Wise Business Pricing 2026

Plans, hidden costs, and cheaper alternatives compared

Is Wise Business worth the price?

85/10

Wise Business offers a fair and transparent pricing model, especially with its 'Pay As You Go' tier which has no monthly fees, only a one-time setup fee of 31 USD.

This makes it very accessible for businesses of all sizes. The 'Transfers' tier, priced from 0.33% per transfer, is competitive for international transactions.

It's best for businesses that frequently send or receive international payments.

Pricing Plans

Pay As You Go

Free

No monthly fees

One-time setup fee 31 USD
Hold 40+ currencies
Low transfer fees from 0.33%
Free local payments

Transfers

From 0.33%

Per transfer

Mid-market exchange rate
Batch payments up to 1,000
API access
Multi-user access

Calculate your cost View full pricing

Hidden Costs & Gotchas

One-time setup fee of 31 USD for 'Pay As You Go'

Variable transfer fees starting from 0.33%

Potential fees for certain payment methods

Which Plan Do You Need?

Small businesses with international clients

Companies needing multi-currency accounts

Businesses making frequent global payments

How Wise Business Compares to Competitors

Compared to traditional banks, Wise Business is significantly more cost-effective due to its low transfer fees and mid-market exchange rates, whereas banks often have hidden markups. While Revolut Business also offers competitive international transfers, Wise's transparent fee structure and focus on international payments often provide better value for high-volume international transactions.

Wise Business Pricing FAQ

How much does Wise Business cost?

Wise Business starts at $0.33/month on the Transfers plan. A free plan is also available with limited features.

Does Wise Business have a free plan?

Yes. Wise Business offers a free plan called "Pay As You Go". It includes: One-time setup fee 31 USD, Hold 40+ currencies, Low transfer fees from 0.33%.

Is there a cheaper alternative to Wise Business?

Yes. Popular alternatives to Wise Business include Pleo, Mercury, Windward Software, PropertyBoss. Free alternatives include Pleo, Mercury, Junio. Compare them side-by-side on Toolradar.