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Policygenius vs Float: Which Should You Choose in 2026?

Choosing between Policygenius and Float comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.

By Toolradar Team · Last updated February 28, 2026 · Methodology

Short on time? Here's the quick answer

We've tested both tools. Here's who should pick what:

Policygenius

Compare and buy insurance online with expert advice.

Best for you if:

  • • You need something completely free
  • • You need financial planning features specifically
  • Compare multiple insurance quotes online.
  • Access expert advice from licensed advisors.

Float

Unlock cash visibility and make confident financial decisions with visual cash flow forecasting.

Best for you if:

  • • You want the higher-rated option (8.9/10 vs 0.0/10)
  • • You need accounting features specifically
  • Automates cash flow forecasting by syncing with accounting software.
  • Enables scenario planning and 'what-if' analysis for financial decisions.
At a Glance
PolicygeniusPolicygenius
FloatFloat
Price
FreePaid
Best For
Financial PlanningAccounting
Rating
/10089/100
FeaturePolicygeniusFloat
Pricing ModelFreePaid
Editorial Score
89
Community RatingNo ratings yetNo ratings yet
Total Reviews00
Community Upvotes
0
0
Categories
Financial Planning
AccountingFinancial Planning

How Policygenius and Float Compare

Policygenius

Compare and buy insurance online with expert advice.

Free

Float

Unlock cash visibility and make confident financial decisions with visual cash flow forecasting.

Paid · 89/100 score

Policygenius is a financial planning tool. Float is in accounting.

Who Should Use What?

On a budget?

Policygenius is free. Float is paid.

Go with: Policygenius

Want the highest-rated option?

Float scores 89/100. Policygenius is unrated.

Go with: Float

Value user reviews?

Neither has user reviews yet.

Go with: Float

3 Questions to Help You Decide

1

What's your budget?

Policygenius is free. Float is paid. Go with Policygenius if free matters most.

2

What's your use case?

Policygenius is a financial planning tool. Float is in accounting. Pick the category that matches your needs.

3

How important are ratings?

Not all tools have been rated yet.

Key Takeaways

Float

  • Higher score: 89/100 vs unrated
  • Our pick for this comparison

Policygenius

  • Completely free
  • Better fit for financial planning

The Bottom Line

Float (89/100) is our pick. That said, Policygenius is free — hard to beat on price.

Frequently Asked Questions

Is Policygenius or Float better?

Float scores 89/100 in our evaluation. Policygenius is free and Float is paid.

What are Policygenius and Float used for?

Policygenius: Compare and buy insurance online with expert advice.. Float: Unlock cash visibility and make confident financial decisions with visual cash flow forecasting..

What does Policygenius cost vs Float?

Policygenius is completely free. Float is a paid tool. Visit their websites for detailed pricing.

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