Gravity vs Xero: Which Should You Choose in 2026?
Choosing between Gravity and Xero comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 22, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Gravity
Automate local government finance from budgeting to reporting and community engagement.
Best for you if:
- • Automates budgeting and financial reporting for local governments.
- • Simplifies ACFRs, grants, and compliance (GASB disclosures).
Xero
Beautiful accounting software
Best for you if:
- • You want the higher-rated option (8.6/10 vs 0.0/10)
- • Xero is cloud accounting software for small businesses
- • It provides invoicing, bank reconciliation, and financial reporting
| At a Glance |  Gravity |  Xero |
|---|---|---|
Price | Paid | Paid |
Best For | Accounting | Accounting |
Rating | —/100 | 86/100 |
| Feature | Gravity | Xero |
|---|---|---|
| Pricing Model | Paid | Paid |
| Editorial Score | — | 86 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | AccountingCitizen Services | AccountingInvoicing |
How Gravity and Xero Compare
Gravity
Automate local government finance from budgeting to reporting and community engagement.
Paid
Xero
Beautiful accounting software
Paid · 86/100 score
Who Should Use What?
On a budget?
Both are paid. Compare plans on their websites.
Go with: Xero
Want the highest-rated option?
Xero scores 86/100. Gravity is unrated.
Go with: Xero
Value user reviews?
Neither has user reviews yet.
Go with: Xero
3 Questions to Help You Decide
What's your budget?
Both are paid. Pricing won't help you decide here.
What's your use case?
Both are accounting tools. Compare their specific features to decide.
How important are ratings?
Not all tools have been rated yet.
Key Takeaways
Xero
- Higher score: 86/100 vs unrated
- Our pick for this comparison
Gravity
The Bottom Line
Xero (86/100) is our pick.
Frequently Asked Questions
Is Gravity or Xero better?
Xero scores 86/100 in our evaluation. Both are paid.
What are Gravity and Xero used for?
Gravity: Automate local government finance from budgeting to reporting and community engagement.. Xero: Beautiful accounting software.
What does Gravity cost vs Xero?
Gravity is a paid tool. Xero is a paid tool. Visit their websites for detailed pricing.