Puzzle vs Pleo: Which Should You Choose in 2026?
Choosing between Puzzle and Pleo comes down to understanding what each tool does best. This comparison breaks down the key differences so you can make an informed decision based on your specific needs, not marketing claims.
By Toolradar Team · Last updated February 28, 2026 · Methodology
Short on time? Here's the quick answer
We've tested both tools. Here's who should pick what:
Puzzle
AI-native accounting software for startups and accounting firms, replacing manual workflows with real-time financials.
Best for you if:
- • You want the higher-rated option (8.6/10 vs 7.5/10)
- • Automates up to 98% of manual accounting workflows using AI.
- • Provides real-time financial insights like burn, runway, and cash position.
Pleo
Transform business spending into success with smart company cards and automated expense management.
Best for you if:
- • Provides smart company cards for employee spending.
- • Automates expense reports, reimbursements, and invoice processing.
| At a Glance |  Puzzle |  Pleo |
|---|---|---|
Price | Free + Paid | Free + Paid |
Best For | Workflow Automation | Workflow Automation |
Rating | 86/100 | 75/100 |
| Feature | Puzzle | Pleo |
|---|---|---|
| Pricing Model | Freemium | Freemium |
| Editorial Score | 86 | 75 |
| Community Rating | No ratings yet | No ratings yet |
| Total Reviews | 0 | 0 |
| Community Upvotes | 0 | 0 |
| Categories | Workflow AutomationAccounting | Workflow AutomationAccounting |
How Puzzle and Pleo Compare
Puzzle
AI-native accounting software for startups and accounting firms, replacing manual workflows with real-time financials.
Free tier available · 86/100 score
Pleo
Transform business spending into success with smart company cards and automated expense management.
Free tier available · 75/100 score
Who Should Use What?
On a budget?
Both are freemium. Compare plans on their websites.
Go with: Puzzle
Want the highest-rated option?
Puzzle: 86/100. Pleo: 75/100.
Go with: Puzzle
Value user reviews?
Neither has user reviews yet.
Go with: Puzzle
3 Questions to Help You Decide
What's your budget?
Both are freemium. Pricing won't help you decide here.
What's your use case?
Both are workflow automation tools. Compare their specific features to decide.
How important are ratings?
Puzzle scores higher: 86/100 vs 75/100.
Key Takeaways
Puzzle
- Higher score: 86/100 vs 75
- Free tier available
- Our pick for this comparison
Pleo
The Bottom Line
Puzzle (86/100) is our pick.
Frequently Asked Questions
Is Puzzle or Pleo better?
Puzzle scores 86/100 in our evaluation. Both are freemium.
What are Puzzle and Pleo used for?
Puzzle: AI-native accounting software for startups and accounting firms, replacing manual workflows with real-time financials.. Pleo: Transform business spending into success with smart company cards and automated expense management..
What does Puzzle cost vs Pleo?
Puzzle is freemium (free tier + paid plans). Pleo is freemium (free tier + paid plans). Visit their websites for detailed pricing.