Month End vs Wise Business: Which Should You Choose in 2026?
Choosing between Month End and Wise Business comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Month End
Empower employees with instant credit via QR codes for seamless purchases.
Best for you if:
- • Provides employees with instant credit access via QR codes.
- • Designed for everyday purchases and financial flexibility.
Wise Business
The only business account you need to go global, making international payments and finances easy.
Best for you if:
- • You want the higher-rated option (7.7/10 vs 0.0/10)
- • International business account for sending, receiving, and spending in multiple currencies.
- • Uses mid-market exchange rates and transparent fees for cost-effective global transactions.
| At a Glance |  Month End |  Wise Business |
|---|---|---|
Price | Free + Paid | Free + Paid |
Best For | Accounting | Accounting |
Rating | —/100 | 77/100 |
| Feature | Month End | Wise Business |
|---|---|---|
| Pricing Model | Freemium | Freemium |
| Editorial Score | — | 77 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | AccountingExpense Management | AccountingExpense Management |
How Month End and Wise Business Compare
Month End
Empower employees with instant credit via QR codes for seamless purchases.
Free tier available
Wise Business
The only business account you need to go global, making international payments and finances easy.
Free tier available · 77/100 score
Who Should Use What?
On a budget?
Both are freemium. Compare plans on their websites.
Go with: Month End
Want the highest-rated option?
Wise Business scores 77/100. Month End is unrated.
Go with: Wise Business
Value user reviews?
Neither has user reviews yet.
Go with: Wise Business
3 Questions to Help You Decide
What's your budget?
Both are freemium. Pricing won't help you decide here.
What's your use case?
Both are accounting tools. Compare their specific features to decide.
How important are ratings?
Not all tools have been rated yet.
Key Takeaways
Wise Business
- Higher score: 77/100 vs unrated
- Free tier available
- Our pick for this comparison
Month End
The Bottom Line
Wise Business (77/100) is our pick.
Frequently Asked Questions
Is Month End or Wise Business better?
Wise Business scores 77/100 in our evaluation. Both are freemium.
What are Month End and Wise Business used for?
Month End: Empower employees with instant credit via QR codes for seamless purchases.. Wise Business: The only business account you need to go global, making international payments and finances easy..
What does Month End cost vs Wise Business?
Month End is freemium (free tier + paid plans). Wise Business is freemium (free tier + paid plans). Visit their websites for detailed pricing.