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The only business account you need to go global, making international payments and finances easy.

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Reviews onG2Capterra
97 reviews tracked·1 press mention

The Bottom Line

Entry price

Free plan available, paid tiers above

Biggest pro

International payments

Biggest con

Account issues reported

TL;DR - Wise Business

  • International business account for sending, receiving, and spending in multiple currencies.
  • Uses mid-market exchange rates and transparent fees for cost-effective global transactions.
  • Offers multi-currency debit cards, team management, and accounting software integration.
Pricing: Free plan available
Best for: Growing teams
4.0/5 across review platforms

What is Wise Business?

Editorial review
Wise Business is an all-in-one international business account designed to help businesses, freelancers, and startups manage their finances globally. It allows users to make and receive payments in multiple currencies, spend with multi-currency debit cards, and earn returns on their money. The platform emphasizes transparency with its mid-market exchange rates and upfront fees, aiming to save businesses time and money on international transactions. Key features include creating foreign account details (like US routing numbers and EU IBANs) to get paid like a local, sending fast global payments with volume discounts, and simplifying bulk transfers with batch payments. It also offers tools for team management, allowing custom spending permissions and integration with accounting software for streamlined financial admin. Wise Business caters to a wide range of businesses looking to expand internationally without the hidden costs and complexities often associated with traditional banking.

Available on: Web, iOS, Android

Pros & Cons

Pros

  • International payments
  • Good exchange rates
  • Multi-currency
  • Active development
  • Fair pricing

Cons

  • Account issues reported
  • Verification strict
  • Support varies
  • Feature gaps
  • Better for specific uses

Ratings Across the Web

4(97 reviews)

Ratings aggregated from independent review platforms. Learn more

Key Features

Business transfersMulti-currency accountsBatch paymentsTeam managementReal exchange ratesAPI access

Pricing Plans

Pricing checked Jul 8, 2026

Most Popular

Pay As You Go

Free

No monthly fees

  • One-time setup fee 31 USD
  • Hold 40+ currencies
  • Low transfer fees from 0.33%
  • Free local payments

Transfers

From 0.33%

Per transfer

  • Mid-market exchange rate
  • Batch payments up to 1,000
  • API access
  • Multi-user access

How Wise Business's pricing compares

At $0.33/mo, Wise Business is the most affordable of its 4 direct competitors.

Wise Business
$0.33
$19

Entry paid plan, monthly. Pricing checked Jul 8, 2026.

Reviews

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4.0/5

Across 97 verified user reviews on G2, Capterra

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Wise Business FAQ

How does Wise Business facilitate international payments for businesses?

Wise Business enables businesses to send fast global payments and receive money in multiple currencies. It offers features like foreign account details (e.g., US routing numbers, EU IBANs) to get paid like a local and supports bulk transfers with batch payments.

Which teams would benefit most from using Wise Business?

Wise Business is ideal for businesses, freelancers, and startups that operate internationally and need to manage finances across borders. It is particularly suited for teams looking to expand globally without the complexities of traditional international banking.

What kind of limitations might a user encounter with Wise Business?

Users may experience strict verification processes and varying levels of customer support. There have also been reports of account issues and some feature gaps, indicating it may be better suited for specific use cases.

How is Wise Business priced?

Wise Business is available on a free tier, providing basic functionalities for users. Paid plans are offered for those requiring more extensive usage and additional features.

Can Wise Business integrate with existing accounting software?

Yes, Wise Business is designed to integrate with accounting software. This feature helps streamline financial administration and simplifies the management of international transactions.

How does Wise Business compare to Payoneer for international transactions?

Wise Business focuses on providing an all-in-one international business account with transparent mid-market exchange rates and upfront fees for global payments. It also offers multi-currency debit cards and tools for team management, aiming to save time and money on international transactions.

Source: wise.com

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