Skip to content
Wise Business logo

The only business account you need to go global, making international payments and finances easy.

Visit Website
Reviews onG2Capterra
97 reviews tracked·1 press mentions

The Bottom Line

Entry price

Free plan available, paid tiers above

Biggest pro

International payments

Biggest con

Account issues reported

TL;DR - Wise Business

  • International business account for sending, receiving, and spending in multiple currencies.
  • Uses mid-market exchange rates and transparent fees for cost-effective global transactions.
  • Offers multi-currency debit cards, team management, and accounting software integration.
Pricing: Free plan available
Best for: Growing teams
4.0/5 across review platforms

What is Wise Business?

Editorial review
Wise Business is an all-in-one international business account designed to help businesses, freelancers, and startups manage their finances globally. It allows users to make and receive payments in multiple currencies, spend with multi-currency debit cards, and earn returns on their money. The platform emphasizes transparency with its mid-market exchange rates and upfront fees, aiming to save businesses time and money on international transactions. Key features include creating foreign account details (like US routing numbers and EU IBANs) to get paid like a local, sending fast global payments with volume discounts, and simplifying bulk transfers with batch payments. It also offers tools for team management, allowing custom spending permissions and integration with accounting software for streamlined financial admin. Wise Business caters to a wide range of businesses looking to expand internationally without the hidden costs and complexities often associated with traditional banking.

Available on: Web, iOS, Android

Pros & Cons

Pros

  • International payments
  • Good exchange rates
  • Multi-currency
  • Active development
  • Fair pricing

Cons

  • Account issues reported
  • Verification strict
  • Support varies
  • Feature gaps
  • Better for specific uses

Ratings Across the Web

4(97 reviews)

Ratings aggregated from independent review platforms. Learn more

Key Features

Business transfersMulti-currency accountsBatch paymentsTeam managementReal exchange ratesAPI access

Pricing Plans

Most Popular

Pay As You Go

Free

No monthly fees

  • One-time setup fee 31 USD
  • Hold 40+ currencies
  • Low transfer fees from 0.33%
  • Free local payments

Transfers

From 0.33%

Per transfer

  • Mid-market exchange rate
  • Batch payments up to 1,000
  • API access
  • Multi-user access

How Wise Business's pricing compares

At $0.33/mo, Wise Business is the most affordable of its 4 direct competitors.

Wise Business
$0.33
$19

Entry paid plan, monthly.

Reviews

4.0/5

Across 97 verified user reviews on G2, Capterra

Add your hands-on experience to help the next buyer.

Best Wise Business Alternatives

Top alternatives based on features, pricing, and user needs.

View full list →

Most buyers shortlist 2 or 3 tools before committing. Pull a side-by-side comparison or browse the full alternatives shortlist below.

Explore More

Wise Business FAQ

What is Wise Business?

Wise Business is a multi-currency account for businesses, offering cheap international transfers and local bank details in multiple currencies.

Is Wise Business free?

Opening a Wise Business account costs $31 one-time. There are no monthly fees, just transaction fees.

What currencies does Wise support?

Wise Business supports 40+ currencies with local bank details in USD, EUR, GBP, AUD, and more.

Source: wise.com

Guides & Articles