Novo vs Pleo: Which Should You Choose in 2026?
Choosing between Novo and Pleo comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Novo
Smarter online business banking solutions for small businesses and self-employed entrepreneurs.
Best for you if:
- • You want the higher-rated option (8.0/10 vs 7.5/10)
- • You need accounting features specifically
- • Offers a free online business checking account with no hidden fees.
- • Provides tools for invoicing, budgeting, expense management, and integrates with popular business apps.
Pleo
Transform business spending into success with smart company cards and automated expense management.
Best for you if:
- • You need workflow automation features specifically
- • Provides smart company cards for employee spending.
- • Automates expense reports, reimbursements, and invoice processing.
| At a Glance |  Novo |  Pleo |
|---|---|---|
Price | Free + Paid | Free + Paid |
Best For | Accounting | Workflow Automation |
Rating | 80/100 | 75/100 |
| Feature | Novo | Pleo |
|---|---|---|
| Pricing Model | Freemium | Freemium |
| Editorial Score | 80 | 75 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | AccountingInvoicing | Workflow AutomationAccounting |
How Novo and Pleo Compare
Novo
Smarter online business banking solutions for small businesses and self-employed entrepreneurs.
Free tier available · 80/100 score
Pleo
Transform business spending into success with smart company cards and automated expense management.
Free tier available · 75/100 score
Novo is a accounting tool. Pleo is in workflow automation.
Who Should Use What?
On a budget?
Both are freemium. Compare plans on their websites.
Go with: Novo
Want the highest-rated option?
Novo: 80/100. Pleo: 75/100.
Go with: Novo
Value user reviews?
Neither has user reviews yet.
Go with: Novo
3 Questions to Help You Decide
What's your budget?
Both are freemium. Pricing won't help you decide here.
What's your use case?
Novo is a accounting tool. Pleo is in workflow automation. Pick the category that matches your needs.
How important are ratings?
Novo scores higher: 80/100 vs 75/100.
Key Takeaways
Novo
- Higher score: 80/100 vs 75
- Free tier available
- Our pick for this comparison
Pleo
- Better fit for workflow automation
The Bottom Line
Novo (80/100) is our pick.
Frequently Asked Questions
Is Novo or Pleo better?
Novo scores 80/100 in our evaluation. Both are freemium.
What are Novo and Pleo used for?
Novo: Smarter online business banking solutions for small businesses and self-employed entrepreneurs.. Pleo: Transform business spending into success with smart company cards and automated expense management..
What does Novo cost vs Pleo?
Novo is freemium (free tier + paid plans). Pleo is freemium (free tier + paid plans). Visit their websites for detailed pricing.