this data: Toolradar, Mercury pricing verified Nov 2026, toolradar.com/tools/mercury/pricing
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