Bluevine
UnclaimedBanking beyond expectations with a powerful business banking platform for growth.
Visit WebsiteTL;DR - Bluevine
- Integrated business checking, lending, and invoicing in one platform.
- High-yield business checking with up to 3.0% APY and no monthly fees.
- Accept payments easily with invoicing, payment links, and Tap to Pay on your phone.
Pricing: Free plan available
Best for: Growing teams
Pricing
Freemium
Bluevine offers a generous free tier with optional paid upgrades for advanced features.
About Bluevine
Bluevine offers a comprehensive business banking platform designed for small and medium-sized businesses. It integrates business checking, lending, and invoicing into a single, easy-to-use platform. The core offering is a business checking account with competitive APY rates (up to 3.0% for upgraded plans), no monthly fees, unlimited transactions, and FDIC insurance up to $3 million through partner banks. This allows businesses to save on banking costs while earning interest on their balances.
Beyond checking, Bluevine provides access to business financing options like lines of credit up to $250,000 and term loans up to $500,000, with a streamlined application process. The platform also simplifies getting paid through professional invoicing, secure payment links powered by Stripe, and an innovative Tap to Pay feature that turns a smartphone into a contactless payment terminal. With features like automated accounts payable, mobile check deposit, team access, and sub-accounts, Bluevine aims to provide all the necessary tools for businesses to manage their finances efficiently and securely, without needing to visit a physical bank.
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Bluevine FAQ
Bluevine is a financial technology company that provides a business banking platform offering integrated business checking, lending, and payment solutions. It allows businesses to manage their finances, get working capital, and accept payments all from one platform.
Bluevine offers a Standard checking plan with no monthly fees. Upgraded plans (Plus and Premier) have monthly fees ($30/month and $95/month respectively) but offer higher APY and discounts on certain payment fees. There are also transaction fees for certain services like outgoing wire transfers and credit card processing (e.g., 2.7% + $0.30 for Tap to Pay).
Yes, Bluevine offers a free Standard business checking plan with no monthly fees, no overdraft fees, free standard ACH, and unlimited transactions. However, there are upgraded paid plans and certain transaction fees may apply.
Bluevine is designed for small and medium-sized businesses looking for an integrated banking solution that offers high-yield checking, access to financing, and easy ways to accept customer payments. It's suitable for businesses that prefer digital banking and want to consolidate their financial operations.