Bluevine
Claim this toolBanking beyond expectations with a powerful business banking platform for growth.
From $30/mo flat, billed monthly (free plan available) Visit WebsiteThe Bottom Line
- Price
- From $30/mo flat, billed monthly (free plan available). Compare plans
Key facts
- Integrated business checking, lending, and invoicing in one platform.
- High-yield business checking with up to 3.3% APY and a $0 Standard plan.
- Accept payments easily with invoicing, payment links, and Tap to Pay on your phone.
Pros
- High APY on checking balances compared to traditional banks
- No monthly fees or minimum balance requirements for the standard plan
- Comprehensive suite of financial tools in one platform (checking, lending, payments)
- Innovative Tap to Pay feature eliminates need for extra hardware
- Strong security features including FDIC insurance up to $3 million
Cons
- Bluevine is a financial technology company, not a bank, relying on partner banks for FDIC insurance.
- Higher APY rates and some payment fee discounts require upgraded, paid plans.
- Stripe processing fees apply for Tap to Pay and other card payments.
What is Bluevine?
Available on: Web
Ratings Across the Web
Bluevine holds an aggregate rating of 4.7 out of 5 from 3 reviews across G2, last checked March 19, 2026.
Ratings aggregated from independent review platforms. Learn more
Preview
Key Features
- Business checking account with up to 3.3% APY
- No monthly fees and unlimited transactions for standard plan
- FDIC insurance up to $3 million
- Business Line of Credit up to $250,000
- Business Term Loans up to $500,000 (through partners)
- Professional invoicing with company logo
- Secure payment links powered by Stripe
- Tap to Pay (phone as card terminal) for contactless payments
Pricing Plans
Free TrialPricing checked Nov 12, 2026. Source: bluevine.com/business-checking/plans-and-pricing, read Nov 12, 2026
| Plan | Price | Details |
|---|---|---|
| Standard | Free |
+3 more Show less
|
| Plus | $30 / month | Fee waived with a $20,000 average daily balance and $2,000 monthly debit card spend. One-month free trial.
+2 more Show less
|
| Premier | $95 / month | Fee waived with a $100,000 average daily balance and $5,000 monthly debit card spend. One-month free trial.
+3 more Show less
|
Is Bluevine worth the price?
Bluevine's 'Standard' tier is exceptionally generous, offering a free business banking account with a competitive 1.3% APY and no monthly fees, which is rare in the market.
The 'Plus' ($30/month) and 'Premier' ($95/month) tiers charge a monthly fee that can be waived by meeting balance and spending requirements, in exchange for higher APY (1.75% and 3.3%). This pricing model is best for small businesses and startups prioritizing cost-effective banking with good interest rates.
Hidden Costs & Gotchas
Plus ($30/month) and Premier ($95/month) fees apply unless you meet the balance and spending requirements
Overage fees for non-standard transactions
How Bluevine's pricing compares
Bluevine starts at $30/mo flat for the whole organisation. Its direct competitors are priced on a different basis (per user, or in another currency), so each entry price below is shown with its own unit and currency and is not ranked against the others.
Entry paid plan, monthly price (billing term shown per row), in each tool's own currency. Pricing checked Nov 12, 2026.
Recent pricing updates
Changes we detected on the Bluevine pricing page.
- Plus ($30/month) and Premier ($95/month) now show their waivable monthly fees instead of 'Contact us'; APY corrected to 1.75% (Plus) and 3.3% on all balances (Premier, was 'up to 3.0%'); pricing page link fixed.
Bluevine by the numbers
Toolradar data: Bluevine's entry paid plan ($30/mo flat, billed monthly) ranks #6 of 15 for price among the Payment Processing tools with a verified entry price as a flat team plan, where the median is $50/mo flat. As of Nov 2026.
| Metric | Bluevine | Peer median | Position (1 is best) |
|---|---|---|---|
| Entry paid plan | $30/mo flat, billed monthly | $50/mo flat | #6 of 15 tools priced as a flat team plan, verified price |
| Free plan | Yes | 28% have one | n/a |
| Listed as an alternative to | 4 tools | 3 | #73 of 195 (joint) |
| Integrations listed | 1 | 1 | #7 of 19 (joint) tools with at least one integration recorded |
Listed as an alternative to: #71 on 2026-10-16 to #73 on 2026-11-11 (rank among 195 tools, 1 is best).
Each position is counted among the tools that have data for that row, as noted under it. A lower entry price ranks higher; prices are read on vendor pages and compared only with tools priced on the same basis. All Payment Processing data · How we compute this. Advertising and placement fees are not inputs to any position.
Cite this: Toolradar, “Bluevine by the numbers”, Nov 2026.
Reviews
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Bluevine FAQ
How does Bluevine help businesses manage their finances efficiently?
Which teams would benefit most from using Bluevine?
How does Bluevine's offering compare to Mercury?
What kind of trade-offs should businesses consider when choosing Bluevine?
How is Bluevine priced?
Can businesses accept contactless payments directly through Bluevine?
Does Bluevine provide access to business financing?
How does Bluevine pricing compare with other Payment Processing tools?
Does Bluevine have a promo code or discount code?
Source: bluevine.com